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Groups > comp.sys.mac.system > #71700 > unrolled thread
| Started by | Michelle Steiner <michelle@michelle.org> |
|---|---|
| First post | 2015-03-20 17:03 -0700 |
| Last post | 2015-03-22 15:48 +0000 |
| Articles | 20 on this page of 175 — 17 participants |
Back to article view | Back to comp.sys.mac.system
Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 17:03 -0700
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-20 20:28 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 14:38 +1100
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 13:55 +1100
Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-20 20:59 -0700
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-21 16:51 +1100
Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 07:53 -0700
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:19 +1100
Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 09:57 +0000
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:06 -0400
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:11 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:51 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 15:10 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 06:24 +1100
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:49 -0400
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 21:10 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:18 +0000
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 10:57 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-21 15:01 +0000
Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 16:20 +0000
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 12:38 -0400
Re: Apple Pay Exposes Insecure Bank Policies me@home.spamsucks.ca (Király) - 2015-03-21 17:18 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:55 +1100
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:04 +0000
Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 10:11 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:16 +0000
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:29 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:40 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:32 +1100
Re: Apple Pay Exposes Insecure Bank Policies Michelle Steiner <michelle@michelle.org> - 2015-03-21 15:08 -0700
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:02 +0000
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 17:46 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:19 +0000
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 09:52 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 14:12 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:00 +1100
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 18:58 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:32 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:30 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:20 +0000
Re: Apple Pay Exposes Insecure Bank Policies Warren Oates <warren.oates@gmail.com> - 2015-03-22 21:10 -0400
Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-23 09:47 -0500
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-22 22:48 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:50 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:54 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:31 +0000
Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 14:20 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:53 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 19:05 +0000
Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies John McWilliams <jpmcw@comcast.net> - 2015-03-24 10:20 -0700
Re: Apple Watch Kills; was: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-24 19:06 -0400
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:35 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:22 +1100
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-21 17:15 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 12:17 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-21 13:03 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 05:44 +1100
Re: Apple Pay Exposes Insecure Bank Policies Huge <Huge@nowhere.much.invalid> - 2015-03-21 21:57 +0000
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:14 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 13:54 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:14 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:38 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:54 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 15:09 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 06:24 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 17:15 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 09:00 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:06 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 11:24 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:10 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:43 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:33 +0000
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:26 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:28 -0400
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 20:30 -0400
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:06 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:40 +1100
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:12 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:23 -0400
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 21:26 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:46 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:52 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:22 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:49 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:25 +0000
Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 13:33 -0400
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 14:08 -0400
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 14:09 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 18:33 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:49 +1100
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:37 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:15 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:29 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:43 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:18 +0000
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:30 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 05:44 +1100
Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 15:04 -0400
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:16 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:33 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 15:51 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 19:59 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:07 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 16:36 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 08:37 +1100
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 21:45 +0000
Re: Apple Pay Exposes Insecure Bank Policies dempson@actrix.gen.nz (David Empson) - 2015-03-24 10:51 +1300
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-23 18:43 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 22:56 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 10:29 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:36 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-24 01:47 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 19:44 +1100
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-24 15:04 +0000
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-24 05:35 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-24 07:02 +1100
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:05 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:19 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 00:36 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 21:18 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 01:36 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 22:12 -0400
