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Groups > misc.phone.mobile.iphone > #196697 > unrolled thread

Why would anyone buy an extended warranty on a phone?

Started byMarion <marion@facts.com>
First post2025-07-26 04:03 +0000
Last post2025-08-13 12:34 -0700
Articles 19 on this page of 59 — 9 participants

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Contents

  Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-07-26 04:03 +0000
    Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-07-25 21:32 -0700
      Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-07-26 11:38 -0400
        Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-07-26 17:51 +0000
          Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-07-26 19:55 -0700
          Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-07-29 07:07 -0400
            Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-07-29 22:42 +0000
            Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-07-29 22:42 +0000
          Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-07-29 12:01 -0400
            Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-07-29 22:42 +0000
              Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-08-05 13:05 -0400
                Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-06 22:22 +0000
                  Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-08-06 16:04 -0700
                    Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-07 16:02 -0400
                      Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-08-07 19:04 -0400
                        Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-07 22:55 -0400
                          Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-08 10:37 +0000
                            Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-08 09:06 -0400
                              Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-08-08 10:29 -0700
                        Re: Why would anyone buy an extended warranty on a phone? Your Name <YourName@YourISP.com> - 2025-08-08 18:32 +1200
                          Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-08 09:16 -0400
                            Re: Why would anyone buy an extended warranty on a phone? Your Name <YourName@YourISP.com> - 2025-08-09 10:24 +1200
                        Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-08 10:24 +0000
                      Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-08 09:54 +0000
                        Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-08 16:00 -0400
                          Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-08 23:05 +0000
                            Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-09 14:56 -0400
                              Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-10 22:41 +0000
                                Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-08-10 17:11 -0700
                                Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-10 20:45 -0400
                                  Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-11 15:33 +0000
                                    Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-11 14:20 -0400
                                      Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-11 20:17 +0000
                                        Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-11 19:33 -0400
                                          Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-12 01:40 +0000
                                            Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-12 09:05 -0400
                                              Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-12 17:27 +0000
                                                Re: Why would anyone buy an extended warranty on a phone? -hh <recscuba_google@huntzinger.com> - 2025-08-12 14:29 -0400
                                                  Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-12 19:54 +0000
                                              Re: Why would anyone buy an extended warranty on a phone? Chris <ithinkiam@gmail.com> - 2025-08-14 17:21 +0000
                                                Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-08-14 10:40 -0700
                                            Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-08-17 16:08 -0400
                                              Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-19 11:21 +0000
                Re: Why would anyone buy an extended warranty on a phone? sms <scharf.steven@geemail.com> - 2025-08-07 16:11 -0700
                  Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-08 10:57 +0000
        Re: Why would anyone buy an extended warranty on a phone? Your Name <YourName@YourISP.com> - 2025-07-27 09:41 +1200
      Re: Why would anyone buy an extended warranty on a phone? Tyrone <none@none.none> - 2025-07-26 16:18 +0000
        Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-07-26 09:47 -0700
    Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-07-26 08:40 -0400
      Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-07-26 09:07 -0700
      Re: Why would anyone buy an extended warranty on a phone? Your Name <YourName@YourISP.com> - 2025-07-27 09:37 +1200
      Re: Why would anyone buy an extended warranty on a phone? sms <scharf.steven@geemail.com> - 2025-08-07 11:14 -0700
    Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-07-29 12:02 -0400
    Re: Why would anyone buy an extended warranty on a phone? Tom Elam <thomas.e.elam@gmail.com> - 2025-08-11 10:06 -0400
      Re: Why would anyone buy an extended warranty on a phone? Marion <marion@facts.com> - 2025-08-11 15:34 +0000
      Re: Why would anyone buy an extended warranty on a phone? sms <scharf.steven@geemail.com> - 2025-08-13 11:25 -0700
        Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-08-13 11:46 -0700
          Re: Why would anyone buy an extended warranty on a phone? Jolly Roger <jollyroger@pobox.com> - 2025-08-13 19:07 +0000
            Re: Why would anyone buy an extended warranty on a phone? Alan <nuh-uh@nope.com> - 2025-08-13 12:34 -0700

Page 3 of 3 — ← Prev page 1 2 [3]


