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Groups > sci.electronics.design > #459865
| From | rickman <gnuarm@gmail.com> |
|---|---|
| Newsgroups | sci.electronics.design |
| Subject | Re: Why Have Medical Insurance? |
| Date | 2017-05-10 23:03 -0400 |
| Organization | A noiseless patient Spider |
| Message-ID | <of0k3f$5b8$1@dont-email.me> (permalink) |
| References | <oeqk5a$akq$1@dont-email.me> <4804d959-ce6b-4965-a451-842c192e0b59@googlegroups.com> <84549a05-63f2-437c-bbab-8fd0051ad13f@googlegroups.com> |
On 5/10/2017 10:04 PM, dagmargoodboat@yahoo.com wrote: > On Monday, May 8, 2017 at 5:20:21 PM UTC-4, dca...@krl.org wrote: >> On Monday, May 8, 2017 at 4:27:31 PM UTC-4, rickman wrote: >>> >>> So what is the point of medical insurance if your rates can be jacked up >>> when you get sick or the condition you are sick with can be removed from >>> the coverage? >>> >>> -- >>> >>> Rick C >> >> I think you need to review the proposed law. My understanding is that if you had a pre existing condition you could be charged more for one year and after a year of being covered your payments would be lowered as if you had no pre existing condition. >> >> Dan > > Correct. The "late enrollment penalty" adds 30% to your premiums, for > one year. > > http://files.kff.org/attachment/Proposals-to-Replace-the-Affordable-Care-Act-Summary-of-the-American-Health-Care-Act The states have flexibility to make changes to these rules. They can decide to allow insurance companies to charge higher rates and to not cover "preexisting" conditions for some period of time. "The American Health Care Act stipulates that states can allow insurers to charge people with pre-existing conditions more for health insurance (which is banned under the ACA) if the states meet certain conditions, such as setting up high-risk insurance pools. Insurers still cannot deny people coverage outright, as was a common practice before the ACA's passage, but they can hike up premiums to an unaffordable amount, effectively pricing people out of the market. "In fact, premiums could reach as high as $25,700 per year for people in high-risk pools, according to a report from AARP. People who receive insurance through their employer would not be affected, unless they lost their job or moved to the individual insurance market for some other reason." The part I don't really get is how this is a big improvement over the ACA. They are talking about spending "$138 billion over a decade set aside for high-risk pools". That may be a lower number than what the ACA would cost over a decade, but is it really worth it? How much is this going to muck up the works? Why go from a system where people just plain get insurance to one where they can get insurance, but have to go here if this and there if that? The ones who don't care about any of this are the majority who have insurance through their employers. I recall a conversation with one of mine where they explained that if you had a disabling medical condition you would be fired after some time (it takes 6 months to claim on disability insurance if you have it) and after that you are on your own. Even COBRA runs out at 18 months. Then your only option is one of these plans. You don't know what will happen to you. One thing every health care professional knows, sometimes you are better off leaving things alone than going in to try to "fix" it. The more you mess with it, the worse it gets many times. If we are going to keep fucking with the health care of the US, why not do something that actually FIXES it instead of doing a Doctor Willard Bliss? -- Rick C
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Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 16:27 -0400
Re: Why Have Medical Insurance? "dcaster@krl.org" <dcaster@krl.org> - 2017-05-08 14:20 -0700
Re: Why Have Medical Insurance? John Larkin <jjlarkin@highland_snip_technology.com> - 2017-05-08 14:54 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 18:08 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:01 -0400
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 20:14 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:47 -0400
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 21:08 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 21:14 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 09:33 -0700
Re: Why Have Medical Insurance? bloggs.fredbloggs.fred@gmail.com - 2017-05-11 05:29 -0700
Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-10 12:40 -0700
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-10 21:02 -0700
Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-11 16:31 -0700
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-11 16:39 -0700
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-11 16:44 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-11 20:26 -0400
Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-11 21:11 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 00:41 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-12 19:44 -0400
Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-12 22:10 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 21:26 -0400
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 21:31 -0400
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 21:48 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 10:24 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 13:35 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 11:25 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 18:18 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:38 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 19:09 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 18:49 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 21:37 -0400
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 19:52 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-08 22:58 -0500
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 01:14 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-10 14:19 -0500
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:30 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 21:46 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:53 -0700
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-09 09:29 -0400
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:13 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 09:38 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 13:25 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-10 13:41 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 11:44 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 18:40 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:49 -0700
Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-10 19:18 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 20:12 -0700
Re: Why Have Medical Insurance? "dcaster@krl.org" <dcaster@krl.org> - 2017-05-11 19:16 -0700
Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-11 20:19 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-11 21:43 -0700
Re: Why Have Medical Insurance? "dcaster@krl.org" <dcaster@krl.org> - 2017-05-12 17:16 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 18:52 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 19:27 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 19:43 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:30 -0700
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 08:28 +0100
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 01:20 -0700
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 09:39 +0100
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:22 -0400
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 17:37 +0100
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:47 -0400
Re: Why Have Medical Insurance? Spehro Pefhany <speffSNIP@interlogDOTyou.knowwhat> - 2017-05-09 07:58 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 06:33 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-09 12:48 -0400
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:26 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-09 20:08 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-08 15:55 -0700
