Groups | Search | Server Info | Keyboard shortcuts | Login | Register [http] [https] [nntp] [nntps]

Groups > alt.folklore.computers > #151243

Re: OT: NC employers not allowed to check credit history

Show all headers | View raw

"jmfbahciv" <See.above@aol.com> wrote in message 
news:PM00051F6465FC5DBF@aca41621.ipt.aol.com...
> Quadibloc wrote:
>> On Wednesday, September 9, 2015 at 8:21:23 AM UTC-6, hanc...@bbs.cpcn.com
> wrote:
>>> Applicants for a job in NYC can't have their credit history checked.
>>
>> Finally.
>>
>> One's credit history should only be available to properly licensed
>> organizations for use when one is applying for a loan.
>>
>> And how is one going to improve a bad credit record if having one makes 
>> one
>> unemployable?
>>
>> Yes, employers might prefer to hire more reliable people, but we need to
> think
>> of the social costs.
>
> I never understood why personnel thought checking was a good thing.

It is clearly a good measure of how well they have organised their
personal affairs and whether they have made adequate provision
for the inevitable time between jobs and illness etc.

> College grads have enormous debt so their credit rating is no good
> before they start.

That isnt their credit rating, that is what they owe.
And presumably all of the candidates would have
those college debts anyway for that level of job.

> Any one whose identity has been stolen will have
> a "bad" credit rating because lenders no longer validate identity.

And those who have had that happen to them can explain
that that is why they have a bad credit record and the
potential employer can check if they are lying about that.

And those who have had their identity stolen are clearly
those who are incapable of organising their own person
affairs properly and so are unlikely to be very useful if you
are trying to fill a job that requires a well organised person.

> Legal scams can also ruin a person's credit history.

And the fact they they weren't able to recognise a legal scam
and got involved in it is useful information when considering
who is likely to be most effective in a particular job.

> Data entry errors in the credit history data bases will ruin credit.

The candidate is welcome to point out the error and prove it.

> Anyone who preferred paying in full at the
> time of purchase also has a bad credit rating

BULLSHIT.

> (no credit is also deemed to be bad).

BULLSHIT.

A bad credit rating comes from not being able to pay what
is due when it is due. And when that happens between jobs
its useful evidence that that individual is not capable of
organising its affairs so that that doesn’t happen in the
inevitable time between jobs by at least getting a credit
card while still working and not maxing it out if they
aren't capable of organising their affairs so that they
have some decent saving for that sort of inevitable
time between jobs. 

Back to alt.folklore.computers | Previous | Next — Previous in thread | Next in thread | Find similar | Unroll thread

Thread

OT:  NYC employers not allowed to check credit history hancock4@bbs.cpcn.com - 2015-09-09 07:21 -0700
  Re: OT:  NYC employers not allowed to check credit history Quadibloc <jsavard@ecn.ab.ca> - 2015-09-09 12:20 -0700
    Re: OT:  NYC employers not allowed to check credit history Quadibloc <jsavard@ecn.ab.ca> - 2015-09-09 12:21 -0700
      Re: OT:  NYC employers not allowed to check credit history "Jim Thomas" <JT@nospam.com> - 2015-09-10 05:43 +1000
        Re: OT:  NYC employers not allowed to check credit history hancock4@bbs.cpcn.com - 2015-09-09 13:13 -0700
          Re: OT:  NYC employers not allowed to check credit history "Jim Thomas" <JT@nospam.com> - 2015-09-11 08:13 +1000
      Re: OT:  NYC employers not allowed to check credit history hancock4@bbs.cpcn.com - 2015-09-09 13:05 -0700
      Re: OT:  NYC employers not allowed to check credit history "Osmium" <r124c4u102@comcast.net> - 2015-09-09 15:14 -0500
      Re: OT: NYC employers not allowed to check credit history Dave Garland <dave.garland@wizinfo.com> - 2015-09-09 22:16 -0500
      Re: OT: NYC employers not allowed to check credit history Stephen Sprunk <stephen@sprunk.org> - 2015-09-09 23:34 -0500
      Re: OT: NYC employers not allowed to check credit history Andrew Swallow <am.swallow@btinternet.com> - 2015-09-12 17:14 +0100
        Re: OT: NYC employers not allowed to check credit history Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-09-13 17:56 +0000
          Re: OT: NYC employers not allowed to check credit history Andrew Swallow <am.swallow@btinternet.com> - 2015-09-13 22:19 +0100
            Re: OT: NYC employers not allowed to check credit history Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-09-14 00:06 +0000
          Re: OT: NYC employers not allowed to check credit history jmfbahciv <See.above@aol.com> - 2015-09-14 12:50 +0000
            Re: OT: NC employers not allowed to check credit history "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-09-15 04:44 +1000
    Re: OT:  NYC employers not allowed to check credit history JimP <solosam90@gmail.com> - 2015-09-09 20:55 -0500
    Re: OT:  NYC employers not allowed to check credit history jmfbahciv <See.above@aol.com> - 2015-09-10 12:59 +0000
      Re: OT:  NYC employers not allowed to check credit history "Osmium" <r124c4u102@comcast.net> - 2015-09-10 08:13 -0500
      Re: OT:  NC employers not allowed to check credit history "Jim Thomas" <JT@nospam.com> - 2015-09-11 09:06 +1000
      Re: OT: NYC employers not allowed to check credit history Andrew Swallow <am.swallow@btinternet.com> - 2015-09-12 17:22 +0100

csiph-web