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Has your credit card number been compromised?

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  Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-11 08:28 -0700
    Re: Has your credit card number been compromised? Fred Moore <fmoore@gcfn.org> - 2012-04-11 14:34 -0400
    Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-11 17:08 -0400
      Re: Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-11 15:20 -0700
        Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-11 20:04 -0400
          Re: Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-11 17:26 -0700
        Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-12 07:14 +0000
      Re: Has your credit card number been compromised? John McWilliams <jpmcw@comcast.net> - 2012-04-11 15:24 -0700
    Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-11 20:53 -0400
      Re: Has your credit card number been compromised? "Thomas R. Kettler" <tkettler@blownfuse.net> - 2012-04-11 22:43 -0400
        Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-11 23:17 -0400
          Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-11 23:24 -0400
            Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 14:22 -0400
              Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-12 17:28 -0400
                Re: Has your credit card number been compromised? dorayme <dorayme@optusnet.com.au> - 2012-04-13 07:43 +1000
                  Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:27 -0400
                    Re: Has your credit card number been compromised? dorayme <dorayme@optusnet.com.au> - 2012-04-13 10:20 +1000
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:23 -0400
                  Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-12 21:25 -0400
                    Re: Has your credit card number been compromised? Kurt Ullman <kurtullman@yahoo.com> - 2012-04-13 04:30 -0400
                    Re: Has your credit card number been compromised? "John Varela" <newlamps@verizon.net> - 2012-04-14 00:05 +0000
                      Re: Has your credit card number been compromised? News <News@Group.Posts> - 2012-04-14 10:08 -0400
                        Re: Has your credit card number been compromised? "John Varela" <newlamps@verizon.net> - 2012-04-15 19:43 +0000
              Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-12 17:30 -0400
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:24 -0400
                Re: Has your credit card number been compromised? Wayne Marsh <waynegmarsh@mac.com> - 2012-04-22 13:17 -0500
                  Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-23 10:16 +0800
                    Re: Has your credit card number been compromised? *Hemidactylus* <ecphoric@hotmail.com> - 2012-04-22 22:52 -0400
                      Re: Has your credit card number been compromised? George Kerby <ghost_topper@hotmail.com> - 2012-04-23 08:25 -0500
                        Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 07:29 -0700
                    Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-23 00:19 -0400
                      Re: Has your credit card number been compromised? Davoud <star@sky.net> - 2012-04-23 09:08 -0400
                        Re: Has your credit card number been compromised? George Kerby <ghost_topper@hotmail.com> - 2012-04-23 08:30 -0500
                      Re: Has your credit card number been compromised? George Kerby <ghost_topper@hotmail.com> - 2012-04-23 08:28 -0500
                    Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-23 18:36 +1200
                      Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-23 07:57 -0400
                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 09:13 +1200
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 14:33 -0700
                        Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-24 10:26 +0800
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 20:03 -0700
                            Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 21:25 -0600
                              Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 16:21 +1200
                                Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 22:50 -0600
                                  Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 18:19 +1200
                            Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-24 07:25 -0400
                              Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-24 14:07 +0200
                                Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-26 19:02 -0400
                                  Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-27 06:44 +0000
                                    Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-27 14:15 +0200
                                      Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-27 21:55 -0400
                                        Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-28 12:44 +0200
                                    Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-27 08:56 -0400
                                      Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-27 21:58 -0400
                                        Re: Has your credit card number been compromised? russotto@grace.speakeasy.net (Matthew Russotto) - 2012-05-08 03:27 +0000
                                    Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-27 16:44 -0400
                                    Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-27 21:52 -0400
                                      Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-28 12:51 +0200
                                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-29 10:02 +1200
                                          Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-28 18:24 -0400
                                      Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-28 07:35 -0400
                                        Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-28 10:55 -0400