#197136

FromAlan <nuh-uh@nope.com>
Date2025-08-14 10:40 -0700
Message-ID<107l727$iqj8$6@dont-email.me>
In reply to#197134
On 2025-08-14 10:21, Chris wrote:
> -hh <recscuba_google@huntzinger.com> wrote:
>> On 8/11/25 21:40, Marion wrote:
>>> On Mon, 11 Aug 2025 19:33:40 -0400, -hh wrote :
>>>
>>>
>>>> Facts are
>>>> that there's many different ways to calculate insurance rates and what
>>>> you're trying to insinuate has very little bearing.
>>>
>>> There is only one way to calculate true costs, and that's to add them up.
>>
>> Which only works in a deterministic world.
>> Unfortunately for you, insurance is stochastic.
> 
> I think you mean probabilistic. If it was truly random/stochastic actuaries
> would not be able to model risk and insurance would be the same for
> everyone.
> 
> 

You're setting those two terms as being contradictory.

"Stochastic" doesn't imply that their isn't recognizable distribution of 
probabilities.

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#197203

FromTom Elam <thomas.e.elam@gmail.com>
Date2025-08-17 16:08 -0400
Message-ID<107tcs2$2iefl$3@dont-email.me>
In reply to#197076
On 8/11/2025 9:40 PM, Marion wrote:
> On Mon, 11 Aug 2025 19:33:40 -0400, -hh wrote :
> 
> 
>> Facts are
>> that there's many different ways to calculate insurance rates and what
>> you're trying to insinuate has very little bearing.
> 
> There is only one way to calculate true costs, and that's to add them up.
> 
> Take a look at the thread I referenced where AppleCare pushes up the cost
> of the iPhone to the point that you pay double the original price.
> 
> Unless you trade that iPhone in after four years of paying for AppleCare.
> 
> Then you only paid 1-1/2 to 1-3/4 the price of the iPhone since you get
> about 1/2 the price back on the original price paid for the iPhone.
> 
> It's why the most expensive phone to own is always going to be an iPhone.

At $120/year it's 8 years before the premiums = cost. That assumes no 
claims. If the phone breaks and is not repairable you get a new phone.

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#197231

FromMarion <marion@facts.com>
Date2025-08-19 11:21 +0000
Message-ID<1081mn6$mu8$1@nnrp.usenet.blueworldhosting.com>
In reply to#197203
On Sun, 17 Aug 2025 16:08:36 -0400, Tom Elam wrote :


>> It's why the most expensive phone to own is always going to be an iPhone.
> 
> At $120/year it's 8 years before the premiums = cost. That assumes no 
> claims. If the phone breaks and is not repairable you get a new phone.

I welcome that Tom Elam has been transparent on AppleCare+ costs above.

I would easily agree with his math that, if you have no claims after 8
years, you've only doubled the price of the iPhone, which means you bought
it twice for no actual benefit other than peace of mind over those 8 years.

However, if you lose it or destroy it, you gain, as you would with most
insurance where you make as many claims as you need to make to be whole.

Bear in mind the main reason I ask these adult thought-provoking questions
is to help other people to learn what Apple's true strategies are.

IMHO... 
Apple's fundamental goal is to make you pay twice for every iPhone you buy.

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#196989

Fromsms <scharf.steven@geemail.com>
Date2025-08-07 16:11 -0700
Message-ID<1073brm$atns$1@dont-email.me>
In reply to#196938
On 8/5/2025 10:05 AM, Tom Elam wrote:

> I doubt seriously that your phone was free.

I suspect that it was "free" in the sense that there was no upfront 
cost. Typically, for mid-range phones like that it's "$0.00/month for 24 
months with promotion." Now it's the A36 5G, a few years ago it was the 
A32 5G.

Of course, as we all know, the cost of the phone is simply built into 
the monthly fees.

I.e.:
"Recurring promotional savings: $399.99

Credit of $16.67 over 24 months

If you cancel before 24 credits, credits stop and balance on required 
finance agreement may be due; contact us. For well-qualified customers, 
plus tax."

The cheapest plan is $50 per month.

I can buy that phone, unlocked, for about $380, paying about $15.83 per 
month, and then sign up for a prepaid plan for a lot less.

Or I can buy it for about $200, locked for 60 days, buying two months of 
the least expensive plan from a Verizon MNO.

If you're sticking with a carrier that offers monthly credits on phone 
purchases then it makes sense to take advantage of these offers since 
they're not giving you some other discount if you choose not to take the 
"free" phone.

People that are bad at math think that they're getting a "free" phone.