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-22 22:20 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:30 +0000
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 02:24 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 13:39 +1100
Re: Apple Pay Exposes Insecure Bank Policies Savageduck <savageduck1@{REMOVESPAM}me.com> - 2015-03-22 20:05 -0700
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 23:46 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 15:00 +1100
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 14:52 +1100
Re: Apple Pay Exposes Insecure Bank Policies nospam <nospam@nospam.invalid> - 2015-03-23 00:10 -0400
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:58 +0000
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-23 13:41 +0000
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 18:52 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:48 +1100
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:33 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:13 +0000
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:29 +0000
Re: Apple Pay Exposes Insecure Bank Policies "D.F. Manno" <dfmanno@mail.com> - 2015-03-23 12:59 -0400
Re: Apple Pay Exposes Insecure Bank Policies News <News@Group.Post> - 2015-03-23 13:14 -0400
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 01:39 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 00:52 -0400
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:11 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:44 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 06:22 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:40 -0400
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:17 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:28 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 02:47 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 17:56 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:09 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 19:14 +1100
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 04:47 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-22 20:40 +1100
Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:49 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:38 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:38 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-22 22:23 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 20:13 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 12:30 +1100
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 03:11 +0000
Re: Apple Pay Exposes Insecure Bank Policies Kurt Ullman <kurtullman@yahoo.com> - 2015-03-22 08:43 -0400
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:36 +0000
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 04:31 +1100
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:24 +0000
Re: Apple Pay Exposes Insecure Bank Policies JF Mezei <jfmezei.spamnot@vaxination.ca> - 2015-03-22 14:04 -0400
Re: Apple Pay Exposes Insecure Bank Policies "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-03-23 05:25 +1100
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 23:15 +0000
Re: Apple Pay Exposes Insecure Bank Policies Lewis <g.kreme@gmail.com.dontsendmecopies> - 2015-03-23 02:40 +0000
Re: Apple Pay Exposes Insecure Bank Policies Alan Browne <alan.browne@freelunchvideotron.ca> - 2015-03-21 09:02 -0400
Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-21 11:43 -0500
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 13:10 +0000
Re: Apple Pay Exposes Insecure Bank Policies George Kerby <ghost_topper@hotmail.com> - 2015-03-22 10:33 -0500
Re: Apple Pay Exposes Insecure Bank Policies Jolly Roger <jollyroger@pobox.com> - 2015-03-22 15:48 +0000
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| From | JF Mezei <jfmezei.spamnot@vaxination.ca> |
|---|---|
| Date | 2015-03-22 21:18 -0400 |
| Message-ID | <550f69d6$0$44541$c3e8da3$66d3cc2f@news.astraweb.com> |
| In reply to | #71864 |
On 15-03-22 20:36, Jolly Roger wrote: > Where'd you read that? The reports so far have said that the cards in > question are Yellow Path cards, so the banks are already aware > information does not match what is on record. How can a bank "ALREADY" be aware that information does not match what is on record what that information has not been sent to Apple ? It is more likely that "yellow" cards have been marked as "high risk of fraud" and the simplistic default Apple Pay process is rejected with additional steps needed by the person claiming to be the cardholder. Boggles the mind though that a card that has already been marked as high risk would be activated on Apple Pay after the alleged cardholder contacted the bank and social engineered himself to appear to be the legitimate cardholder. That is why I smell something funky which leads me to beleive we don't know what really happened.
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| From | Jolly Roger <jollyroger@pobox.com> |
|---|---|
| Date | 2015-03-23 01:36 +0000 |
| Message-ID | <cn991eF6nbtU8@mid.individual.net> |
| In reply to | #71871 |
On 2015-03-23, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote: > On 15-03-22 20:36, Jolly Roger wrote: > >> Where'd you read that? The reports so far have said that the cards in >> question are Yellow Path cards, so the banks are already aware >> information does not match what is on record. > > How can a bank "ALREADY" be aware that information does not match what > is on record what that information has not been sent to Apple ? Simple. As many articles have described, Apple gathers information about the account and the person and sends that information to the bank. The bank decides whether the provided information matches what is on file (Green Path), more scrutiny is required (Yellow Path), or denied (Red Path), and communicates that to Apple. The cards in question are reportedly Yellow Path cards. In other words, banks have already looked at the provided information and the account and decided more scrutiny is needed. -- E-mail sent to this address may be devoured by my ravenous SPAM filter. I often ignore posts from Google. Use a real news client instead. JR
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| From | JF Mezei <jfmezei.spamnot@vaxination.ca> |
|---|---|
| Date | 2015-03-22 22:12 -0400 |
| Message-ID | <550f76a6$0$54565$c3e8da3$fdf4f6af@news.astraweb.com> |
| In reply to | #71879 |
On 15-03-22 21:36, Jolly Roger wrote: > Simple. As many articles have described, Apple gathers information about > the account and the person and sends that information to the bank. The Apple Web site (do I need to provide that URL again ?) states that additional info is sent to bank only when you try to activate the same card as used to pay for iTunes. For other cards, only the info from face of card is being sent. That is what the Apple public web site states. And sorry, but that web site is more authoritative than some anonymous being who calls himself "Jolly Roger". So if I decide to add a card that is not associated with iTunes, how is Apple supposed to know what info I have associated with that card unless it prompts me for it ? I could have that card attached to a secondary residence, different phone number, PO box address etc.
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| From | nospam <nospam@nospam.invalid> |
|---|---|
| Date | 2015-03-22 22:20 -0400 |
| Message-ID | <220320152220067717%nospam@nospam.invalid> |
| In reply to | #71888 |
In article <550f76a6$0$54565$c3e8da3$fdf4f6af@news.astraweb.com>, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote: > For other cards, only the info from face of card is being sent. That is > what the Apple public web site states. wrong. you obviously did not read the faq that states additional information is sent, nor have you actually tried to add a card and then had to communicate with the bank in some way (email, app, etc.) to prove it's you and not someone else.