                                        Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-28 13:28 -0400
                                      Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-28 17:49 +0000
                                        Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-28 14:22 -0400
                                          Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-28 18:29 +0000
                                            Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-28 18:44 +0000
                                              Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-28 14:46 -0400
                                          Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-28 22:37 +0200
                                            Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-29 10:04 +1200
                                            Re: Has your credit card number been compromised? Michelle Steiner <michelle@michelle.org> - 2012-04-28 15:35 -0700
                          Re: Has your credit card number been compromised? TaliesinSoft <taliesinsoft@me.com> - 2012-04-23 22:12 -0500
                          Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-23 23:42 -0400
                            Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-24 07:29 -0400
                              Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-24 18:30 -0400
                            Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-25 17:33 -0400
                      Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 07:28 -0700
                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 09:17 +1200
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 14:37 -0700
                            Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 13:33 +1200
                              Re: Has your credit card number been compromised? JF Mezei <jfmezei.spamnot@vaxination.ca> - 2012-04-23 23:28 -0400
                                Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 20:37 -0700
                                Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 22:50 -0600
                                  Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 18:21 +1200
                                    Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-24 00:07 -0700
                                Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-24 10:53 +0200
                      Re: Has your credit card number been compromised? Patty Winter <patty1@wintertime.com> - 2012-04-23 16:30 +0000
                        Re: Has your credit card number been compromised? Warren Oates <warren.oates@gmail.com> - 2012-04-23 13:09 -0400
                          Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-23 11:03 -0700
                          Re: Has your credit card number been compromised? Patty Winter <patty1@wintertime.com> - 2012-04-23 21:06 +0000
                      Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 20:28 -0600
                        Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 16:16 +1200
                          Re: Has your credit card number been compromised? DevilsPGD <boogabooga@crazyhat.net> - 2012-04-23 22:50 -0600
                            Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 18:27 +1200
                              Re: Has your credit card number been compromised? Barry Margolin <barmar@alum.mit.edu> - 2012-04-24 02:35 -0400
                                Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-24 19:21 +1200
                      Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-24 10:37 +0200
          Re: Has your credit card number been compromised? Kurt Ullman <kurtullman@yahoo.com> - 2012-04-12 08:30 -0400
            Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 14:33 -0400
              Re: Has your credit card number been compromised? Zaidy036 <Zaidy036@isp.spam> - 2012-04-12 23:02 -0400
                Re: Has your credit card number been compromised? HelpfulHarry@BusyWorking.com (Helpful Harry) - 2012-04-13 18:19 +1200
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-13 15:41 -0400
            Re: Has your credit card number been compromised? Tim McNamara <timmcn@bitstream.net> - 2012-04-12 14:17 -0500
              Re: Has your credit card number been compromised? Kurt Ullman <kurtullman@yahoo.com> - 2012-04-12 15:59 -0400
                Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 19:25 -0400
                Re: Has your credit card number been compromised? Tim McNamara <timmcn@bitstream.net> - 2012-04-14 01:18 -0500
            Re: Has your credit card number been compromised? me@home.spamsucks.ca (Király) - 2012-04-14 00:14 +0000
              Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-14 11:38 +0800
                Re: Has your credit card number been compromised? me@home.spamsucks.ca (Király) - 2012-04-14 16:13 +0000
                  Re: Has your credit card number been compromised? Chris Blunt <mail@nospam.com> - 2012-04-16 15:32 +0800
          Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-13 19:00 -0400
            Re: Has your credit card number been compromised? News <News@Group.Posts> - 2012-04-14 10:09 -0400
        Re: Has your credit card number been compromised? Wes Groleau <Groleau+news@FreeShell.org> - 2012-04-12 00:13 -0400
        Re: Has your credit card number been compromised? Alan Browne <alan.browne@FreelunchVideotron.ca> - 2012-04-12 14:20 -0400
      Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-12 07:19 +0000
        Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-12 06:12 -0400
          Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-12 11:04 +0000
            Re: Has your credit card number been compromised? nospam <nospam@nospam.invalid> - 2012-04-12 09:19 -0400
            Re: Has your credit card number been compromised? Paul Sture <paul@sture.ch> - 2012-04-15 18:31 +0200
              Re: Has your credit card number been compromised? "Geoffrey S. Mendelson" <gsm@mendelson.com> - 2012-04-15 17:24 +0000

