Re: Apple Pay Exposes Insecure Bank Policies

From	Jolly Roger <jollyroger@pobox.com>
Newsgroups	misc.phone.mobile.iphone, comp.mobile.ipad, comp.sys.mac.system
Subject	Re: Apple Pay Exposes Insecure Bank Policies
Date	2015-03-22 23:05 +0000
Organization	People for the Ethical Treatment of Pirates
Message-ID	<cn905sF5ssnU1@mid.individual.net> (permalink)
References	<200320151703579843%michelle@michelle.org> <cn4tk1F3eloU2@mid.individual.net> <550da46e$0$34564$c3e8da3$dbd57e7@news.astraweb.com> <cn7ti0Fpul6U10@mid.individual.net> <550f01cf$0$58829$c3e8da3$88b277c5@news.astraweb.com>

Cross-posted to 3 groups.

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On 2015-03-22, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote:
> On 15-03-22 09:14, Jolly Roger wrote:
>
>> Nope. The cards in question have already been stolen, but were not
>> deactivated by banks. The banks already worked with Apple to handle such
>> cards by categorizing them as "Yellow Path".
>
> There is no debate that Apple is not at fault if a bank agrees to
> activate a stolen card on Apple Pay.
>
> However, for a card that is not YET declared stolen, having full
> customer details sent in with card activation request would allow a bank
> to verify that it is the rightful owner automatically instead of having
> to do its own steps to contact customer to verify identity.

Some banks are having fraud problems, while other banks are identifying
their customers with the same set of information Apple is giving all
banks. So the problem doesn't seem to be a lack of information since the
other banks have no problem with it.

> Yes it is the bank's fault if it accepts to activate a card with only
> card number , name ane expiration.
>
> However, that system was designed by Apple

You are lying. Much more information than that is used. Some of that
information has been reported to us and some has not.

> who brags about how secure Apple Pay is.

It *is* very secure. 

> Yet, the activation process, as designed by Apple is very
> insecure

Bullshit. The Yellow Path procedures are defined by the banks, not
Apple. 

> and incomplete and has to be supplememted by a extra bank
> process

Bullshit. The banks and Apple both worked together to define the way
Apple Pay categorizes transactions into Green, Yellow, and Red Paths, 
and banks agreed to define and handle Yellow Path provisioning processes
themselves. Some banks did it well and have low fraud rates while others
did not do it well (some asking for only the last four of the card
holder's social security numbers!) and therefore have high fraud rates.
It's that simple.

> to verify identity when that could have been embedded into the
> Passport app.

Nope. When information given by a person does not match the information
the bank has on file, there is nothing Apple can do to help, and the
banks agreed that they would take it upon themselves to contact
customers to resolve any discrepancies. Apple has nothing at all to do
with that process.

> So Apple Pay is like a Pinto.  You can decide to not drive one because
> it is insecure. You can decide to implement your own extra security such
> as ensuring nobody drives in your back to cause gas tank to explode, or
> you can choose to ride on GM's marketing that the Pinto is safe and
> ignore the high risk of explosion.

More bullshit. Apple Pay is secure.  The procedures *some* banks are
using to verify identities and accounts is inadequate and results in
fraudulent use of the Apple Pay system, which banks have agreed to be
100% responsible for.

> Yeah, banks who did not supplement Apple's system have only themselves
> to blame for explosion in fraud rates. 

Banks didn't supplement anything. The Green, Yellow, and Red Path system
was designed by banks and Apple together, and banks agreed to be
responsible for vetting Yellow Path cards by additional measures defined
by those banks. Some banks defined adequate processes to ensure fraud
could not happen, while other banks did not define adequate processes,
and therefore have high rates of fraud. Try as you might, you cannot
place the blame for that on Apple's doorstep. Keep trolling if you feel
you must though.

> But the fact remains that the activation process, as designed by
> Apple, is inadequate.

Nope. The Yellow Path process is designed by each bank, and varies from bank to
bank as a result. Some banks designed crappy processes, and high fraud
is the result. Apple had little to do with it.

> I suspect this will get fixed soon, if not done already.

The banks will be the ones fixing this problem.

And you are a troll.

-- 
E-mail sent to this address may be devoured by my ravenous SPAM filter.
I often ignore posts from Google. Use a real news client instead.

JR

Thread

Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 17:03 -0700
  Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-20 20:28 -0400
    Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 14:38 +1100
  Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 13:55 +1100
    Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 20:59 -0700
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 16:51 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 07:53 -0700
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:19 +1100
  Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 09:57 +0000
    Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:06 -0400
      Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:11 -0400
        Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:51 +1100
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 15:10 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 06:24 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:49 -0400
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 21:10 -0400
            Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:18 +0000
    Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 10:57 -0400
      Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-21 15:01 +0000
        Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 16:20 +0000
          Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 12:38 -0400
            Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 17:18 +0000
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:55 +1100
              Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:04 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 10:11 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:16 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:29 +0000
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:40 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:32 +1100
          Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 15:08 -0700
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:02 +0000
        Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:46 -0400
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:19 +0000
            Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 09:52 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:12 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 18:58 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:32 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:30 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:20 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 21:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-23 09:47 -0500
                Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 22:48 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:50 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:54 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:31 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 14:20 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:53 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 19:05 +0000
                Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies John McWilliams <jpmcw@comcast.net> - 2015-03-24 10:20 -0700
                Re: Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-24 19:06 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:35 +0000
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:22 +1100
        Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 12:17 +1100
    Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:03 -0400
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:44 +1100
      Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 21:57 +0000
      Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:14 +0000
        Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 13:54 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:14 +1100
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:38 -0400
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:54 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 15:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 06:24 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 17:15 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 09:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:06 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 11:24 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:43 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:33 +0000
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:26 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:28 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 20:30 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:06 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:40 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:12 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:23 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 21:26 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:46 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:52 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:22 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:49 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:25 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 13:33 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 14:08 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 14:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 18:33 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:49 +1100
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:37 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:15 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:29 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:43 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:18 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:30 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:44 +1100
              Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 15:04 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:16 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:33 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:51 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:59 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:07 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 16:36 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 08:37 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 21:45 +0000
                Re: Apple Pay Exposes Insecure Bank Policies dempson@actrix.gen.nz (David Empson) - 2015-03-24 10:51 +1300
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 18:43 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 22:56 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 10:29 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-24 01:47 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 19:44 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-24 15:04 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:35 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:02 +1100
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:05 +0000
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:19 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 00:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:18 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:12 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 22:20 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:30 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:24 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:39 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Savageduck <savageduck1@{REMOVESPAM}me.com> - 2015-03-22 20:05 -0700
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 23:46 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 15:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 14:52 +1100
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 00:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:58 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:41 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:52 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:48 +1100
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:33 +1100
              Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:13 +0000
          Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:29 +0000
          Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 12:59 -0400
            Re: Apple Pay Exposes Insecure Bank Policies News <News@Group.Post> - 2015-03-23 13:14 -0400
    Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 01:39 +0000
      Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 00:52 -0400
        Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:11 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:44 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 06:22 +0000
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:40 -0400
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:17 +0000
        Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:28 +1100
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:47 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:56 +1100
              Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 19:14 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:47 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 20:40 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:49 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:38 +0000
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:38 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:23 +0000
              Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:13 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:30 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:11 +0000
        Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:43 -0400
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:36 +0000
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:31 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:24 +0000
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:04 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:25 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:15 +0000
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:40 +0000
  Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:02 -0400
  Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-21 11:43 -0500
    Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:10 +0000

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