-- 
“If you are not an expert on a subject, then your opinions about it 
really do matter less than the opinions of experts. It's not 
indoctrination nor elitism. It's just that you don't know as much as 
they do about the subject.”—Tin Foil Awards

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#197002

FromMarion <marion@facts.com>
Date2025-08-08 10:57 +0000
Message-ID<1074l6h$k70$1@nnrp.usenet.blueworldhosting.com>
In reply to#196989
On Thu, 7 Aug 2025 16:11:50 -0700, sms wrote :


>> I doubt seriously that your phone was free.
> 
> I suspect that it was "free" in the sense that there was no upfront 
> cost. Typically, for mid-range phones like that it's "$0.00/month for 24 
> months with promotion." Now it's the A36 5G, a few years ago it was the 
> A32 5G.
> Of course, as we all know, the cost of the phone is simply built into 
> the monthly fees.
> I.e.:
> "Recurring promotional savings: $399.99
> Credit of $16.67 over 24 months 
> If you cancel before 24 credits, credits stop and balance on required 
> finance agreement may be due; contact us. For well-qualified customers, 
> plus tax."
> The cheapest plan is $50 per month.
> I can buy that phone, unlocked, for about $380, paying about $15.83 per 
> month, and then sign up for a prepaid plan for a lot less.
> Or I can buy it for about $200, locked for 60 days, buying two months of 
> the least expensive plan from a Verizon MNO.
> If you're sticking with a carrier that offers monthly credits on phone 
> purchases then it makes sense to take advantage of these offers since 
> they're not giving you some other discount if you choose not to take the 
> "free" phone.
> 
> People that are bad at math think that they're getting a "free" phone.

That point is widely understood, so Steve's suggestion that I'm ignorant of
it seems not only inaccurate but also unnecessarily adversarial. It's hard
not to see it as more of a rhetorical tactic than a sincere observation.

I've been on T-Mobile for more than a decade, so I didn't "choose" a plan.
I'm already on a plan, which I've shown the bill for many times on this ng.
 <https://i.postimg.cc/YC1B906F/tmopromo01.jpg> A32-5G & iPhone 12 contract
 <https://i.postimg.cc/Xq5SpS4D/tmopromo02.jpg> $15/mo iPhone,$0/mo Android 
 <https://i.postimg.cc/nhpbcP50/tmopromo04.jpg> $100 for 6 lines + $16 fees

Steve is comparing a pre-paid plan to a post-paid plan, which isn't about
the phone - it's about the plan - where nobody mentioned pre-paid plans.

Steve is well known to go to immense lengths on phone plans to get a good
deal, and all the power to him for doing so - as this deal that both
badgolferman and I took T-Mobile up on in 2021 was advertised by Steve.

But, for Steve to then say "people that bad at math" for not paying for a
pre-paid plan, is both combative & disingenuous, especially as both Steve
and I are trained EE's who are known to be particularly good at math.

Hence, Steve is being unfair in his assessments, in that he doesn't seem to
understand that the monthly service we each pay is the same whether or not
we get the free phone, which is the classic definition of the cost.

On the global scale, Steve is certainly correct that if T-Mobile has a
million customers and half a million of them get a $200 "free" phone, then
T-Mobile needs to fold into their service cost that $100 million for all
customers in order to cover these free phones to half their customers.

It's common knowledge, so for Steve to imply I'm unaware of corporate
calculations feels less like a genuine misunderstanding and more like an
purposefully unfair characterization. At best, Steve is being dismissive,
and at worst, Steve comes across as intentionally misleading all of us.

Whether or not any one customer takes T-Mobile up on their offer of a free
phone doesn't change THEIR bill one cent (other than for the sales tax).

For Steve to claim otherwise is not only bad math, but deceitful.
An apology is due from Steve.

What's the chance Steve will apologize like a decent man would do?