Page 4 of 6 — ← Prev page 1 2 3 [4] 5 6  Next page →

#24494

On 2012-04-28 07:35 , Warren Oates wrote:
> In article<jnfihh$h3l$1@dont-email.me>,
>   Wes Groleau<Groleau+news@FreeShell.org>  wrote:
>
>> Another one (or possibly the same one) traced one of my ancestors
>> all the way back to Adam and Eve, with numerous kings and heroes along
>> the way, including Beowulf.
>
> See, now that's just silly. It makes the whole thing look silly, too,
> which of course, in general, it's not.
>
> I have to beget-ing along now.

;-)

-- 
"I was gratified to be able to answer promptly, and I did.
  I said I didn't know."
                           -Samuel Clemens.

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#24512

On 04-28-2012 07:35, Warren Oates wrote:
>   Wes Groleau<Groleau+news@FreeShell.org>  wrote:
>> Another one (or possibly the same one) traced one of my ancestors
>> all the way back to Adam and Eve, with numerous kings and heroes along
>> the way, including Beowulf.
>
> See, now that's just silly. It makes the whole thing look silly, too,
> which of course, in general, it's not.

My point exactly.  I  think.  :-)


-- 
Wes Groleau

    ------
    “The reason most women would rather have beauty than brains is
     they know that most men can see better than they can think.”
                                — James Dobson

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#24517

Wes Groleau wrote:
>
> Another one (or possibly the same one) traced one of my ancestors
> all the way back to Adam and Eve, with numerous kings and heroes along 
> the way, including Beowulf.

Puh-Bah from the Mikado. Traced his ancestors back to the priordial slime. :-)

(It's an opera).

Geoff.


-- 
Geoffrey S. Mendelson,  N3OWJ/4X1GM/KBUH7245/KBUW5379
In 1969 the US could put a man on the moon, now teenagers just howl at it. :-(

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#24521

On 04-28-2012 13:49, Geoffrey S. Mendelson wrote:
> Wes Groleau wrote:
>> Another one (or possibly the same one) traced one of my ancestors
>> all the way back to Adam and Eve, with numerous kings and heroes along
>> the way, including Beowulf.
>
> Puh-Bah from the Mikado. Traced his ancestors back to the priordial slime. :-)
>
> (It's an opera).

I'm far from an opera fan, but I nevertheless know about G & S.

-- 
Wes Groleau

   Pat's Polemics
   http://Ideas.Lang-Learn.us/barrett

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#24523

Wes Groleau wrote:

>
> I'm far from an opera fan, but I nevertheless know about G & S.
>

Wonderful. I assume when I write these things, that not everyone reading them
does. 

You never know where they end up. :-)

Geoff.
-- 
Geoffrey S. Mendelson,  N3OWJ/4X1GM/KBUH7245/KBUW5379
In 1969 the US could put a man on the moon, now teenagers just howl at it. :-(

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#24524

Geoffrey S. Mendelson wrote:

> Wonderful. I assume when I write these things, that not everyone reading them
> does. 

I just realized that may sound sarcastic. I was not meant that way.

Geoff.


-- 
Geoffrey S. Mendelson,  N3OWJ/4X1GM/KBUH7245/KBUW5379
In 1969 the US could put a man on the moon, now teenagers just howl at it. :-(

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#24525

On 04-28-2012 14:44, Geoffrey S. Mendelson wrote:
> Geoffrey S. Mendelson wrote:
>> Wonderful. I assume when I write these things, that not everyone reading them
>> does.
>
> I just realized that may sound sarcastic. I was not meant that way.

No, I get the point.  I'm not the only reader.

-- 
Wes Groleau

    A UNIX signature isn't a return address, it's the ASCII equivalent
    of a black velvet clown painting.  It's a rectangle of carets
    surrounding a quote from a literary giant of weeniedom like
    Heinlein or Dr. Who.
                                 — Chris Maeda
    Ha, ha, Dr. ..... Who's Chris Maeda?
                                 — Wes Groleau

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#24532

On Sat, 28 Apr 2012 14:22:39 -0400, Wes Groleau wrote:

> On 04-28-2012 13:49, Geoffrey S. Mendelson wrote:
>> Wes Groleau wrote:
>>> Another one (or possibly the same one) traced one of my ancestors all
>>> the way back to Adam and Eve, with numerous kings and heroes along the
>>> way, including Beowulf.
>>
>> Puh-Bah from the Mikado. Traced his ancestors back to the priordial
>> slime. :-)
>>
>> (It's an opera).
> 
> I'm far from an opera fan, but I nevertheless know about G & S.