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 19:39 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-08 18:34 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:49 -0400
Re: Why Have Medical Insurance? John Larkin <jjlarkin@highland_snip_technology.com> - 2017-05-08 17:55 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:10 -0700
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 08:33 +0100
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 00:55 -0700
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 09:21 +0100
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 01:47 -0700
Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 04:06 -0700
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 06:00 -0700
Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 16:30 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 20:08 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-09 20:10 -0400
Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 19:50 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-10 12:51 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 19:30 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 20:55 -0700
Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 21:44 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 23:46 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:33 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 10:47 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 18:44 -0400
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 19:37 -0700
Re: Why Have Medical Insurance? "billbowden" <bperryb@bowdenshobbycircuits.info> - 2017-05-11 20:54 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 00:31 -0400
Re: Why Have Medical Insurance? "billbowden" <bperryb@bowdenshobbycircuits.info> - 2017-05-12 15:19 -0700
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-11 22:22 -0700
Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:33 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 22:11 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 02:21 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 09:47 -0700
Re: Why Have Medical Insurance? "billbowden" <bperryb@bowdenshobbycircuits.info> - 2017-05-22 18:38 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-23 18:38 -0400
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:31 -0400
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 17:40 +0100
Re: Why Have Medical Insurance? Frank Miles <fpm@u.washington.edu> - 2017-05-08 23:39 +0000
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 19:34 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-08 22:04 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 18:03 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:02 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 18:41 -0400
Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-08 19:04 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 22:17 -0400
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 22:27 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 22:30 -0400
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:30 -0700
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-08 19:33 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 22:55 -0400
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:21 -0700
Re: Why Have Medical Insurance? bloggs.fredbloggs.fred@gmail.com - 2017-05-09 09:13 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:45 -0400
Re: Why Have Medical Insurance? bloggs.fredbloggs.fred@gmail.com - 2017-05-10 08:05 -0700
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 19:04 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-10 22:38 -0400
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 23:03 -0400
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 09:30 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-22 01:24 -0400
Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-08 14:22 -0700
Re: Why Have Medical Insurance? Jim Thompson <To-Email-Use-The-Envelope-Icon@On-My-Web-Site.com> - 2017-05-08 17:08 -0700
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 20:20 -0400
Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 20:30 -0400
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:42 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-12 18:31 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 19:49 -0400
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-12 20:14 -0400
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-12 19:27 -0500
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-12 17:38 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 21:22 -0400
Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:43 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-13 11:04 -0400
Re: Why Have Medical Insurance? Lasse Langwadt Christensen <langwadt@fonz.dk> - 2017-05-13 09:13 -0700
Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:45 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 22:27 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-13 11:06 -0400
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-13 08:40 -0700
Re: Why Have Medical Insurance? Reinhardt Behm <rbehm@hushmail.com> - 2017-05-14 00:01 +0800
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-15 09:32 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-15 10:45 -0400
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-15 13:48 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-16 01:40 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-15 07:48 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-15 20:30 -0400
Re: Why Have Medical Insurance? Jasen Betts <jasen@xnet.co.nz> - 2017-05-28 12:10 +0000
Re: Why Have Medical Insurance? "Kevin Aylward" <kevinRemovAT@kevinaylward.co.uk> - 2017-05-13 21:11 +0100
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-13 13:39 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 16:56 -0400
Re: Why Have Medical Insurance? Lasse Langwadt Christensen <langwadt@fonz.dk> - 2017-05-13 14:04 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 17:18 -0400
Re: Why Have Medical Insurance? Lasse Langwadt Christensen <langwadt@fonz.dk> - 2017-05-13 14:41 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-13 21:17 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-15 13:55 -0500
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 10:27 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-21 21:53 -0700
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-13 06:28 +0100
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 02:23 -0400
Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-13 08:06 +0100
Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:40 -0700
Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 22:13 -0700
Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-13 10:14 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 14:32 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-12 17:33 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-12 20:11 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 21:34 -0400
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-13 09:19 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 11:34 -0400
Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-13 10:35 -0700
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 14:38 -0400
Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-13 16:25 -0700
Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-12 22:37 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-12 19:46 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-13 09:38 -0500
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-13 08:05 -0700
Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-13 10:35 -0500
Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 12:00 -0400
Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-13 09:14 -0700
Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 09:56 -0700
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