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#196715

FromYour Name <YourName@YourISP.com>
Date2025-07-27 09:41 +1200
Message-ID<1063i26$2j449$1@dont-email.me>
In reply to#196705
On 2025-07-26 15:38:13 +0000, Tom Elam said:

> On 7/26/2025 12:32 AM, Alan wrote:
>> On 2025-07-25 21:03, Marion wrote:
>>> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about- 
>>> applecare-one/
>>>     "Apple has effectively turned extended warranties and insurance
>>>     into a subscription product, with an ongoing monthly or annual payment."
>>> 
>>> The plan costs $1,200 over the life of a single iPhone.
>> 
>> So you're claiming that the "life of a single iPhone" is 5 years?
>> 
>> Wow. Seems like the iPhone is a pretty durable if you're claiming a 
>> life of 5 years!
>> 
>> But seriously, the AppleCare One product is only $1,200 for "single 
>> iPhone" for that 5 years...
>> 
>> ...if you only have one Apple device.
>> 
>> The actually deal is $20/month for up to THREE devices.
>> 
>> But you never could play it straight, could you?
>> 
>> :-)
> 
> Never let facts get in the way of making a point. Trump should learn 
> that lesson.

Trump the Chump already knows that lesson very well ... he spouts just 
as much inane nonsense and lies as the braindead troll "Marion" / 
"Arlen" does.

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#196707

FromTyrone <none@none.none>
Date2025-07-26 16:18 +0000
Message-ID<MKOdnY_XctlUYhn1nZ2dnZfqn_ednZ2d@supernews.com>
In reply to#196698
On Jul 26, 2025 at 12:32:32 AM EDT, "Alan" <nuh-uh@nope.com> wrote:

> On 2025-07-25 21:03, Marion wrote:
>> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
>> 
>>     "Apple has effectively turned extended warranties and insurance
>>     into a subscription product, with an ongoing monthly or annual payment."
>> 
>> The plan costs $1,200 over the life of a single iPhone.
> 
> So you're claiming that the "life of a single iPhone" is 5 years?
> 
> Wow. Seems like the iPhone is a pretty durable if you're claiming a life
> of 5 years!
> 
> But seriously, the AppleCare One product is only $1,200 for "single
> iPhone" for that 5 years...
> 
> ...if you only have one Apple device.
> 
> The actually deal is $20/month for up to THREE devices.
> 
> But you never could play it straight, could you?
> 
> :-)

Wait.  So you are saying that Arlen lied?  

Again?

SHOCKING!!!!

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#196708

FromAlan <nuh-uh@nope.com>
Date2025-07-26 09:47 -0700
Message-ID<10630rp$1fseu$6@dont-email.me>
In reply to#196707
On 2025-07-26 09:18, Tyrone wrote:
> On Jul 26, 2025 at 12:32:32 AM EDT, "Alan" <nuh-uh@nope.com> wrote:
> 
>> On 2025-07-25 21:03, Marion wrote:
>>> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
>>>
>>>      "Apple has effectively turned extended warranties and insurance
>>>      into a subscription product, with an ongoing monthly or annual payment."
>>>
>>> The plan costs $1,200 over the life of a single iPhone.
>>
>> So you're claiming that the "life of a single iPhone" is 5 years?
>>
>> Wow. Seems like the iPhone is a pretty durable if you're claiming a life
>> of 5 years!
>>
>> But seriously, the AppleCare One product is only $1,200 for "single
>> iPhone" for that 5 years...
>>
>> ...if you only have one Apple device.
>>
>> The actually deal is $20/month for up to THREE devices.
>>
>> But you never could play it straight, could you?
>>
>> :-)
> 
> Wait.  So you are saying that Arlen lied?
> 
> Again?
> 
> SHOCKING!!!!

I know, right‽ (I never had the chance to use an interrobang before!).

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#196701

FromTom Elam <thomas.e.elam@gmail.com>
Date2025-07-26 08:40 -0400
Message-ID<1062icd$2dtb5$1@dont-email.me>
In reply to#196697
On 7/26/2025 12:03 AM, Marion wrote:
> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
>    
>     "Apple has effectively turned extended warranties and insurance
>     into a subscription product, with an ongoing monthly or annual payment."
> 
> The plan costs $1,200 over the life of a single iPhone.

My iPhone 14 Pro monthly AppleCare+ costs $9.99 a month. Round that up 
by $.01 to $10.

$1200/$10 = 120 months. 120/12 = 10 years, not 5 years.

Wow, by your logic my iPhone should last 10 years without needing a 
single covered repair, including batteries. Thanks for the good news.

My iPad 9 (with a cellular and 256gb) AppleCare+ costs $3.50 a month. I 
recently had a screen crack and Apple replaced the entire iPad under 
warranty. I'm very happy to pay that premium.