But then again I have come across folks who swore that Pooh Bear was 
purely a Disney creation.

:-)

-- 
A.A. Milne

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#24536

In article <i11u69-5gb.ln1@news.sture.ch>, Paul Sture <paul@sture.ch> wrote:
> On Sat, 28 Apr 2012 14:22:39 -0400, Wes Groleau wrote:
> > On 04-28-2012 13:49, Geoffrey S. Mendelson wrote:
> >> Wes Groleau wrote:
> >>> Another one (or possibly the same one) traced one of my ancestors all
> >>> the way back to Adam and Eve, with numerous kings and heroes along the
> >>> way, including Beowulf.
> >>
> >> Puh-Bah from the Mikado. Traced his ancestors back to the priordial
> >> slime. :-)
> >>
> >> (It's an opera).
> > 
> > I'm far from an opera fan, but I nevertheless know about G & S.
> 
> But then again I have come across folks who swore that Pooh Bear was 
> purely a Disney creation.
> 
> :-)

Disney's version IS largely a Disney creation, only "barely" ;o)
resembling the original.

Helpful Harry  :o)

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#24539

In article <i11u69-5gb.ln1@news.sture.ch>, Paul Sture <paul@sture.ch> 
wrote:

> But then again I have come across folks who swore that Pooh Bear was 
> purely a Disney creation.

A friend of mine thought that both Pooh and Peter Pan were both Disney 
creations; she accepted my explanation that they were written by A. A. 
Milne, and J. M. Barrie, respectively.

-- 
Tea Party Patriots is to Patriotism as 
People's Democratic Republic is to Democracy.

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#24294

On 2012-04-24 02:26:22 +0000, Chris Blunt said:

> My replacement credit cards come in a plain white envelope with
> nothing else shown on it other than a post office box number as a
> return address.
> 
> The new card needs to be activated by calling customer service, who
> ask you to verify your identity to confirm the rightful cardholder is
> in possession of it before they enable the new card.

My debit card also came in a plain white envelope. The PIN was sent a 
day later also in a plain white envelope. Both envelopes only had a 
post office return address. After receiving the PIN I was instructed to 
call the bank and answer some verification data and then they activated 
the card.

-- 
James Leo Ryan - Austin, Texas

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#24300

Chris Blunt wrote:

> My replacement credit cards come in a plain white envelope with
> nothing else shown on it other than a post office box number as a
> return address.


In canada, banks worked with Canada Post decades ago to work around this
serious problem. Posties would steal the fresh credit cards. The
cardholder would not know it was stolen since they never got it, and the
postie could sell the fresh credit card with all the personal info in it
at a high price on the black market and they could rack up a large sum
of purchases and it woudln't be until the cardholder got his bill that
he/she would notice the illegal purchases.

The way the posties stole the mail in the sorting centre was simple and
quite ingenious. They never left the facility with stolen cards on them.

Banks got smart and bypassed the main sorting centres by delivering
batches to new cards to post offices directly. And of course, they added
a "not valid before" and a requirement to call to activate the card.
Some also snet a letter before adving customer to expect a new card
within X days.

The chip/pin is neat for in store purchases because a thief can't use it
if he doesn't know the pin. However, some stores still accept magnetic
stripe transactions (including Loblaws in Québec). As long as mag stripe
purchases are accepted, the chip/pin can be defeated.

Note that chip/pin system requires that the card remain in the machine
during the whole transaction since the chip inside it is interrogated by
the credit card processor and the responses are encrypted, so the credt
card POS terminal can't really see what data is exchanged between the
card and the credit card processor.