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| From | Jolly Roger <jollyroger@pobox.com> |
|---|---|
| Date | 2015-03-23 02:30 +0000 |
| Message-ID | <cn9c65F6nbtU14@mid.individual.net> |
| In reply to | #71890 |
On 2015-03-23, nospam <nospam@nospam.invalid> wrote: > In article <550f76a6$0$54565$c3e8da3$fdf4f6af@news.astraweb.com>, JF > Mezei <jfmezei.spamnot@vaxination.ca> wrote: > >> For other cards, only the info from face of card is being sent. That is >> what the Apple public web site states. > > wrong. > > you obviously did not read the faq that states additional information > is sent, nor have you actually tried to add a card and then had to > communicate with the bank in some way (email, app, etc.) to prove it's > you and not someone else. He has to ignore all of that, because otherwise he can't claim to genuinely be "concerned" about this troll "issue". -- E-mail sent to this address may be devoured by my ravenous SPAM filter. I often ignore posts from Google. Use a real news client instead. JR
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| From | Jolly Roger <jollyroger@pobox.com> |
|---|---|
| Date | 2015-03-23 02:24 +0000 |
| Message-ID | <cn9bqnF6nbtU11@mid.individual.net> |
| In reply to | #71888 |
On 2015-03-23, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote: > On 15-03-22 21:36, Jolly Roger wrote: > >> Simple. As many articles have described, Apple gathers information about >> the account and the person and sends that information to the bank. > > The Apple Web site (do I need to provide that URL again ?) states that > additional info is sent to bank only when you try to activate the same > card as used to pay for iTunes. > > For other cards, only the info from face of card is being sent. That is > what the Apple public web site states. Nope, from the iOS Security Guide: "When a user adds a credit or debit card to Apple Pay, Apple securely sends the card information, along with other information about user's account and device, to the respective bank. Using this information, the issuing bank will determine whether to approve adding the card to Apple Pay." Just because the one web site you chose doesn't say it doesn't mean it isn't happening. And none of these documents ever claimed to give an explicit list of all information that is provided. -- E-mail sent to this address may be devoured by my ravenous SPAM filter. I often ignore posts from Google. Use a real news client instead. JR
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| From | "Rod Speed" <rod.speed.aaa@gmail.com> |
|---|---|
| Date | 2015-03-23 13:39 +1100 |
| Message-ID | <cn9couF8mogU1@mid.individual.net> |
| In reply to | #71888 |
JF Mezei <jfmezei.spamnot@vaxination.ca> wrote > Jolly Roger wrote >> Simple. As many articles have described, Apple gathers information about >> the account and the person and sends that information to the bank. > The Apple Web site (do I need to provide that URL again ?) > states that additional info is sent to bank only when you try > to activate the same card as used to pay for iTunes. No it does not. > For other cards, only the info from face of card is being sent. It doesn’t say that either. > That is what the Apple public web site states. No it does not. > And sorry, but that web site is more authoritative than > some anonymous being who calls himself "Jolly Roger". Yes, but it doesn’t say what you claim it says. > So if I decide to add a card that is not associated with iTunes, > how is Apple supposed to know what info I have associated > with that card unless it prompts me for it ? Because Apple knows a lot more than is on the card. > I could have that card attached to a secondary residence, > different phone number, PO box address etc. And then it would be a yellow card.
