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Groups > sci.electronics.design > #460042

Re: Why Have Medical Insurance?

From rickman <gnuarm@gmail.com>
Newsgroups sci.electronics.design
Subject Re: Why Have Medical Insurance?
Date 2017-05-12 21:22 -0400
Organization A noiseless patient Spider
Message-ID <of5mud$13j$1@dont-email.me> (permalink)
References <oeqk5a$akq$1@dont-email.me> <of5gdp$8tr$1@dont-email.me> <of5hfk$b0i$2@dont-email.me> <of5jo8$gf2$1@dont-email.me> <of5kb2$i5k$1@dont-email.me>

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On 5/12/2017 8:38 PM, Don Y wrote:
> On 5/12/2017 5:27 PM, amdx wrote:
>>  It was a comment about the ACA and how much my premium has went up with
>> the changes inflicted.
>
> My health insurance costs *tripled* from my first year with an
> individual policy (decades ago) to the second.  I'd not hit any
> magical age.  Nor filed any claims -- nor even visited a provider!

I guess you lost out by paying for insurance.  Too bad you have good 
health.  Better luck next year.

It's a well known fact that insurance premiums go up with age.  That's 
even allowed in the ACA.


> Having little/no experience with HEALTH insurance, I thought
> of it in the context of CAR insurance:  what have *I* done to
> merit these huge increases??

Gotten older and driving a model that has gotten more expensive to 
repair.  Too bad you can't trade it in for a newer model that can be 
insured for less.


> My insurance agent said "too many other sick people so the cost
> of insuring the *group* of you has gone up; this is your share
> of that pie..."

Of course, that is the very definition of insurance.  You pool the costs 
of everyone in the group.


> Cars are safer.  But, the costs of repairing cars that are in
> accidents has increased -- particularly because they ARE safer
> and more "sacrificial".  So, my car insurance cost goes up
> even though I've not had ANY accidents, citations, etc.  I
> end up paying for all the folks who get into fender-benders.

No, you pay for the insurance that would cover your costs if *you* get 
into a fender bender.  God!  How stupid would it be to pay for other's 
accidents out of the goodness of your heart...

