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Groups > comp.sys.mac.system > #23636 > unrolled thread

Has your credit card number been compromised?

Started byMichelle Steiner <michelle@michelle.org>
First post2012-04-11 08:28 -0700
Last post2012-04-15 17:24 +0000
Articles 20 on this page of 119 — 29 participants

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Contents

  Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-11 08:28 -0700
    Re: Has your credit card number been compromised? Fred Moore <fmoore@gcfn.org> - 2012-04-11 14:34 -0400
    Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-11 17:08 -0400
      Re: Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-11 15:20 -0700
        Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-11 20:04 -0400
          Re: Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-11 17:26 -0700
        Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-12 07:14 +0000
      Re: Has your credit card number been compromised? John McWilliams <jpmcw@comcast.net> - 2012-04-11 15:24 -0700
    Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-11 20:53 -0400
      Re: Has your credit card number been compromised? "Thomas R. Kettler" <tkettler@blownfuse.net> - 2012-04-11 22:43 -0400
        Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-11 23:17 -0400
          Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-11 23:24 -0400
            Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 14:22 -0400
              Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-12 17:28 -0400
                Re: Has your credit card number been compromised? dorayme <dorayme@optusnet.com.au> - 2012-04-13 07:43 +1000
                  Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:27 -0400
                    Re: Has your credit card number been compromised? dorayme <dorayme@optusnet.com.au> - 2012-04-13 10:20 +1000
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:23 -0400
                  Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-12 21:25 -0400
                    Re: Has your credit card number been compromised? Kurt Ullman <kurtullman@yahoo.com> - 2012-04-13 04:30 -0400
                    Re: Has your credit card number been compromised? "John Varela" <newlamps@verizon.net> - 2012-04-14 00:05 +0000
                      Re: Has your credit card number been compromised? News <News@Group.Posts> - 2012-04-14 10:08 -0400
                        Re: Has your credit card number been compromised? "John Varela" <newlamps@verizon.net> - 2012-04-15 19:43 +0000
              Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-12 17:30 -0400
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:24 -0400
                Re: Has your credit card number been compromised? Wayne Marsh <waynegmarsh@mac.com> - 2012-04-22 13:17 -0500
                  Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-23 10:16 +0800
                    Re: Has your credit card number been compromised? *Hemidactylus* <ecphoric@hotmail.com> - 2012-04-22 22:52 -0400
                      Re: Has your credit card number been compromised? George Kerby <ghost_topper@hotmail.com> - 2012-04-23 08:25 -0500
                        Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 07:29 -0700
                    Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-23 00:19 -0400
                      Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-23 09:08 -0400
                        Re: Has your credit card number been compromised? George Kerby <ghost_topper@hotmail.com> - 2012-04-23 08:30 -0500
                      Re: Has your credit card number been compromised? George Kerby <ghost_topper@hotmail.com> - 2012-04-23 08:28 -0500
                    Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-23 18:36 +1200
                      Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-23 07:57 -0400
                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 09:13 +1200
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 14:33 -0700
                        Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-24 10:26 +0800
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 20:03 -0700
                            Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 21:25 -0600
                              Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 16:21 +1200
                                Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 22:50 -0600
                                  Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 18:19 +1200
                            Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-24 07:25 -0400
                              Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-24 14:07 +0200
                                Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-26 19:02 -0400
                                  Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-27 06:44 +0000
                                    Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-27 14:15 +0200
                                      Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-27 21:55 -0400
                                        Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-28 12:44 +0200
                                    Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-27 08:56 -0400
                                      Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-27 21:58 -0400
                                        Re: Has your credit card number been compromised? russotto@grace.speakeasy.net (Matthew Russotto) - 2012-05-08 03:27 +0000
                                    Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-27 16:44 -0400
                                    Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-27 21:52 -0400
                                      Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-28 12:51 +0200