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| From | Savageduck <savageduck1@{REMOVESPAM}me.com> |
|---|---|
| Date | 2015-03-22 20:05 -0700 |
| Message-ID | <201503222005573785-savageduck1@REMOVESPAMme.com> |
| In reply to | #71879 |
On 2015-03-23 01:36:46 +0000, Jolly Roger said: > On 2015-03-23, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote: >> On 15-03-22 20:36, Jolly Roger wrote: >> >>> Where'd you read that? The reports so far have said that the cards in >>> question are Yellow Path cards, so the banks are already aware >>> information does not match what is on record. >> >> How can a bank "ALREADY" be aware that information does not match what >> is on record what that information has not been sent to Apple ? > > Simple. As many articles have described, Apple gathers information about > the account and the person and sends that information to the bank. The > bank decides whether the provided information matches what is on file > (Green Path), more scrutiny is required (Yellow Path), or denied (Red > Path), and communicates that to Apple. The cards in question are > reportedly Yellow Path cards. In other words, banks have already looked > at the provided information and the account and decided more scrutiny is > needed. I must be missing something in all this blame battle. I have a credit card issued by a bank and aproved for my use. I use that same already bank approved credit card to establish an Apple iTunes account associated with an Apple ID I have established for myself. Apple checks to see if that particular card is valid. Once that is done I am free to buy, or rent from iTunes, the AppStore, etc. Now if I want to use Apple Pay, Apple will start by using that already issued, approved and validated for Apple purchases credit card. There is no reason for the bank or Apple to do any further validation for that primary card. All Apple has to do is notify the bank that the already approved and validated card is going to be associated with Apple Pay tokens that might be coming down the pipe in the future. I think I have got that much right. Then If I want to add a second or third card which other banks have issued and approved for my use, to Apple Pay, why would the banks need to reapprove an already approved and issued card? Apple tells me all I have to do is take any of those already issued, and approved cards, either take a picture, or enter the card data into Passport and that card is added to the Apple Pay system. Then I am free to select whichever card I want to use for Apple Pay transactions. All Apple should need to do is advice the banks that they might be getting Apple Pay tokens related to the newly loaded cards. That seems to be an interaction between Apple and the banks, after my interaction as a consumer using an iDevice with Apple, not the bank. Now if I had never owned an Apple product and never had an Apple ID or account, and my wallet with those approved credit cards were stolen. I could see that the thief with an iPhone could enter the card details into their iPhone and Apple Pay set up as a method to cloud their card usage. However, that entry has to be communicated by Apple to the banks, and by that time the card could well have been reported stolen or compromised. I just don't see how using Apple Pay has increased the fraud rate with some banks, unless there are some astonishingly stupid folks involved at all levels, the cardholder, the bank, and Apple. -- Regards, Savageduck
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| From | JF Mezei <jfmezei.spamnot@vaxination.ca> |
|---|---|
| Date | 2015-03-22 23:46 -0400 |
| Message-ID | <550f8c9c$0$25118$c3e8da3$92d0a893@news.astraweb.com> |
| In reply to | #71909 |
On 15-03-22 23:05, Savageduck wrote: > Then If I want to add a second or third card which other banks have > issued and approved for my use, to Apple Pay, why would the banks need > to reapprove an already approved and issued card? Consider your first add to Apple Pay is a card that is not associated with iTunes. What info is Apple to send to that bank ? > Apple tells me all I have to do is take any of those already issued, > and approved cards, either take a picture, or enter the card data into > Passport and that card is added to the Apple Pay system. Having a credit account approved for your use is not the same as authenticating that the person requesting the card be associated with your phone is the rightful owner of that card. > I just don't see how using Apple Pay has increased the fraud rate with > some banks, unless there are some astonishingly stupid folks involved > at all levels, the cardholder, the bank, and Apple. Steal a database full of credit card numbers. You can load it onto a phone and make "brick and mortar" transactions with it despite you never having had a hard platic card with that number. This is why it is important to check that the person asking to have the card activated on a phone is the rightful owner of that card.
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| From | "Rod Speed" <rod.speed.aaa@gmail.com> |
|---|---|
| Date | 2015-03-23 15:00 +1100 |
| Message-ID | <cn9hgvF9m54U1@mid.individual.net> |
| In reply to | #71915 |
JF Mezei <jfmezei.spamnot@vaxination.ca> wrote > Savageduck wrote >> Then If I want to add a second or third card which other banks >> have issued and approved for my use, to Apple Pay, why would the >> banks need to reapprove an already approved and issued card? > Consider your first add to Apple Pay is a card that is not associated > with iTunes. What info is Apple to send to that bank ? What other information they already have about you so the bank can see if it matches what info they already have on that card holder. And when it doesn’t it’s a yellow card that they get to decide what they want to do about further checks on who is trying to add the card to applepay, and if they want to spend any money doing that or just take the chance on it being fraud. >> Apple tells me all I have to do is take any of those already issued, >> and approved cards, either take a picture, or enter the card data >> into Passport and that card is added to the Apple Pay system. > Having a credit account approved for your use is not the same as > authenticating that the person requesting the card be associated > with your phone is the rightful owner of that card. >> I just don't see how using Apple Pay has increased the fraud rate >> with some banks, unless there are some astonishingly stupid folks >> involved at all levels, the cardholder, the bank, and Apple. > Steal a database full of credit card numbers. Or just buy a credit card set of numbers. > You can load it onto a phone and make "brick and mortar" transactions > with it despite you never having had a hard platic card with that number. And the worst you risk is being on the CCTV footage in the store etc. > This is why it is important to check that the person asking to have > the card activated on a phone is the rightful owner of that card. Wrong. The other obvious thing to do is tell the owner of the card when its been added to applepay so they can have the card cancelled if they didn’t do that themselves. That is MUCH cheaper and MUCH more secure too.
