Groups > comp.sys.mac.system > #71928

Re: Apple Pay Exposes Insecure Bank Policies

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From	Jolly Roger <jollyroger@pobox.com>
Newsgroups	misc.phone.mobile.iphone, comp.mobile.ipad, comp.sys.mac.system
Subject	Re: Apple Pay Exposes Insecure Bank Policies
Date	23 Mar 2015 13:41:27 GMT
Organization	People for the Ethical Treatment of Pirates
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Cross-posted to 3 groups.

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On 2015-03-23, Savageduck <savageduck1@{REMOVESPAM}me.com> wrote:
>
> I must be missing something in all this blame battle.
>
> I have a credit card issued by a bank and aproved for my use. I use 
> that same already bank approved credit card to establish an Apple 
> iTunes account associated with an Apple ID I have established for 
> myself. Apple checks to see if that particular card is valid. Once that 
> is done I am free to buy, or rent from iTunes, the AppStore, etc.
>
> Now if I want to use Apple Pay, Apple will start by using that already 
> issued, approved and validated for Apple purchases credit card. There 
> is no reason for the bank or Apple to do any further validation for 
> that primary card. All Apple has to do is notify the bank that the 
> already approved and validated card is going to be associated with 
> Apple Pay tokens that might be coming down the pipe in the future. I 
> think I have got that much right.

While we can't know for sure what checks the bank does for cards that
are already vetting through the iTunes Store, I certainly agree less
scrutiny is required - and the banks probably would agree with that.

> Then If I want to add a second or third card which other banks have 
> issued and approved for my use, to Apple Pay, why would the banks need 
> to reapprove an already approved and issued card?

Because when you add a new card, the bank does not yet know that the
card you added is in fact yours.

> Apple tells me all I have to do is take any of those already issued, 
> and approved cards, either take a picture, or enter the card data into 
> Passport and that card is added to the Apple Pay system.

Not quite. You give the card information, Apple sends that information
to the bank, the bank decides whether to put the card on the Green Path
(approved), Yellow Path (needs more scrutiny / information), or Red Path
(denied), then based on that information the card may (or may not( be
added to Apple Pay. In the Yellow Path circumstance, the bank must
contact you to do further verification of your identity and the account
in question and then make a decision to move the card to Green or Red
Path. Only once the bank has decided to put the card on the Green Path
does it get added and activated in the Apple Pay system. All of this
happens at the beginning when you add the card to the Apple Pay system.

> I just don't see how using Apple Pay has increased the fraud rate with 
> some banks, unless there are some astonishingly stupid folks involved 
> at all levels, the cardholder, the bank, and Apple.

It's simple: Apple Pay users have reported that the methods used by
individual banks to further scrutinize Yellow Path cards varies wildly
between banks. While some banks go through a rigorous process and demand
lots of additional information from people to ensure no fraud is
happening, other banks are not as rigorous. For instance, some Apple Pay
users have said that they were asked only for the last four digits of
their social security numbers - something that is often contains in the
compromised bank / merchant databases you read about in the news.

-- 
E-mail sent to this address may be devoured by my ravenous SPAM filter.
I often ignore posts from Google. Use a real news client instead.

JR

Thread

Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 17:03 -0700
  Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-20 20:28 -0400
    Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 14:38 +1100
  Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 13:55 +1100
    Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 20:59 -0700
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 16:51 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 07:53 -0700
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:19 +1100
  Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 09:57 +0000
    Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:06 -0400
      Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:11 -0400
        Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:51 +1100
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 15:10 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 06:24 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:49 -0400
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 21:10 -0400
            Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:18 +0000
    Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 10:57 -0400
      Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-21 15:01 +0000
        Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 16:20 +0000
          Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 12:38 -0400
            Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 17:18 +0000
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:55 +1100
              Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:04 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 10:11 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:16 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:29 +0000
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:40 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:32 +1100
          Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 15:08 -0700
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:02 +0000
        Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:46 -0400
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:19 +0000
            Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 09:52 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:12 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 18:58 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:32 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:30 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:20 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 21:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-23 09:47 -0500
                Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 22:48 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:50 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:54 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:31 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 14:20 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:53 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 19:05 +0000
                Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies John McWilliams <jpmcw@comcast.net> - 2015-03-24 10:20 -0700
                Re: Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-24 19:06 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:35 +0000
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:22 +1100
        Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 12:17 +1100
    Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:03 -0400
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:44 +1100
      Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 21:57 +0000
      Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:14 +0000
        Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 13:54 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:14 +1100
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:38 -0400
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:54 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 15:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 06:24 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 17:15 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 09:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:06 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 11:24 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:43 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:33 +0000
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:26 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:28 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 20:30 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:06 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:40 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:12 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:23 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 21:26 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:46 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:52 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:22 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:49 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:25 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 13:33 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 14:08 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 14:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 18:33 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:49 +1100
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:37 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:15 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:29 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:43 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:18 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:30 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:44 +1100
              Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 15:04 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:16 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:33 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:51 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:59 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:07 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 16:36 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 08:37 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 21:45 +0000
                Re: Apple Pay Exposes Insecure Bank Policies dempson@actrix.gen.nz (David Empson) - 2015-03-24 10:51 +1300
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 18:43 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 22:56 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 10:29 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-24 01:47 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 19:44 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-24 15:04 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:35 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:02 +1100
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:05 +0000
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:19 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 00:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:18 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:12 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 22:20 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:30 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:24 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:39 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Savageduck <savageduck1@{REMOVESPAM}me.com> - 2015-03-22 20:05 -0700
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 23:46 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 15:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 14:52 +1100
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 00:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:58 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:41 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:52 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:48 +1100
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:33 +1100
              Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:13 +0000
          Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:29 +0000
          Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 12:59 -0400
            Re: Apple Pay Exposes Insecure Bank Policies News <News@Group.Post> - 2015-03-23 13:14 -0400
    Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 01:39 +0000
      Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 00:52 -0400
        Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:11 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:44 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 06:22 +0000
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:40 -0400
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:17 +0000
        Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:28 +1100
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:47 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:56 +1100
              Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 19:14 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:47 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 20:40 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:49 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:38 +0000
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:38 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:23 +0000
              Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:13 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:30 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:11 +0000
        Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:43 -0400
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:36 +0000
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:31 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:24 +0000
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:04 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:25 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:15 +0000
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:40 +0000
  Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:02 -0400
  Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-21 11:43 -0500
    Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:10 +0000
      Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-22 10:33 -0500
        Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 15:48 +0000

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