                                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-29 10:02 +1200
                                          Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-28 18:24 -0400
                                      Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-28 07:35 -0400
                                        Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-28 10:55 -0400
                                        Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-28 13:28 -0400
                                      Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-28 17:49 +0000
                                        Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-28 14:22 -0400
                                          Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-28 18:29 +0000
                                            Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-28 18:44 +0000
                                              Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-28 14:46 -0400
                                          Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-28 22:37 +0200
                                            Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-29 10:04 +1200
                                            Re: Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-28 15:35 -0700
                          Re: Has your credit card number been compromised? TaliesinSoft <taliesinsoft@me.com> - 2012-04-23 22:12 -0500
                          Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-23 23:42 -0400
                            Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-24 07:29 -0400
                              Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-24 18:30 -0400
                            Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-25 17:33 -0400
                      Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 07:28 -0700
                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 09:17 +1200
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 14:37 -0700
                            Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 13:33 +1200
                              Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-23 23:28 -0400
                                Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 20:37 -0700
                                Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 22:50 -0600
                                  Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 18:21 +1200
                                    Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-24 00:07 -0700
                                Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-24 10:53 +0200
                      Re: Has your credit card number been compromised? Patty Winter <patty1@wintertime.com> - 2012-04-23 16:30 +0000
                        Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-23 13:09 -0400
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 11:03 -0700
                          Re: Has your credit card number been compromised? Patty Winter <patty1@wintertime.com> - 2012-04-23 21:06 +0000
                      Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 20:28 -0600
                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 16:16 +1200
                          Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 22:50 -0600
                            Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 18:27 +1200
                              Re: Has your credit card number been compromised? Barry Margolin <barmar@alum.mit.edu> - 2012-04-24 02:35 -0400
                                Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 19:21 +1200
                      Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-24 10:37 +0200
          Re: Has your credit card number been compromised? Kurt Ullman <kurtullman@yahoo.com> - 2012-04-12 08:30 -0400
            Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 14:33 -0400
              Re: Has your credit card number been compromised? Zaidy036 <Zaidy036@isp.spam> - 2012-04-12 23:02 -0400
                Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-13 18:19 +1200
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-13 15:41 -0400
            Re: Has your credit card number been compromised? Tim McNamara <timmcn@bitstream.net> - 2012-04-12 14:17 -0500
              Re: Has your credit card number been compromised? Kurt Ullman <kurtullman@yahoo.com> - 2012-04-12 15:59 -0400
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:25 -0400
                Re: Has your credit card number been compromised? Tim McNamara <timmcn@bitstream.net> - 2012-04-14 01:18 -0500
            Re: Has your credit card number been compromised? me@home.spamsucks.ca (Király) - 2012-04-14 00:14 +0000
              Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-14 11:38 +0800
                Re: Has your credit card number been compromised? me@home.spamsucks.ca (Király) - 2012-04-14 16:13 +0000
                  Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-16 15:32 +0800
          Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-13 19:00 -0400
            Re: Has your credit card number been compromised? News <News@Group.Posts> - 2012-04-14 10:09 -0400
        Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-12 00:13 -0400
        Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 14:20 -0400
      Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-12 07:19 +0000
        Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-12 06:12 -0400
          Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-12 11:04 +0000
            Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-12 09:19 -0400
            Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-15 18:31 +0200
              Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-15 17:24 +0000