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#196706

FromAlan <nuh-uh@nope.com>
Date2025-07-26 09:07 -0700
Message-ID<1062ufg$1fsae$4@dont-email.me>
In reply to#196701
On 2025-07-26 05:40, Tom Elam wrote:
> On 7/26/2025 12:03 AM, Marion wrote:
>> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about- 
>> applecare-one/
>>     "Apple has effectively turned extended warranties and insurance
>>     into a subscription product, with an ongoing monthly or annual 
>> payment."
>>
>> The plan costs $1,200 over the life of a single iPhone.
> 
> My iPhone 14 Pro monthly AppleCare+ costs $9.99 a month. Round that up 
> by $.01 to $10.
> 
> $1200/$10 = 120 months. 120/12 = 10 years, not 5 years.
> 
> Wow, by your logic my iPhone should last 10 years without needing a 
> single covered repair, including batteries. Thanks for the good news.
> 
> My iPad 9 (with a cellular and 256gb) AppleCare+ costs $3.50 a month. I 
> recently had a screen crack and Apple replaced the entire iPad under 
> warranty. I'm very happy to pay that premium.

Doofus:

He's referring to the $19.99/month plan that Apple is now offering to 
cover up to three devices and simply ignoring that it covers up to three.

For myself, I've got a MacBook Air, an iPhone 16, an old iPad (due to be 
replaced next) and a set of AirPods.

For me, the $20 price tag might make sense.

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#196713

FromYour Name <YourName@YourISP.com>
Date2025-07-27 09:37 +1200
Message-ID<1063hq6$2j2oi$1@dont-email.me>
In reply to#196701
On 2025-07-26 12:40:47 +0000, Tom Elam said:
> On 7/26/2025 12:03 AM, Marion wrote:
>> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
>> 
>> "Apple has effectively turned extended warranties and insurance
>> into a subscription product, with an ongoing monthly or annual payment."
>> 
>> The plan costs $1,200 over the life of a single iPhone.
> 
> My iPhone 14 Pro monthly AppleCare+ costs $9.99 a month. Round that up 
> by $.01 to $10.
> 
> $1200/$10 = 120 months. 120/12 = 10 years, not 5 years.

Mathematics ... just yet another thing to add to the massive list of 
things the braindead troll "Marion" / "Arlen" knows absolutely nothing 
about.  :-\



> Wow, by your logic my iPhone should last 10 years without needing a 
> single covered repair, including batteries. Thanks for the good news.
> 
> My iPad 9 (with a cellular and 256gb) AppleCare+ costs $3.50 a month. I 
> recently had a screen crack and Apple replaced the entire iPad under 
> warranty. I'm very happy to pay that premium.

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#196979

Fromsms <scharf.steven@geemail.com>
Date2025-08-07 11:14 -0700
Message-ID<1072qek$588o$2@dont-email.me>
In reply to#196701
On 7/26/2025 12:03 AM, Marion wrote:
 > 
https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
 > "Apple has effectively turned extended warranties and insurance into 
a subscription product, with an ongoing monthly or annual payment."

Many people, whether Android or iPhone users, don't know that there are 
alternatives.

Several credit cards cover cell phone repairs if you pay your bill with 
the card, though it's much more of a hassle than using the extended 
warranty from the phone manufacturer, and not everything is covered. A 
biggie is cracked screens.

 From 
<https://www.wellsfargo.com/credit-cards/active-cash/guide-to-benefits/>:
"This coverage reimburses You for the cost to repair or replace the Cell 
Phone in the event it is Damaged, Stolen, or is unrecoverable due to 
Involuntary and Accidental Parting. Cracked screens, cosmetic damage or 
scratches that do not impact the Cell Phone’s capabilities or 
functionality are not covered."

I suspect that the most expensive, and most often used, covered repair 
with AppleCare is replacing cracked screens, which can cost up to $379 
without AppleCare.

You used to be able to buy AppleCare+ without "Theft and Loss" coverage, 
but not anymore. It's $99 per year for AppleCare+ coverage.

Hmm, I have two iPhones currently, both more than 5 years old, and have 
never needed a repair. I had one terrible LG Android device that LG 
replaced at no cost, but the replacement was also terrible.

