Re: Apple Pay Exposes Insecure Bank Policies

From	Jolly Roger <jollyroger@pobox.com>
Newsgroups	misc.phone.mobile.iphone, comp.mobile.ipad, comp.sys.mac.system
Subject	Re: Apple Pay Exposes Insecure Bank Policies
Date	2015-03-22 23:15 +0000
Organization	People for the Ethical Treatment of Pirates
Message-ID	<cn90peF5ssnU2@mid.individual.net> (permalink)
References	(1 earlier) <cn4tk1F3eloU2@mid.individual.net> <slrnmgs7bl.e00.g.kreme@kreme.eternal-september.org> <550e4a73$0$25110$c3e8da3$92d0a893@news.astraweb.com> <cn7u4dFpul6U13@mid.individual.net> <550f042d$0$39495$c3e8da3$f017e9df@news.astraweb.com>

Cross-posted to 3 groups.

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On 2015-03-22, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote:
> On 15-03-22 09:24, Jolly Roger wrote:
>
>> No, he's entirely correct entirely. : ) The cards in question have
>> *already* been stolen, but the banks have chosen *not* to deactivate the
>> accounts. 
>
> Focusing only on Target issue is wrong.

I didn't mention Target at all, and what I said applies across to lots
of cards other than those.

> It is possible that thieves knew
> that bank X decided to not replace compromised cards so they sifted
> through their database and extract all of bank X's cards and loaded them
> on Apple Pay. While this particular specific fraud is the bank's fault
> for not deactivating the cards, you have to consider the bigger picture:
> cards stolen from computer databases can be "materialised" very easily
> on Apple Pay (or other mobile payment systems) and thus those new
> systems are at high risk.

Not when the banks in question properly vet the accounts, which explains
why some banks haven't seen high fraud rates, while others that did not
properly vet them see high fraud rates. Apple Pay users have reported
that some banks only asked for the last four digits of the account
holder's social security number, which is grossly inadequate.

> The example I posted earlier showed the payment system being compromised
> for 11 months before it noticed and a week later stopped.

Irrelevant. What matters is the procedure the bank defines to handle
Yellow Path provisioning. If it is deficient, fraud will happen. Simple
as that.

> Such breaches allow thieves to levereage mobile payments to load virtual
> credit cxards onto phones and use them as real credit cards.

No, the banks allow it when they fail to adequately vet those accounts
through the Yellow Path procedures they defined.

> So, the activation process to load the card onto the phone really needs
> to be very secure. The current Apple-supplied method is inadequate, at
> least as advertised.

Wrong. Apple doesn't define Yellow Path processes. Those are defined by
individual banks. Apple Pay users have reported that the procedures used
differ between banks.  

You so desperately want to blame this on Apple, because you are an
Apple-hating troll. But you couldn't be more wrong. Keep trying if it
helps you feel better about your world though. I can play this game with
you indefinitely.

>> The cards in question also fall into the Yellow Path because
>> information provided by the person attempting to provision these cards
>> provided either conflicting or incomplete information to the banks.
>
> So, if phone user is told to contact bank, how come the bank wasn't able
> to realise the guy was a fruad and didn't have the customer's personal
> info ? Or did the bank not bother asking ?

Again, Apple Pay users have reported hat different banks use different
procedures and ask for different types of information during Yellow Path
screening. Some banks reportedly only asked for the last four digits of
the account holder's social, while other banks were much more rigorous. 

> Are there banks that put 100% of transactions on "yellow path" since the
> "green" one is totally inadequate ?

Irrelevant. If the Yellow Path process defined by a bank is insufficient
to effectively prevent fraud, fraud will happen.

> If you only send credit card number and name on credit card/expiry date,

You keep claiming this to be the case, but haven't provided a shred of
evidence to prove it. Apple's own documentation says they send more than
that. Put up, or shut up.

> how can the bank flag that activation request as "dubious" while another
> similar transaction is green-lighted ?