The same card however offers no security when purchsing stuff over the
internet sicne you just enter the card number nae and CVS. (and your
address)

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#24321

In article <4f962133$0$9147$c3e8da3$9b4ff22a@news.astraweb.com>,
 JF Mezei <jfmezei.spamnot@vaxination.ca> wrote:

> The chip/pin is neat for in store purchases because a thief can't use it
> if he doesn't know the pin. However, some stores still accept magnetic
> stripe transactions (including Loblaws in Québec). As long as mag stripe
> purchases are accepted, the chip/pin can be defeated.

They've also got a thing called "Paypass" where you just tap your chip 
card against the terminal for purchases under, I think, $75. I've only 
seen it in grocery stores and gas stations though.
-- 

... do not cover a warm kettle or your stock may sour. -- Julia Child

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#24348

Warren Oates wrote:

> They've also got a thing called "Paypass" where you just tap your chip 
> card against the terminal for purchases under, I think, $75. I've only 
> seen it in grocery stores and gas stations though.

Paypass is a mastercard thing based on the same RFID technology that was
broken by dutch researchers who got paid off by Mastercard to stay mum,
so they redirected their trials on the London Oyster card to show how
easy it is to break the encryption and clone cards.

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#24390

On 2012-04-23 23:42 , JF Mezei wrote:
> Chris Blunt wrote:
>
>> My replacement credit cards come in a plain white envelope with
>> nothing else shown on it other than a post office box number as a
>> return address.
>
>
> In canada, banks worked with Canada Post decades ago to work around this
> serious problem. Posties would steal the fresh credit cards. The
> cardholder would not know it was stolen since they never got it, and the
> postie could sell the fresh credit card with all the personal info in it
> at a high price on the black market and they could rack up a large sum
> of purchases and it woudln't be until the cardholder got his bill that
> he/she would notice the illegal purchases.
>
> The way the posties stole the mail in the sorting centre was simple and
> quite ingenious. They never left the facility with stolen cards on them.
>
> Banks got smart and bypassed the main sorting centres by delivering
> batches to new cards to post offices directly. And of course, they added
> a "not valid before" and a requirement to call to activate the card.
> Some also snet a letter before adving customer to expect a new card
> within X days.
>
> The chip/pin is neat for in store purchases because a thief can't use it
> if he doesn't know the pin. However, some stores still accept magnetic
> stripe transactions (including Loblaws in Québec). As long as mag stripe
> purchases are accepted, the chip/pin can be defeated.

Apparently chip/pin systems have been broken in Europe.

"As chip-and-PIN cards become the norm, researchers at Cambridge 
University in Britain reported in a paper last month that the system is 
"broken." In a demonstration on BBC News, computer scientists fooled 
journalists' credit cards into making purchases without the valid PIN.

Such frauds are a bane to consumers, the researchers say, because to the 
banks it appears as though the correct PIN was used and it wasn't theft. 
Several British cardholders reporting counterfeit transactions on their 
accounts have had their claims rejected by their bank and been stuck 
with the bill."

http://www.cbc.ca/news/technology/story/2010/05/31/f-rfid-credit-cards-security-concerns.html




-- 
"I was gratified to be able to answer promptly, and I did.
  I said I didn't know."
                           -Samuel Clemens.

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#24254

In article
<HelpfulHarry-2304121836160001@203-118-187-222.dsl.dyn.ihug.co.nz>,
Helpful Harry <HelpfulHarry@BusyWorking.com> wrote:

> It's always been equally silly that banks send out material (whether it's
> a new card, new cheque book, bank statements, etc.) in an envelope
> emblazoned with their logo - that makes it very easy for a criminal
> postman or someone looking in mailboxes to steal it.

credit cards come in generic envelopes but it's not hard to figure out
what's inside them.

> Cards will have gone the way of the dinosaur, dodo, fax machine, floppy
> disk, etc. in a few years anyway.

much more than a few years.

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#24278

In article <230420120728170220%nospam@nospam.invalid>, nospam
<nospam@nospam.invalid> wrote:
> In article
> <HelpfulHarry-2304121836160001@203-118-187-222.dsl.dyn.ihug.co.nz>,
> Helpful Harry <HelpfulHarry@BusyWorking.com> wrote:
> > 
> > It's always been equally silly that banks send out material (whether it's
> > a new card, new cheque book, bank statements, etc.) in an envelope
> > emblazoned with their logo - that makes it very easy for a criminal
> > postman or someone looking in mailboxes to steal it.
> 
> credit cards come in generic envelopes but it's not hard to figure out
> what's inside them.
> 
> > Cards will have gone the way of the dinosaur, dodo, fax machine, floppy
> > disk, etc. in a few years anyway.
> 
> much more than a few years.