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| From | "Rod Speed" <rod.speed.aaa@gmail.com> |
|---|---|
| Date | 2015-03-23 14:52 +1100 |
| Message-ID | <cn9h1fF9j2cU1@mid.individual.net> |
| In reply to | #71909 |
"Savageduck" <savageduck1@{REMOVESPAM}me.com> wrote in message
news:201503222005573785-savageduck1@REMOVESPAMme.com...
> On 2015-03-23 01:36:46 +0000, Jolly Roger said:
>
>> On 2015-03-23, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote:
>>> On 15-03-22 20:36, Jolly Roger wrote:
>>>
>>>> Where'd you read that? The reports so far have said that the cards in
>>>> question are Yellow Path cards, so the banks are already aware
>>>> information does not match what is on record.
>>>
>>> How can a bank "ALREADY" be aware that information does not match what
>>> is on record what that information has not been sent to Apple ?
>>
>> Simple. As many articles have described, Apple gathers information about
>> the account and the person and sends that information to the bank. The
>> bank decides whether the provided information matches what is on file
>> (Green Path), more scrutiny is required (Yellow Path), or denied (Red
>> Path), and communicates that to Apple. The cards in question are
>> reportedly Yellow Path cards. In other words, banks have already looked
>> at the provided information and the account and decided more scrutiny is
>> needed.
>
> I must be missing something in all this blame battle.
>
> I have a credit card issued by a bank and aproved for my use. I use that
> same already bank approved credit card to establish an Apple iTunes
> account associated with an Apple ID I have established for myself. Apple
> checks to see if that particular card is valid. Once that is done I am
> free to buy, or rent from iTunes, the AppStore, etc.
>
> Now if I want to use Apple Pay, Apple will start by using that already
> issued, approved and validated for Apple purchases credit card. There is
> no reason for the bank or Apple to do any further validation for that
> primary card. All Apple has to do is notify the bank that the already
> approved and validated card is going to be associated with Apple Pay
> tokens that might be coming down the pipe in the future. I think I have
> got that much right.
>
> Then If I want to add a second or third card which other banks have issued
> and approved for my use, to Apple Pay, why would the banks need to
> reapprove an already approved and issued card?
> Apple tells me all I have to do is take any of those already issued, and
> approved cards, either take a picture, or enter the card data into
> Passport and that card is added to the Apple Pay system. Then I am free to
> select whichever card I want to use for Apple Pay transactions. All Apple
> should need to do is advice the banks that they might be getting Apple Pay
> tokens related to the newly loaded cards. That seems to be an interaction
> between Apple and the banks, after my interaction as a consumer using an
> iDevice with Apple, not the bank.
>
> Now if I had never owned an Apple product and never had an Apple ID or
> account, and my wallet with those approved credit cards were stolen. I
> could see that the thief with an iPhone could enter the card details into
> their iPhone and Apple Pay set up as a method to cloud their card usage.
> However, that entry has to be communicated by Apple to the banks, and by
> that time the card could well have been reported stolen or compromised.
>
> I just don't see how using Apple Pay has increased the fraud rate with
> some banks, unless there are some astonishingly stupid folks involved at
> all levels, the cardholder, the bank, and Apple.
Its increased the fraud rate because it’s a lot easier to start using
a card on your own applepay account than it is to use a card for
anything else, because you don’t need to have the physical card,
just the data on it.
And with online transactions that you also don’t need a physical
card for, the problem is that they have where the goods have
been sent to and can for example notice it’s a stolen card and
send the cops around to grab you when what you have ordered
is delivered. That isn't possible with an applepay transaction.
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| From | nospam <nospam@nospam.invalid> |
|---|---|
| Date | 2015-03-23 00:10 -0400 |
| Message-ID | <230320150010073799%nospam@nospam.invalid> |
| In reply to | #71909 |
In article <201503222005573785-savageduck1@REMOVESPAMme.com>,
Savageduck <savageduck1@{REMOVESPAM}me.com> wrote:
> I must be missing something in all this blame battle.
>
> I have a credit card issued by a bank and aproved for my use. I use
> that same already bank approved credit card to establish an Apple
> iTunes account associated with an Apple ID I have established for
> myself. Apple checks to see if that particular card is valid. Once that
> is done I am free to buy, or rent from iTunes, the AppStore, etc.
>
> Now if I want to use Apple Pay, Apple will start by using that already
> issued, approved and validated for Apple purchases credit card. There
> is no reason for the bank or Apple to do any further validation for
> that primary card. All Apple has to do is notify the bank that the
> already approved and validated card is going to be associated with
> Apple Pay tokens that might be coming down the pipe in the future. I
> think I have got that much right.
so far so good.