Page 2 of 6 — ← Prev page 1 [2] 3 4 5 6  Next page →


#23778

From"John Varela" <newlamps@verizon.net>
Date2012-04-14 00:05 +0000
Message-ID<51W5y0sPNk52-pn2-lckIhCIGJxdo@localhost>
In reply to#23752
On Fri, 13 Apr 2012 01:25:35 UTC, Davoud <star@sky.net> wrote:

> It doesn't work exactly that way. The card issuer relies on /you/ to
> say whether the charge is genuine--after all, who else knows? They
> can't go by location--I order stuff from (Western) Europe quite often.
> If you tell the issuer that the charge is fraudulent they will cancel
> the card and send you a new one. I've had new debit cards delivered
> with from four hours to 48 hours.
 
My credit card company has a good fraud detection system. I live on 
the east coast and someone used my card -- an actual physical 
counterfeit -- at a Wal-Mart in San Diego. The credit card company 
immediately identified this as theft and blocked the card. I found 
out about it when my attempt to charge something was refused a few 
minutes later.

-- 
John Varela

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#23790

FromNews <News@Group.Posts>
Date2012-04-14 10:08 -0400
Message-ID<jmc0ct$3ov$1@dont-email.me>
In reply to#23778
On 4/13/2012 8:05 PM, John Varela wrote:
> On Fri, 13 Apr 2012 01:25:35 UTC, Davoud<star@sky.net>  wrote:
>
>> It doesn't work exactly that way. The card issuer relies on /you/ to
>> say whether the charge is genuine--after all, who else knows? They
>> can't go by location--I order stuff from (Western) Europe quite often.
>> If you tell the issuer that the charge is fraudulent they will cancel
>> the card and send you a new one. I've had new debit cards delivered
>> with from four hours to 48 hours.
>
> My credit card company has a good fraud detection system. I live on
> the east coast and someone used my card -- an actual physical
> counterfeit -- at a Wal-Mart in San Diego. The credit card company
> immediately identified this as theft and blocked the card.
>

Fly much?

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#23860

From"John Varela" <newlamps@verizon.net>
Date2012-04-15 19:43 +0000
Message-ID<51W5y0sPNk52-pn2-QWgT9OEredOG@localhost>
In reply to#23790
On Sat, 14 Apr 2012 14:08:25 UTC, News <News@Group.Posts> wrote:

> On 4/13/2012 8:05 PM, John Varela wrote:
> > On Fri, 13 Apr 2012 01:25:35 UTC, Davoud<star@sky.net>  wrote:
> >
> >> It doesn't work exactly that way. The card issuer relies on /you/ to
> >> say whether the charge is genuine--after all, who else knows? They
> >> can't go by location--I order stuff from (Western) Europe quite often.
> >> If you tell the issuer that the charge is fraudulent they will cancel
> >> the card and send you a new one. I've had new debit cards delivered
> >> with from four hours to 48 hours.
> >
> > My credit card company has a good fraud detection system. I live on
> > the east coast and someone used my card -- an actual physical
> > counterfeit -- at a Wal-Mart in San Diego. The credit card company
> > immediately identified this as theft and blocked the card.
> >
> 
> Fly much?

Not any more. But I did notify the credit card company and the bank 
about an upcoming vacation trip.

-- 
John Varela

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#23741

FromJF Mezei <jfmezei.spamnot@vaxination.ca>
Date2012-04-12 17:30 -0400
Message-ID<4f874986$0$26825$c3e8da3$f017e9df@news.astraweb.com>
In reply to#23731
Alan Browne wrote:

> Why do that?  By that time it will be reported as lost and the number 
> cancelled.

many modern credit card frauds do not involve the theft of a physical
credit card, so the cardholder is unaware of his/her card having been
compromised. So the card is not called in as "stolen".

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#23746

FromAlan Browne <alan.browne@FreelunchVideotron.ca>
Date2012-04-12 19:24 -0400
Message-ID<ts6dnbOM7o2y-RrSnZ2dnUVZ_qqdnZ2d@giganews.com>
In reply to#23741
On 2012-04-12 17:30 , JF Mezei wrote:
> Alan Browne wrote:
>
>> Why do that?  By that time it will be reported as lost and the number
>> cancelled.
>
> many modern credit card frauds do not involve the theft of a physical
> credit card, so the cardholder is unaware of his/her card having been
> compromised. So the card is not called in as "stolen".

True.  Happened to me several years ago.

-- 
"I was gratified to be able to answer promptly, and I did.
  I said I didn't know."
                           -Samuel Clemens.

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#24202

FromWayne Marsh <waynegmarsh@mac.com>
Date2012-04-22 13:17 -0500
Message-ID<waynegmarsh-58DB39.13170722042012@news.iphouse.com>
In reply to#23741
In article <4f874986$0$26825$c3e8da3$f017e9df@news.astraweb.com>,
 JF Mezei <jfmezei.spamnot@vaxination.ca> wrote:

> many modern credit card frauds do not involve the theft of a physical
> credit card, so the cardholder is unaware of his/her card having been
> compromised.