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#196741

FromTom Elam <thomas.e.elam@gmail.com>
Date2025-07-29 12:02 -0400
Message-ID<106arbg$2nr27$2@dont-email.me>
In reply to#196697
On 7/26/2025 12:03 AM, Marion wrote:
> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
>    
>     "Apple has effectively turned extended warranties and insurance
>     into a subscription product, with an ongoing monthly or annual payment."
> 
> The plan costs $1,200 over the life of a single iPhone.

You cannot read. The offer is for 3 devices, not 1.

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#197054

FromTom Elam <thomas.e.elam@gmail.com>
Date2025-08-11 10:06 -0400
Message-ID<107ctcb$2jnf0$1@dont-email.me>
In reply to#196697
On 7/26/2025 12:03 AM, Marion wrote:
> https://9to5mac.com/2025/07/25/everything-you-need-to-know-about-applecare-one/
>    
>     "Apple has effectively turned extended warranties and insurance
>     into a subscription product, with an ongoing monthly or annual payment."
> 
> The plan costs $1,200 over the life of a single iPhone.

Never mind that your math is totally fubar -

Another AppleCare+ example. My iPhone 14 was starting to charge 
erratically. Wiggling the charging cable left-to-right while it was 
plugged in would make it stop charging if you moved it right.

My first cell phone, circa 1998, stopped charging just after it went out 
of 1 year warranty. Had to buy another one. Bad experience.

BUT, this time I just took the iPhone over to the local Apple Store, 
confident that if it was the charging port it could be fixed or even 
replaced under AppleCare+ terms. It took about 5 minutes to repair. 
Accumulated lint in the port that the store rep cleaned out. If the 
Apple rep had screwed up the port in the process so be it. The peace of 
mind knowing I would not be buying another phone is worth the monthly 
premium to me.

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#197059

FromMarion <marion@facts.com>
Date2025-08-11 15:34 +0000
Message-ID<107d2iv$300g$1@nnrp.usenet.blueworldhosting.com>
In reply to#197054
On Mon, 11 Aug 2025 10:06:03 -0400, Tom Elam wrote :


> Another AppleCare+ example. My iPhone 14 was starting to charge 
> erratically. Wiggling the charging cable left-to-right while it was 
> plugged in would make it stop charging if you moved it right.
> 
> My first cell phone, circa 1998, stopped charging just after it went out 
> of 1 year warranty. Had to buy another one. Bad experience.
> 
> BUT, this time I just took the iPhone over to the local Apple Store, 
> confident that if it was the charging port it could be fixed or even 
> replaced under AppleCare+ terms. It took about 5 minutes to repair. 
> Accumulated lint in the port that the store rep cleaned out. If the 
> Apple rep had screwed up the port in the process so be it. The peace of 
> mind knowing I would not be buying another phone is worth the monthly 
> premium to me.

I broke my (free) Galaxy. Twice. This has been discussed on the Android ng.
I went to the T-Mobile store, and they replaced my phone. Twice. Free.

Oh, and I didn't need to pay twice for the phone just to buy the warranty.
The double warranty on my (free) Android phones was free.

I had two Samsung Galaxy A32-5G phones replaced for free by T-Mobile.
This is common knowledge as we've discussed it in the Android newsgroup.

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#197105

Fromsms <scharf.steven@geemail.com>
Date2025-08-13 11:25 -0700
Message-ID<107ilbg$1u4g$1@dont-email.me>
In reply to#197054
On 8/11/2025 7:06 AM, Tom Elam wrote:

<snip>
> BUT, this time I just took the iPhone over to the local Apple Store, 
> confident that if it was the charging port it could be fixed or even 
> replaced under AppleCare+ terms. It took about 5 minutes to repair. 
> Accumulated lint in the port that the store rep cleaned out. If the 
> Apple rep had screwed up the port in the process so be it. The peace of 
> mind knowing I would not be buying another phone is worth the monthly 
> premium to me.

Debris in the Lightning Port is a well known issue, probably the biggest 
"repair" other than batteries and screens. You can clean it out with a 
can of compressed air, or a toothpick, no need for AppleCare+ for that.