Accounts are flagged when the information provided doesn't match the
bank's information, or some other information exists that the bank uses
flags it. The bank is in charge of that - not Apple.

>> Irrelevant. The cards in question have already been flagged Yellow Path,
>
> Does this mean that the bank decided to not cancel those cards
> compromised by Target, but flagged them as high risk, but when some
> thief calls in to activate, the bank didn't clue in ?

Possibly.

-- 
E-mail sent to this address may be devoured by my ravenous SPAM filter.
I often ignore posts from Google. Use a real news client instead.

JR

Thread

Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 17:03 -0700
  Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-20 20:28 -0400
    Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 14:38 +1100
  Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 13:55 +1100
    Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 20:59 -0700
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 16:51 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 07:53 -0700
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:19 +1100
  Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 09:57 +0000
    Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:06 -0400
      Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:11 -0400
        Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:51 +1100
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 15:10 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 06:24 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:49 -0400
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 21:10 -0400
            Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:18 +0000
    Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 10:57 -0400
      Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-21 15:01 +0000
        Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 16:20 +0000
          Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 12:38 -0400
            Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 17:18 +0000
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:55 +1100
              Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:04 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 10:11 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:16 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:29 +0000
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:40 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:32 +1100
          Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 15:08 -0700
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:02 +0000
        Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:46 -0400
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:19 +0000
            Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 09:52 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:12 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 18:58 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:32 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:30 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:20 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 21:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-23 09:47 -0500
                Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 22:48 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:50 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:54 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:31 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 14:20 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:53 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 19:05 +0000
                Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies John McWilliams <jpmcw@comcast.net> - 2015-03-24 10:20 -0700
                Re: Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-24 19:06 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:35 +0000
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:22 +1100
        Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 12:17 +1100
    Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:03 -0400
      Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:44 +1100
      Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 21:57 +0000
      Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:14 +0000
        Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 13:54 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:14 +1100
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:38 -0400
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:54 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 15:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 06:24 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 17:15 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 09:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:06 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 11:24 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:43 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:33 +0000
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:26 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:28 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 20:30 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:06 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:40 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:12 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:23 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 21:26 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:46 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:52 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:22 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:49 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:25 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 13:33 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 14:08 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 14:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 18:33 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:49 +1100
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:37 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:15 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:29 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:43 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:18 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:30 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:44 +1100
              Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 15:04 -0400
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:16 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:33 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:51 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:59 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:07 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 16:36 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 08:37 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 21:45 +0000
                Re: Apple Pay Exposes Insecure Bank Policies dempson@actrix.gen.nz (David Empson) - 2015-03-24 10:51 +1300
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 18:43 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 22:56 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 10:29 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-24 01:47 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 19:44 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-24 15:04 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:35 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:02 +1100
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:05 +0000
            Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:19 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 00:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:18 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:36 +0000
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:12 -0400
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 22:20 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:30 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:24 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:39 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Savageduck <savageduck1@{REMOVESPAM}me.com> - 2015-03-22 20:05 -0700
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 23:46 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 15:00 +1100
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 14:52 +1100
                Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 00:10 -0400
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:58 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:41 +0000
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:52 +0000
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:48 +1100
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:33 +1100
              Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:13 +0000
          Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:29 +0000
          Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 12:59 -0400
            Re: Apple Pay Exposes Insecure Bank Policies News <News@Group.Post> - 2015-03-23 13:14 -0400
    Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 01:39 +0000
      Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 00:52 -0400
        Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:11 -0400
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:44 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 06:22 +0000
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:40 -0400
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:17 +0000
        Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:28 +1100
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:47 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:56 +1100
              Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:09 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 19:14 +1100
                Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:47 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 20:40 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:49 -0400
              Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:38 +0000
              Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:38 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:23 +0000
              Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:13 -0400
                Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:30 +1100
                Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:11 +0000
        Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:43 -0400
          Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:36 +0000
          Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:31 +1100
        Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:24 +0000
          Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:04 -0400
            Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:25 +1100
            Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:15 +0000
            Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:40 +0000
  Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:02 -0400
  Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-21 11:43 -0500
    Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:10 +0000

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