My PayPal debit card was compromised a while ago ("No, I did not add 
minutes to two different cell phones in Honduras!"), but I complained 
and PayPal issued me a new card with no $ loss to me. I suspect the card 
info was stolen when I used the card in a local transaction, possibly at 
a restaurant.

Now I scratch out the 3-digit "validation code" on the back of my cards. 
I suppose the thieves can still get all the info they need if they have 
a scanner, but it'll stop anyone who just writes down the numbers off 
the card and tries to make an Internet purchase. At least it will stop 
them at Internet merchants who require the entry of that validation code 
before processing the order. I keep the validation codes in a 
password-protected database on my computer, so that I can make Internet 
purchases when I want to. 

WM

-- 
Wayne Marsh    Minneapolis, Minnesota, USA
          waynegmarsh@mac.com

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#24233

FromChris Blunt <mail@nospam.com>
Date2012-04-23 10:16 +0800
Message-ID<foe9p7lcjj39b0ufvvakg24054rhsdrkih@4ax.com>
In reply to#24202
On Sun, 22 Apr 2012 13:17:37 -0500, Wayne Marsh <waynegmarsh@mac.com>
wrote:

>Now I scratch out the 3-digit "validation code" on the back of my cards. 
>I suppose the thieves can still get all the info they need if they have 
>a scanner, but it'll stop anyone who just writes down the numbers off 
>the card and tries to make an Internet purchase. At least it will stop 
>them at Internet merchants who require the entry of that validation code 
>before processing the order. I keep the validation codes in a 
>password-protected database on my computer, so that I can make Internet 
>purchases when I want to. 

That's a good idea.

I wonder why they print that validation code on the back of the cards
anyway. Maybe it would be better if they sent it separately like they
do with PIN numbers.

Chris

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#24234

From*Hemidactylus* <ecphoric@hotmail.com>
Date2012-04-22 22:52 -0400
Message-ID<zMudncVMoN1LXgnSnZ2dnUVZ_v2dnZ2d@giganews.com>
In reply to#24233
On 04/22/2012 10:16 PM, Chris Blunt wrote:
> On Sun, 22 Apr 2012 13:17:37 -0500, Wayne Marsh<waynegmarsh@mac.com>
> wrote:
>
>> Now I scratch out the 3-digit "validation code" on the back of my cards.
>> I suppose the thieves can still get all the info they need if they have
>> a scanner, but it'll stop anyone who just writes down the numbers off
>> the card and tries to make an Internet purchase. At least it will stop
>> them at Internet merchants who require the entry of that validation code
>> before processing the order. I keep the validation codes in a
>> password-protected database on my computer, so that I can make Internet
>> purchases when I want to.
>
> That's a good idea.
>
> I wonder why they print that validation code on the back of the cards
> anyway. Maybe it would be better if they sent it separately like they
> do with PIN numbers.

Do credit card companies really give a damn about your best interests? 
Or corporations that store your transactional data on their databases?

I seriously doubt it.


-- 
*Hemidactylus*

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#24251

FromGeorge Kerby <ghost_topper@hotmail.com>
Date2012-04-23 08:25 -0500
Message-ID<CBBAC294.86094%ghost_topper@hotmail.com>
In reply to#24234


On 4/22/12 9:52 PM, in article
zMudncVMoN1LXgnSnZ2dnUVZ_v2dnZ2d@giganews.com, "*Hemidactylus*"
<ecphoric@hotmail.com> wrote:

> On 04/22/2012 10:16 PM, Chris Blunt wrote:
>> On Sun, 22 Apr 2012 13:17:37 -0500, Wayne Marsh<waynegmarsh@mac.com>
>> wrote:
>> 
>>> Now I scratch out the 3-digit "validation code" on the back of my cards.
>>> I suppose the thieves can still get all the info they need if they have
>>> a scanner, but it'll stop anyone who just writes down the numbers off
>>> the card and tries to make an Internet purchase. At least it will stop
>>> them at Internet merchants who require the entry of that validation code
>>> before processing the order. I keep the validation codes in a
>>> password-protected database on my computer, so that I can make Internet
>>> purchases when I want to.
>> 
>> That's a good idea.
>> 
>> I wonder why they print that validation code on the back of the cards
>> anyway. Maybe it would be better if they sent it separately like they
>> do with PIN numbers.
> 
> Do credit card companies really give a damn about your best interests?
> Or corporations that store your transactional data on their databases?
> 
> I seriously doubt it.
> 

They do to the point that they are liable for the first $50, no matter what.

If you want action and not be placed on hold when dealing with them, call
the "Lost or Stolen Card" extension and you will be answered immediately.

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#24255

Fromnospam <nospam@nospam.invalid>
Date2012-04-23 07:29 -0700
Message-ID<230420120729133631%nospam@nospam.invalid>
In reply to#24251
In article <CBBAC294.86094%ghost_topper@hotmail.com>, George Kerby
<ghost_topper@hotmail.com> wrote:

> They do to the point that they are liable for the first $50, no matter what.

$0 if you still have the card, and sometimes even if you don't.

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#24236

FromJF Mezei <jfmezei.spamnot@vaxination.ca>
Date2012-04-23 00:19 -0400
Message-ID<4f94d84d$0$1222$c3e8da3$f017e9df@news.astraweb.com>
In reply to#24233
Chris Blunt wrote:

> I wonder why they print that validation code on the back of the cards
> anyway. Maybe it would be better if they sent it separately like they
> do with PIN numbers.

They can't emboss that number to appear on the front because it would
then show on the credit card slips done the old fashioned way. And they
normally don't "prit" stuff on the front, they have a different
sprintable area in the back.

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#24249

FromDavoud <star@sky.net>
Date2012-04-23 09:08 -0400
Message-ID<230420120908556434%star@sky.net>
In reply to#24236
Chris Blunt:
> > I wonder why they print that validation code on the back of the cards
> > anyway. Maybe it would be better if they sent it separately like they
> > do with PIN numbers.

JF Mezei:
> They can't emboss that number to appear on the front because it would
> then show on the credit card slips done the old fashioned way. And they
> normally don't "prit" stuff on the front, they have a different
> sprintable area in the back.

With American Express cards the number has four digits rather than
three and it is printed on the front of the card. There is a
three-digit number on the back of the card but it is not the "secret
code" and I do not know its purpose.

-- 
I agree with almost everything that you have said and almost everything that
you will say in your entire life.

usenet *at* davidillig dawt cawm

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#24253

FromGeorge Kerby <ghost_topper@hotmail.com>
Date2012-04-23 08:30 -0500
Message-ID<CBBAC38D.86096%ghost_topper@hotmail.com>
In reply to#24249


On 4/23/12 8:08 AM, in article 230420120908556434%star@sky.net, "Davoud"
<star@sky.net> wrote:

> Chris Blunt:
>>> I wonder why they print that validation code on the back of the cards
>>> anyway. Maybe it would be better if they sent it separately like they
>>> do with PIN numbers.
> 
> JF Mezei:
>> They can't emboss that number to appear on the front because it would
>> then show on the credit card slips done the old fashioned way. And they
>> normally don't "prit" stuff on the front, they have a different
>> sprintable area in the back.
> 
> With American Express cards the number has four digits rather than
> three and it is printed on the front of the card. There is a
> three-digit number on the back of the card but it is not the "secret
> code" and I do not know its purpose.

What he said.