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#197108

FromAlan <nuh-uh@nope.com>
Date2025-08-13 11:46 -0700
Message-ID<107imim$1r85$1@dont-email.me>
In reply to#197105
On 2025-08-13 11:25, sms wrote:
> On 8/11/2025 7:06 AM, Tom Elam wrote:
> 
> <snip>
>> BUT, this time I just took the iPhone over to the local Apple Store, 
>> confident that if it was the charging port it could be fixed or even 
>> replaced under AppleCare+ terms. It took about 5 minutes to repair. 
>> Accumulated lint in the port that the store rep cleaned out. If the 
>> Apple rep had screwed up the port in the process so be it. The peace 
>> of mind knowing I would not be buying another phone is worth the 
>> monthly premium to me.
> 
> Debris in the Lightning Port is a well known issue, probably the biggest 
> "repair" other than batteries and screens. You can clean it out with a 
> can of compressed air, or a toothpick, no need for AppleCare+ for that.

I find G•U•M brand soft picks are great for cleaning out the port:

<https://i5.walmartimages.com/asr/d4ecd427-1965-48ab-b6f5-875bc2fddaaf.2d245a5673d4024b9cd62d35dc3c123f.jpeg>

Spiky rubber coating on the tip helps to grab onto the lint.

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#197111

FromJolly Roger <jollyroger@pobox.com>
Date2025-08-13 19:07 +0000
Message-ID<mg463sF75apU3@mid.individual.net>
In reply to#197108
On 2025-08-13, Alan <nuh-uh@nope.com> wrote:
> On 2025-08-13 11:25, sms wrote:
>> On 8/11/2025 7:06 AM, Tom Elam wrote:
>> 
>> <snip>
>>> BUT, this time I just took the iPhone over to the local Apple Store,
>>> confident that if it was the charging port it could be fixed or even
>>> replaced under AppleCare+ terms. It took about 5 minutes to repair.
>>> Accumulated lint in the port that the store rep cleaned out. If the
>>> Apple rep had screwed up the port in the process so be it. The peace
>>> of mind knowing I would not be buying another phone is worth the
>>> monthly premium to me.
>> 
>> Debris in the Lightning Port is a well known issue, probably the
>> biggest "repair" other than batteries and screens. You can clean it
>> out with a can of compressed air, or a toothpick, no need for
>> AppleCare+ for that.
>
> I find G•U•M brand soft picks are great for cleaning out the port:
>
><https://i5.walmartimages.com/asr/d4ecd427-1965-48ab-b6f5-875bc2fddaaf.2d245a5673d4024b9cd62d35dc3c123f.jpeg>
>
> Spiky rubber coating on the tip helps to grab onto the lint.

I picked up one of these long ago and use it regularly. It's great:

<https://www.purplemohawk.biz>

-- 
E-mail sent to this address may be devoured by my ravenous SPAM filter.
I often ignore posts from Google. Use a real news client instead.

JR

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#197113

FromAlan <nuh-uh@nope.com>
Date2025-08-13 12:34 -0700
Message-ID<107ipcn$2vd0$3@dont-email.me>
In reply to#197111
On 2025-08-13 12:07, Jolly Roger wrote:
> On 2025-08-13, Alan <nuh-uh@nope.com> wrote:
>> On 2025-08-13 11:25, sms wrote:
>>> On 8/11/2025 7:06 AM, Tom Elam wrote:
>>>
>>> <snip>
>>>> BUT, this time I just took the iPhone over to the local Apple Store,
>>>> confident that if it was the charging port it could be fixed or even
>>>> replaced under AppleCare+ terms. It took about 5 minutes to repair.
>>>> Accumulated lint in the port that the store rep cleaned out. If the
>>>> Apple rep had screwed up the port in the process so be it. The peace
>>>> of mind knowing I would not be buying another phone is worth the
>>>> monthly premium to me.
>>>
>>> Debris in the Lightning Port is a well known issue, probably the
>>> biggest "repair" other than batteries and screens. You can clean it
>>> out with a can of compressed air, or a toothpick, no need for
>>> AppleCare+ for that.
>>
>> I find G•U•M brand soft picks are great for cleaning out the port:
>>
>> <https://i5.walmartimages.com/asr/d4ecd427-1965-48ab-b6f5-875bc2fddaaf.2d245a5673d4024b9cd62d35dc3c123f.jpeg>
>>
>> Spiky rubber coating on the tip helps to grab onto the lint.
> 
> I picked up one of these long ago and use it regularly. It's great:
> 
> <https://www.purplemohawk.biz>
> 

Seems useful..

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