> Then If I want to add a second or third card which other banks have
> issued and approved for my use, to Apple Pay, why would the banks need
> to reapprove an already approved and issued card?
the need to validate it to know that the card is being added to *your*
phone, not someone who scammed your credit card number.
also, not everyone has a credit card on file in itunes, so the card
being added might be the first card.
> Apple tells me all I have to do is take any of those already issued,
> and approved cards, either take a picture, or enter the card data into
> Passport and that card is added to the Apple Pay system.
it's added after the bank validates it, which may involve additional
communication with the bank.
apparently for a chase card to be added, the user has to use the chase
banking app to confirm the card before it's added to apple pay. you
don't just enter in the number and start buying stuff.
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| From | Lewis <g.kreme@gmail.com.dontsendmecopies> |
|---|---|
| Date | 2015-03-23 18:58 +0000 |
| Message-ID | <slrnmh0oko.16dp.g.kreme@kreme.eternal-september.org> |
| In reply to | #71919 |
Okay, so one time? In band camp? nospam <nospam@nospam.invalid> was all, like: > apparently for a chase card to be added, the user has to use the chase > banking app to confirm the card before it's added to apple pay. you > don't just enter in the number and start buying stuff. Either this changed since I tried it the first time or there was some other reason. I had no problem adding the Chase card to my iPhone last night when I tried it again. -- http://2blog.kreme.com Hey, how come Andrew gets to get up? If he gets up, we'll all get up! It'll be anarchy!
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| From | Jolly Roger <jollyroger@pobox.com> |
|---|---|
| Date | 2015-03-23 13:41 +0000 |
| Message-ID | <cnajg7Fhle3U4@mid.individual.net> |
| In reply to | #71909 |
On 2015-03-23, Savageduck <savageduck1@{REMOVESPAM}me.com> wrote:
>
> I must be missing something in all this blame battle.
>
> I have a credit card issued by a bank and aproved for my use. I use
> that same already bank approved credit card to establish an Apple
> iTunes account associated with an Apple ID I have established for
> myself. Apple checks to see if that particular card is valid. Once that
> is done I am free to buy, or rent from iTunes, the AppStore, etc.
>
> Now if I want to use Apple Pay, Apple will start by using that already
> issued, approved and validated for Apple purchases credit card. There
> is no reason for the bank or Apple to do any further validation for
> that primary card. All Apple has to do is notify the bank that the
> already approved and validated card is going to be associated with
> Apple Pay tokens that might be coming down the pipe in the future. I
> think I have got that much right.
While we can't know for sure what checks the bank does for cards that
are already vetting through the iTunes Store, I certainly agree less
scrutiny is required - and the banks probably would agree with that.
> Then If I want to add a second or third card which other banks have
> issued and approved for my use, to Apple Pay, why would the banks need
> to reapprove an already approved and issued card?
Because when you add a new card, the bank does not yet know that the
card you added is in fact yours.
> Apple tells me all I have to do is take any of those already issued,
> and approved cards, either take a picture, or enter the card data into
> Passport and that card is added to the Apple Pay system.
Not quite. You give the card information, Apple sends that information
to the bank, the bank decides whether to put the card on the Green Path
(approved), Yellow Path (needs more scrutiny / information), or Red Path
(denied), then based on that information the card may (or may not( be
added to Apple Pay. In the Yellow Path circumstance, the bank must
contact you to do further verification of your identity and the account
in question and then make a decision to move the card to Green or Red
Path. Only once the bank has decided to put the card on the Green Path
does it get added and activated in the Apple Pay system. All of this
happens at the beginning when you add the card to the Apple Pay system.
> I just don't see how using Apple Pay has increased the fraud rate with
> some banks, unless there are some astonishingly stupid folks involved
> at all levels, the cardholder, the bank, and Apple.
It's simple: Apple Pay users have reported that the methods used by
individual banks to further scrutinize Yellow Path cards varies wildly
between banks. While some banks go through a rigorous process and demand
lots of additional information from people to ensure no fraud is
happening, other banks are not as rigorous. For instance, some Apple Pay
users have said that they were asked only for the last four digits of
their social security numbers - something that is often contains in the
compromised bank / merchant databases you read about in the news.
--
E-mail sent to this address may be devoured by my ravenous SPAM filter.
I often ignore posts from Google. Use a real news client instead.