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#24252

FromGeorge Kerby <ghost_topper@hotmail.com>
Date2012-04-23 08:28 -0500
Message-ID<CBBAC328.86095%ghost_topper@hotmail.com>
In reply to#24236


On 4/22/12 11:19 PM, in article
4f94d84d$0$1222$c3e8da3$f017e9df@news.astraweb.com, "JF Mezei"
<jfmezei.spamnot@vaxination.ca> wrote:

> Chris Blunt wrote:
> 
>> I wonder why they print that validation code on the back of the cards
>> anyway. Maybe it would be better if they sent it separately like they
>> do with PIN numbers.
> 
> They can't emboss that number to appear on the front because it would
> then show on the credit card slips done the old fashioned way. And they
> normally don't "prit" stuff on the front, they have a different
> sprintable area in the back.

Then explain why American Express does it? They print a four digit code on
the front.

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#24241

FromHelpfulHarry@BusyWorking.com (Helpful Harry)
Date2012-04-23 18:36 +1200
Message-ID<HelpfulHarry-2304121836160001@203-118-187-222.dsl.dyn.ihug.co.nz>
In reply to#24233
In article <foe9p7lcjj39b0ufvvakg24054rhsdrkih@4ax.com>, Chris Blunt
<mail@nospam.com> wrote:

> On Sun, 22 Apr 2012 13:17:37 -0500, Wayne Marsh <waynegmarsh@mac.com>
> wrote:
> 
> >Now I scratch out the 3-digit "validation code" on the back of my cards. 
> >I suppose the thieves can still get all the info they need if they have 
> >a scanner, but it'll stop anyone who just writes down the numbers off 
> >the card and tries to make an Internet purchase. At least it will stop 
> >them at Internet merchants who require the entry of that validation code 
> >before processing the order. I keep the validation codes in a 
> >password-protected database on my computer, so that I can make Internet 
> >purchases when I want to. 
> 
> That's a good idea.

That's good if someone steals the card or maybe for places like a
restaurant that takes the card away to process, but you sometimes have to
tell the "security code" to people when ordering stuff via phone or
Internet form ... so that person can simply write down your "security
code" and details anyway.

The whole idea of it being a "security code", and yet printed on the back
and has to be given out to people always sruck me as incredibly stupid and
virtually useless as any form of "security".
 


> I wonder why they print that validation code on the back of the cards
> anyway. Maybe it would be better if they sent it separately like they
> do with PIN numbers.

It's always been equally silly that banks send out material (whether it's
a new card, new cheque book, bank statements, etc.) in an envelope
emblazoned with their logo - that makes it very easy for a criminal
postman or someone looking in mailboxes to steal it.

Cards will have gone the way of the dinosaur, dodo, fax machine, floppy
disk, etc. in a few years anyway.

Helpful Harry  :o)

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#24247

FromWarren Oates <warren.oates@gmail.com>
Date2012-04-23 07:57 -0400
Message-ID<4f9543b4$0$20232$c3e8da3$9deca2c3@news.astraweb.com>
In reply to#24241
In article 
<HelpfulHarry-2304121836160001@203-118-187-222.dsl.dyn.ihug.co.nz>,
 HelpfulHarry@BusyWorking.com (Helpful Harry) wrote:

> It's always been equally silly that banks send out material (whether it's
> a new card, new cheque book, bank statements, etc.) in an envelope
> emblazoned with their logo - that makes it very easy for a criminal
> postman or someone looking in mailboxes to steal it.

We have a bunch of credit cards; none of the renewal cards come 
"emblazoned" with the logo of the issuing company. There are other ways 
of identifying them, however: they all say "CONFIDENTIAL" and "DO NOT 
FORWARD" and they (oh, hello) have a stiff thing inside them about the 
size of a credit card.
-- 

... do not cover a warm kettle or your stock may sour. -- Julia Child

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#24277

FromHelpfulHarry@BusyWorking.com (Helpful Harry)
Date2012-04-24 09:13 +1200
Message-ID<HelpfulHarry-2404120913050001@203-118-187-26.dsl.dyn.ihug.co.nz>
In reply to#24247
In article <4f9543b4$0$20232$c3e8da3$9deca2c3@news.astraweb.com>, Warren
Oates <warren.oates@gmail.com> wrote:

> In article 
> <HelpfulHarry-2304121836160001@203-118-187-222.dsl.dyn.ihug.co.nz>,
>  HelpfulHarry@BusyWorking.com (Helpful Harry) wrote:
> 
> > It's always been equally silly that banks send out material (whether it's
> > a new card, new cheque book, bank statements, etc.) in an envelope
> > emblazoned with their logo - that makes it very easy for a criminal
> > postman or someone looking in mailboxes to steal it.
> 
> We have a bunch of credit cards; none of the renewal cards come 
> "emblazoned" with the logo of the issuing company. There are other ways 
> of identifying them, however: they all say "CONFIDENTIAL" and "DO NOT 
> FORWARD" and they (oh, hello) have a stiff thing inside them about the 
> size of a credit card.

Banks have more recently started sending some important things in plain
envelopes, but that wasn't the case in the past.

Helpful Harry  :o)

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#24281

Fromnospam <nospam@nospam.invalid>
Date2012-04-23 14:33 -0700
Message-ID<230420121433341405%nospam@nospam.invalid>
In reply to#24277
In article
<HelpfulHarry-2404120913050001@203-118-187-26.dsl.dyn.ihug.co.nz>,
Helpful Harry <HelpfulHarry@BusyWorking.com> wrote:

> > > It's always been equally silly that banks send out material (whether it's
> > > a new card, new cheque book, bank statements, etc.) in an envelope
> > > emblazoned with their logo - that makes it very easy for a criminal
> > > postman or someone looking in mailboxes to steal it.
> > 
> > We have a bunch of credit cards; none of the renewal cards come 
> > "emblazoned" with the logo of the issuing company. There are other ways 
> > of identifying them, however: they all say "CONFIDENTIAL" and "DO NOT 
> > FORWARD" and they (oh, hello) have a stiff thing inside them about the 
> > size of a credit card.
> 
> Banks have more recently started sending some important things in plain
> envelopes, but that wasn't the case in the past.

all the credit cards i've ever had arrived in a generic plain envelope.

not that you couldn't tell by the return address (it was always the
same, just no bank name) and by feeling its contents...

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#24291

FromChris Blunt <mail@nospam.com>
Date2012-04-24 10:26 +0800
Message-ID<0f3cp7hpa324ut5ok2f44o5u8ho6dvggkf@4ax.com>
In reply to#24247
On Mon, 23 Apr 2012 07:57:40 -0400, Warren Oates
<warren.oates@gmail.com> wrote:

>In article 
><HelpfulHarry-2304121836160001@203-118-187-222.dsl.dyn.ihug.co.nz>,
> HelpfulHarry@BusyWorking.com (Helpful Harry) wrote:
>
>> It's always been equally silly that banks send out material (whether it's
>> a new card, new cheque book, bank statements, etc.) in an envelope
>> emblazoned with their logo - that makes it very easy for a criminal
>> postman or someone looking in mailboxes to steal it.
>
>We have a bunch of credit cards; none of the renewal cards come 
>"emblazoned" with the logo of the issuing company. There are other ways 
>of identifying them, however: they all say "CONFIDENTIAL" and "DO NOT 
>FORWARD" and they (oh, hello) have a stiff thing inside them about the 
>size of a credit card.

My replacement credit cards come in a plain white envelope with
nothing else shown on it other than a post office box number as a
return address.

The new card needs to be activated by calling customer service, who
ask you to verify your identity to confirm the rightful cardholder is
in possession of it before they enable the new card.

Chris

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#24293

Fromnospam <nospam@nospam.invalid>
Date2012-04-23 20:03 -0700
Message-ID<230420122003359458%nospam@nospam.invalid>
In reply to#24291
In article <0f3cp7hpa324ut5ok2f44o5u8ho6dvggkf@4ax.com>, Chris Blunt
<mail@nospam.com> wrote:

> My replacement credit cards come in a plain white envelope with
> nothing else shown on it other than a post office box number as a
> return address.

it's always the same po box & city, which means it's not hard to know
what to look for.

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