-- 

Rick C

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Thread

Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 16:27 -0400
  Re: Why Have Medical Insurance? "dcaster@krl.org" <dcaster@krl.org> - 2017-05-08 14:20 -0700
    Re: Why Have Medical Insurance? John Larkin <jjlarkin@highland_snip_technology.com> - 2017-05-08 14:54 -0700
      Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 18:08 -0400
        Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:01 -0400
          Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 20:14 -0400
            Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:47 -0400
              Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 21:08 -0400
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 21:14 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 09:33 -0700
                Re: Why Have Medical Insurance? bloggs.fredbloggs.fred@gmail.com - 2017-05-11 05:29 -0700
                Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-10 12:40 -0700
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-10 21:02 -0700
                Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-11 16:31 -0700
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-11 16:39 -0700
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-11 16:44 -0700
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-11 20:26 -0400
                Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-11 21:11 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 00:41 -0400
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-12 19:44 -0400
                Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-12 22:10 -0700
          Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 21:26 -0400
            Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 21:31 -0400
              Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 21:48 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 10:24 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 13:35 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 11:25 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 18:18 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:38 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 19:09 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 18:49 -0700
            Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 21:37 -0400
              Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 19:52 -0700
            Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-08 22:58 -0500
              Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 01:14 -0700
                Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-10 14:19 -0500
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:30 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 21:46 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:53 -0700
              Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-09 09:29 -0400
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:13 -0400
            Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 09:38 -0700
              Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 13:25 -0400
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-10 13:41 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 11:44 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 18:40 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 18:49 -0700
                Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-10 19:18 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 20:12 -0700
                Re: Why Have Medical Insurance? "dcaster@krl.org" <dcaster@krl.org> - 2017-05-11 19:16 -0700
                Re: Why Have Medical Insurance? kevin93 <kevin@whitedigs.com> - 2017-05-11 20:19 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-11 21:43 -0700
                Re: Why Have Medical Insurance? "dcaster@krl.org" <dcaster@krl.org> - 2017-05-12 17:16 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 18:52 -0700
              Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 19:27 -0700
          Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 19:43 -0700
        Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:30 -0700
          Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 08:28 +0100
            Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 01:20 -0700
              Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 09:39 +0100
            Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:22 -0400
              Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 17:37 +0100
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:47 -0400
        Re: Why Have Medical Insurance? Spehro Pefhany <speffSNIP@interlogDOTyou.knowwhat> - 2017-05-09 07:58 -0400
          Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 06:33 -0700
            Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-09 12:48 -0400
          Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:26 -0400
            Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-09 20:08 -0400
      Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-08 15:55 -0700
        Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 19:39 -0400
          Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-08 18:34 -0700
        Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:49 -0400
        Re: Why Have Medical Insurance? John Larkin <jjlarkin@highland_snip_technology.com> - 2017-05-08 17:55 -0700
          Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:10 -0700
          Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 08:33 +0100
            Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 00:55 -0700
              Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 09:21 +0100
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 01:47 -0700
                Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 04:06 -0700
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 06:00 -0700
                Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 16:30 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 20:08 -0400
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-09 20:10 -0400
                Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 19:50 -0700
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-10 12:51 -0400
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-09 19:30 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 20:55 -0700
                Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-09 21:44 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-09 23:46 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:33 -0400
              Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 10:47 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 18:44 -0400
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-10 19:37 -0700
                Re: Why Have Medical Insurance? "billbowden" <bperryb@bowdenshobbycircuits.info> - 2017-05-11 20:54 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 00:31 -0400
                Re: Why Have Medical Insurance? "billbowden" <bperryb@bowdenshobbycircuits.info> - 2017-05-12 15:19 -0700
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-11 22:22 -0700
                Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:33 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 22:11 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 02:21 -0400
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 09:47 -0700
                Re: Why Have Medical Insurance? "billbowden" <bperryb@bowdenshobbycircuits.info> - 2017-05-22 18:38 -0700
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-23 18:38 -0400
            Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:31 -0400
              Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-09 17:40 +0100
      Re: Why Have Medical Insurance? Frank Miles <fpm@u.washington.edu> - 2017-05-08 23:39 +0000
      Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 19:34 -0700
      Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-08 22:04 -0500
    Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 18:03 -0400
      Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 20:02 -0400
    Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 18:41 -0400
    Re: Why Have Medical Insurance? mike <ham789@netzero.net> - 2017-05-08 19:04 -0700
      Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 22:17 -0400
        Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 22:27 -0400
          Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-08 22:30 -0400
        Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:30 -0700
      Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-08 19:33 -0700
        Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-08 22:55 -0400
      Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:21 -0700
    Re: Why Have Medical Insurance? bloggs.fredbloggs.fred@gmail.com - 2017-05-09 09:13 -0700
      Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-09 12:45 -0400
        Re: Why Have Medical Insurance? bloggs.fredbloggs.fred@gmail.com - 2017-05-10 08:05 -0700
    Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-10 19:04 -0700
      Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-10 22:38 -0400
      Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-10 23:03 -0400
        Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 09:30 -0700
          Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-22 01:24 -0400
  Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-08 14:22 -0700
  Re: Why Have Medical Insurance? Jim Thompson <To-Email-Use-The-Envelope-Icon@On-My-Web-Site.com> - 2017-05-08 17:08 -0700
    Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 20:20 -0400
      Re: Why Have Medical Insurance? bitrex <bitrex@de.lete.earthlink.net> - 2017-05-08 20:30 -0400
    Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-08 20:42 -0700
  Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-12 18:31 -0500
    Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 19:49 -0400
      Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-12 20:14 -0400
      Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-12 19:27 -0500
        Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-12 17:38 -0700
          Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 21:22 -0400
            Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:43 -0700
              Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-13 11:04 -0400
                Re: Why Have Medical Insurance? Lasse Langwadt Christensen <langwadt@fonz.dk> - 2017-05-13 09:13 -0700
            Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:45 -0700
              Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 22:27 -0700
              Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-13 11:06 -0400
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-13 08:40 -0700
                Re: Why Have Medical Insurance? Reinhardt Behm <rbehm@hushmail.com> - 2017-05-14 00:01 +0800
                Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-15 09:32 -0500
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-15 10:45 -0400
                Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-15 13:48 -0500
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-16 01:40 -0400
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-15 07:48 -0700
                Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-15 20:30 -0400
                Re: Why Have Medical Insurance? Jasen Betts <jasen@xnet.co.nz> - 2017-05-28 12:10 +0000
                Re: Why Have Medical Insurance? "Kevin Aylward" <kevinRemovAT@kevinaylward.co.uk> - 2017-05-13 21:11 +0100
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-13 13:39 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 16:56 -0400
                Re: Why Have Medical Insurance? Lasse Langwadt Christensen <langwadt@fonz.dk> - 2017-05-13 14:04 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 17:18 -0400
                Re: Why Have Medical Insurance? Lasse Langwadt Christensen <langwadt@fonz.dk> - 2017-05-13 14:41 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-13 21:17 -0700
                Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-15 13:55 -0500
                Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 10:27 -0700
                Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-21 21:53 -0700
            Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-13 06:28 +0100
              Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 02:23 -0400
                Re: Why Have Medical Insurance? Tom Gardner <spamjunk@blueyonder.co.uk> - 2017-05-13 08:06 +0100
          Re: Why Have Medical Insurance? jurb6006@gmail.com - 2017-05-12 21:40 -0700
            Re: Why Have Medical Insurance? bill.sloman@ieee.org - 2017-05-12 22:13 -0700
              Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-13 10:14 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 14:32 -0400
    Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-12 17:33 -0700
      Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-12 20:11 -0500
        Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-12 21:34 -0400
          Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-13 09:19 -0500
            Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 11:34 -0400
              Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-13 10:35 -0700
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 14:38 -0400
                Re: Why Have Medical Insurance? John Robertson <spam@flippers.com> - 2017-05-13 16:25 -0700
        Re: Why Have Medical Insurance? krw@notreal.com - 2017-05-12 22:37 -0400
        Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-12 19:46 -0700
          Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-13 09:38 -0500
            Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-13 08:05 -0700
              Re: Why Have Medical Insurance? amdx <nojunk@knology.net> - 2017-05-13 10:35 -0500
                Re: Why Have Medical Insurance? rickman <gnuarm@gmail.com> - 2017-05-13 12:00 -0400
                Re: Why Have Medical Insurance? Don Y <blockedofcourse@foo.invalid> - 2017-05-13 09:14 -0700
      Re: Why Have Medical Insurance? dagmargoodboat@yahoo.com - 2017-05-21 09:56 -0700

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