Not really. They're already being replaced by mobile phone "wallets" and
NFC checkouts ... and of course the replacement technology will have its
own seciurity issues.

Helpful Harry  :o)

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#24282

In article
<HelpfulHarry-2404120917530001@203-118-187-26.dsl.dyn.ihug.co.nz>,
Helpful Harry <HelpfulHarry@BusyWorking.com> wrote:

> > > Cards will have gone the way of the dinosaur, dodo, fax machine, floppy
> > > disk, etc. in a few years anyway.
> > 
> > much more than a few years.
> 
> Not really. They're already being replaced by mobile phone "wallets" and
> NFC checkouts ... and of course the replacement technology will have its
> own seciurity issues.

if you call 'already being replaced' by 'a few people are trying it in
a couple of places where it's offered.'

for nfc payments to replace credit cards, everyone would need a
smartphone that has nfc (only a couple do now) and all vendors will
need to get new point of sales equipment to handle the nfc payments.

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#24290

In article <230420121437295462%nospam@nospam.invalid>, nospam
<nospam@nospam.invalid> wrote:
> In article
> <HelpfulHarry-2404120917530001@203-118-187-26.dsl.dyn.ihug.co.nz>,
> Helpful Harry <HelpfulHarry@BusyWorking.com> wrote:
> > > > 
> > > > Cards will have gone the way of the dinosaur, dodo, fax machine, floppy
> > > > disk, etc. in a few years anyway.
> > > 
> > > much more than a few years.
> > 
> > Not really. They're already being replaced by mobile phone "wallets" and
> > NFC checkouts ... and of course the replacement technology will have its
> > own seciurity issues.
> 
> if you call 'already being replaced' by 'a few people are trying it in
> a couple of places where it's offered.'

Apparently in some areas of Asia it's already fairly common usage. It's
being tested in many other countries as well, even here in pathetic, slow
old New Zealand.



> for nfc payments to replace credit cards, everyone would need a
> smartphone that has nfc (only a couple do now) and all vendors will
> need to get new point of sales equipment to handle the nfc payments.

I didn't say it was happening tomorrow.  :o\

Although expensive, it doesn't take much effort to replace the equipment.
New Zealand shops have recently had to do that to handle the new chip
cards. The original card readers replaced the old slide carbon machines.

Obviously there will still be people using cards for a while, but most of
the hackers and criminals will move on to the newer technology just as
they always do.

Helpful Harry  :o)

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#24297

With more and more purchases (and fraud) happening on the internet,
changing physical card technology may not do much.  The NFC trials are
neat concepts but I doubt they will really take hold. Imagine the
hassles of switching phones.

NFC has greater odds of success for public transit (instead of current
RFID cards).

The other problem is the USA (yes: Blame it on the USA !!!).  The
banking system is not as well organised as in other countries (who have
fewer banks) , AND you have a battle between the big banks , the big
networks like AT&T and Verizon as well as Apple and Google (and perhaps
Microsoft) each wanting to control payment systems.  But at the end of
the day, if this NFC is to replace credt cards, this should be driven by
Visa and MAstercard who are able to establish worldwide standards and
overule any objections from individual banks, networks or phone makers.

When you look at EFTPOS systems, they are very national in nature with
ATM cards usable for purchases only in the country of origin. So a
canadian can't use his ATM card to make purchases at an australian store
despite each country having its own national EFTPOS system where all
national banks participate.

On the other hand, Visa and Mastercard have been able to agree on and
impose standard for chip/pin systems which means that I can use my
canadian credit card in australia/europe/asia with the chip/pin system.

So if Google/Apple are to make their handsets NFC enabled and make it
work, it has to be done with the credit card companies, not with
individual banks nor with individual mobile networks.

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