JR
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| From | Lewis <g.kreme@gmail.com.dontsendmecopies> |
|---|---|
| Date | 2015-03-23 18:52 +0000 |
| Message-ID | <slrnmh0o99.16dp.g.kreme@kreme.eternal-september.org> |
| In reply to | #71909 |
Okay, so one time? In band camp? Savageduck <savageduck1@{REMOVESPAM}me.com> was all, like:
> Now if I want to use Apple Pay, Apple will start by using that already
> issued, approved and validated for Apple purchases credit card. There
> is no reason for the bank or Apple to do any further validation for
> that primary card. All Apple has to do is notify the bank that the
> already approved and validated card is going to be associated with
> Apple Pay tokens that might be coming down the pipe in the future. I
> think I have got that much right.
Yep. This is called "greenlane."
> Then If I want to add a second or third card which other banks have
> issued and approved for my use, to Apple Pay, why would the banks need
> to reapprove an already approved and issued card?
Because both Apple and the Banks want to have some way of checking that
a card that is added to ApplePay and doesn't already have a reliable
history with Apple is a valid card that is safe to authorize, and that
the card is actually yours.
For example, various credit I have have various forms of my name. Some
have a middle name, some a middle initial, some nothing at all, and
until recently one had a WRONG middle initial because that bank refused
to acknowledge that I changed my middle name when I got married. But I
no longer use that bank or have that card.
I also have three addresses (until very recently, four), my home, a
mailbox, and my (old) office where I still get mail.
To add to that confusion, Apple does not have my real birthdate and my
banks do not have my mobile number (I give nearly everyone my google
voice number).
When adding a card, all of this means that the banks should be verifying
that *I* am the one adding the card.
> Apple tells me all I have to do is take any of those already issued,
> and approved cards, either take a picture, or enter the card data into
> Passport and that card is added to the Apple Pay system.
I don't recall them saying that was ALL you had to do, but that is often
all you have to do. Sometimes you need to get an SMS message from your
bank, or an email, or call their 800 number. Or install their
verification app. If you need to do anything else, that is a decision
the bank makes and they also decide hat you need to do.
> I just don't see how using Apple Pay has increased the fraud rate with
> some banks, unless there are some astonishingly stupid folks involved
> at all levels, the cardholder, the bank, and Apple.
There are approximately 200,000,000 stolen credit cards out there
between all the breaches at companies like Home Depot, Target, Sony PSN,
and many many others. Most banks did not cancel the cards that they KNOW
were stolen, and only cancel them after their is fraud. Some banks are
approving cards that they know are stolen because they haven't seen any
fraud. Other banks are allowing newly issued cards to be added to Apple
Pay with very little (or no) verification.
Canceling and reissuing cards every time they are stolen would cost
money, more money than only canceling them after they are actually used.
--
http://2blog.kreme.com
A bad day using a Mac is better than a good day using Windows
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| From | "Rod Speed" <rod.speed.aaa@gmail.com> |
|---|---|
| Date | 2015-03-23 12:48 +1100 |
| Message-ID | <cn99plF82fkU1@mid.individual.net> |
| In reply to | #71871 |
JF Mezei <jfmezei.spamnot@vaxination.ca> wrote > Jolly Roger wrote >> Where'd you read that? The reports so far have said that the >> cards in question are Yellow Path cards, so the banks are >> already aware information does not match what is on record. > How can a bank "ALREADY" be aware that information does not match > what is on record what that information has not been sent to Apple ? Of course its been sent to apple. > It is more likely that "yellow" cards have been marked as "high risk of > fraud" On what basis ? The card isn't holding is mouth just right and refuses to look at the camera when its photographed ? > and the simplistic default Apple Pay process Another bare faced lie. > is rejected with additional steps needed by > the person claiming to be the cardholder. > Boggles the mind though that a card that has already been > marked as high risk would be activated on Apple Pay after the > alleged cardholder contacted the bank and social engineered > himself to appear to be the legitimate cardholder. Just another of your silly little pig ignorant fantasys. > That is why I smell something funky which leads me > to beleive we don't know what really happened. We do know that some banks didn’t get fucked over.
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| From | "Rod Speed" <rod.speed.aaa@gmail.com> |
|---|---|
| Date | 2015-03-23 12:33 +1100 |
| Message-ID | <cn98soF7sklU1@mid.individual.net> |
| In reply to | #71856 |
"JF Mezei" <jfmezei.spamnot@vaxination.ca> wrote in message news:550f5c2d$0$1698$c3e8da3$e408f015@news.astraweb.com... > On 15-03-22 19:05, Jolly Roger wrote: > >> Some banks are having fraud problems, while other banks are identifying >> their customers with the same set of information Apple is giving all >> banks. > > This is not a correct conclusion. It is posisble that those banks with > high fraud are basinfg their activation decision only on limited info > provided by Apple's systems, while other banks have concluded that set > of info is inadequate and require additional information from the user. > > I think it is Lewis that says that to activate Chase cards on iPhone, he > needs to also have the Chase propietary banking app installe on iPhone. > Looks to me like the info from Apple Pay is insufficient for Chase to > make informed decision on whether to activate a card or not based on > limited info from Apple. > > > Of note: even if it is bank X that is at fault for activating cards > known to be at high risk/stolen, the end result is that articles are > written about *APPLE* Pay. So the bad image is attributed to a system > owned, operated and branded by Apple, not to the individual bank who is > clueless on security. > > So one rotten apple (no pun intended) ruins the image of Apple Pay for > all banks using it instead of ruining only that bank's image. > > Had the articles actually pointed out that the high fraud rates were > attributed to only one or two banks and named them, then Apple Pay's > image would not be so tarnished since it would be those bank that would > look bad. But this wasn't done. So Apple has some PR work to do to fix > that image. I bet fuck all of the general public even realises that some banks are getting higher than usual fraud rates with applepay and I bet fuck all of those give a flying red fuck about that given that it’s the bank that gets to wear that, not the customer.
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| From | Lewis <g.kreme@gmail.com.dontsendmecopies> |
|---|---|
| Date | 2015-03-23 03:13 +0000 |
| Message-ID | <slrnmgv188.v69.g.kreme@kreme.eternal-september.org> |
| In reply to | #71856 |
Okay, so one time? In band camp? JF Mezei <jfmezei.spamnot@vaxination.ca> was all, like: > On 15-03-22 19:05, Jolly Roger wrote: >> Some banks are having fraud problems, while other banks are identifying >> their customers with the same set of information Apple is giving all >> banks. > This is not a correct conclusion. It is posisble [something made up with no basis in fact] STOP. LYING. > I think it is Lewis that says that to activate Chase cards on iPhone, he > needs to also have the Chase propietary banking app installe on iPhone. > Looks to me like the info from Apple Pay is insufficient for Chase to > make informed decision on whether to activate a card or not based on > limited info from Apple. Far more likely is simply that they want their app on your phone. -- http://2blog.kreme.com The Disc, being flat, has no real horizon. Any adventurous sailors who get funny ideas from staring at eggs and oranges for too long and set out for the antipodes soon learned that the reason why distant ships sometimes looked as though they were disappearing over the edge of the world was that they were disappearing over the edge of the world. --The Light Fantastic
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| From | Lewis <g.kreme@gmail.com.dontsendmecopies> |
|---|---|
| Date | 2015-03-23 02:29 +0000 |
| Message-ID | <slrnmguulk.v69.g.kreme@kreme.eternal-september.org> |
| In reply to | #71819 |
Okay, so one time? In band camp? JF Mezei <jfmezei.spamnot@vaxination.ca> was all, like: > On 15-03-22 09:14, Jolly Roger wrote: >> Nope. The cards in question have already been stolen, but were not >> deactivated by banks. The banks already worked with Apple to handle such >> cards by categorizing them as "Yellow Path". > There is no debate that Apple is not at fault if a bank agrees to > activate a stolen card on Apple Pay. > However, Same old song and dance. Dance troll, dance. > However, that system was designed by Apple who brags about how secure > Apple Pay is. Is is, simply put, the most secure possible way to use a credit card. > Yet, the activation process, as designed by Apple is very > insecure That is a lie. > and incomplete Another lie. >and has to be supplememted by a extra bank process Lie. That was *ALWAYS* part of the process, not a supplement. > I suspect this will get fixed soon, if not done already. There is nothing to fix other than stupid banks being stupid. -- http://2blog.kreme.com 'Listen,' said Rincewind. 'It's all over, do you see? You can't put the spells back in the book, you can't unsay what's been said, you can't-' 'You can try!' --The Light Fantastic
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| From | "D.F. Manno" <dfmanno@mail.com> |
|---|---|
| Date | 2015-03-23 12:59 -0400 |
| Message-ID | <dfmanno-36012C.12592623032015@news.albasani.net> |
| In reply to | #71819 |
In article <550f01cf$0$58829$c3e8da3$88b277c5@news.astraweb.com>, JF Mezei <jfmezei.spamnot@vaxination.ca> wrote: > So Apple Pay is like a Pinto. That comparison completely discredits you. -- D.F. Manno | dfmanno@mail.com GOP delenda est!
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