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Groups > comp.mobile.android > #140824

Re: Samsung Wallet vs Google Pay

From Arno Welzel <usenet@arnowelzel.de>
Newsgroups comp.mobile.android
Subject Re: Samsung Wallet vs Google Pay
Date 2024-05-05 15:50 +0200
Message-ID <l9ph5gFsmkrU1@mid.individual.net> (permalink)
References (1 earlier) <l9mc4kFeg3dU2@mid.individual.net> <v1525o$12v5a$1@dont-email.me> <edfhgkxdv5.ln2@Telcontar.valinor> <v164b6$1cjj9$2@dont-email.me> <1o9got62136hu$.dlg@v.nguard.lh>

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VanguardLH, 2024-05-04 22:51:

> Do you really want to give your very expensive smartphone to a table
> jockey that doesn't tote around an NFC reader, but has to walk to a
> terminal to register the transaction?  When a waiter comes to my table
> for me to pay my tab, he has no means of using my phone at the table.
> Many restaurants do not have a front desk where you pay for your meal.
> You're expected to pay before you leave the table.  The waiters use
> terminals to enter the transaction, not hand-held readers.

Well, this depends on where you live. Here in Berlin, Germany, many
restaurants either expect cash or if you can by with card, they usually
have hand-held readers since no guest would accept giving their card
away here or like to go to some front desk to pay.

And in many shops and supermarkets paying via NFC is become the standard
and the readers are position so that you can just use them without your
card, smartphone or smartwatch.

> I'd much prefer handing over a plastic card to a waiter who takes it to
> a terminal to enter the transaction than hand them my phone with the
[...]

And I'd prefer *not* to give my cards to *anyone* to pay. Is it really
the norm in the US to give anyone your credit cards, so other people
could do whatever they want with it?

> What about the contractor that, say, cuts down a tree, and wants to be
> paid?  He has his phone, but can your mobile pay app using NFC connect
> to his mobile pay app via NFC on his phone?  I've seen many SOHO folks
[...]

Well - this is something you have to discuss *before* you contract
someone. But to answer your question: no, apps like Google Wallet are
*not* designed to transfer money from one phone to another via NFC but
to "emulate" a credit card. So if the contractor has a mobile NFC
terminal like SumUp, he can accept payments this way as well:

<https://www.sumup.com/en-us/card-reader-comparison/>

> I see mobile pay apps as convenient only when they are so.  That they
> exist doesn't mean those apps are the most convenient payment method.
> Many users don't leave their phones on in trying to preserve battery
> power for when they do want to use their phones.  Oh joy, wait to power
[...]

I don't. I charge my phone (at the moment it's a Google Pixel 6a) once a
day and usually have no problem using it until the whole day until I go
to bed.

> Do the mobile pay apps run as a service?  If not, how long does it take
> to load them?  No, not refocus to a backgrounded app, but to load the
> app, and then select which card to charge?  Android leaves apps

At least the apps register to handle NFC events, so they react more or
less instantly as soon as you put the phone near a NFC card reader. For
security reasons you usually have to turn on the display at least and if
the amount to be paid is above a certain limit you also have to unlock
your phone as well.

[...]
> I always have my wallet on me.  It's in my pants pocket when I put on my
> pants, or I transfer the wallet and other goodies to a clean pair.  My
> phone might be with me, might not.  I too often forget to take my phone

And my phone is always with me since it is more important in my daily
life than my wallet.

> with me.  Also, just because I have the phone doesn't mean it happens to
> be fully charged.  I've been out with my phone when it makes the dreaded
> "battery low" alert, or I find it auto-powered off when the battery
> level got too low.  Phones are nowhere near as reliable as cards.  Go
[...]

That's because your phone is not as important for you in daily life. I
have a password manager on the phone, e-mail, Signal messenger, Netdata
alerts and so on. And yes, this is crucial for my job as IT tech lead in
a big company.

> I have both manual tools, and those that are battery powered, like a
> hand screwdriver and a cordless power drill.  I use both.  Even when the
> powered drill is charged and immediately at hand, sometimes a manual
> screwdriver is the better choice.  Take both the phone and card with

Yes, manual screwdrivers are often the better choice if you do *not*
want to strip tight screws or if you want to tighten them without stripping.

> you.  Use whichever is most convenient at the time, and whichever will
> work at the time.  Sometimes either will work.  Sometimes only one
> works.  Sometimes neither will work (shit happens).

Of course - everybody has the free choice to use whatever works best.
But mobile payment using apps like Google Wallet has become the norm for
many people.
-- 
Arno Welzel
https://arnowelzel.de

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Thread

Samsung Wallet vs Google Pay Jim the Geordie <jim@jimXscott.co.uk> - 2024-05-04 00:29 +0100
  Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-03 21:01 -0700
    Re: Samsung Wallet vs Google Pay VanguardLH <V@nguard.LH> - 2024-05-04 02:05 -0500
      Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-04 16:49 +0200
    Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-04 10:22 +0200
      Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-04 12:49 -0700
        Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-05 16:15 +0200
    Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-04 11:03 +0200
    Re: Samsung Wallet vs Google Pay Bob Henson <bob.henson@outlook.com> - 2024-05-04 11:16 +0100
    Re: Samsung Wallet vs Google Pay Jim the Geordie <jim@jimXscott.co.uk> - 2024-05-04 11:31 +0100
      Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-04 13:01 -0700
      Re: Samsung Wallet vs Google Pay tony@mountifield.org (Tony Mountifield) - 2024-05-07 17:06 +0000
        Re: Samsung Wallet vs Google Pay Jim the Geordie <jim@jimXscott.co.uk> - 2024-05-08 13:26 +0100
    Re: Samsung Wallet vs Google Pay Newyana2 <Newyana@invalid.nospam> - 2024-05-04 09:31 -0400
      Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-04 13:06 -0700
        Re: Samsung Wallet vs Google Pay VanguardLH <V@nguard.LH> - 2024-05-04 17:23 -0500
        Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-05 16:17 +0200
    Re: Samsung Wallet vs Google Pay sms <scharf.steven@geemail.com> - 2024-05-08 08:25 -0700
      Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-08 08:59 -0700
        Re: Samsung Wallet vs Google Pay sms <scharf.steven@geemail.com> - 2024-05-08 23:19 -0700
          Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-09 07:40 -0700
            Re: Samsung Wallet vs Google Pay sms <scharf.steven@geemail.com> - 2024-05-12 11:21 -0700
              Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-12 12:00 -0700
          Re: Samsung Wallet vs Google Pay sms <scharf.steven@geemail.com> - 2024-05-12 11:24 -0700
  Re: Samsung Wallet vs Google Pay VanguardLH <V@nguard.LH> - 2024-05-04 01:59 -0500
  Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-04 10:22 +0200
  Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-04 11:06 +0200
    Re: Samsung Wallet vs Google Pay Bob Henson <bob.henson@outlook.com> - 2024-05-04 11:20 +0100
      Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-04 12:31 +0200
        Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-04 13:03 -0700
          Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-04 13:44 -0700
            Re: Samsung Wallet vs Google Pay Frank Slootweg <this@ddress.is.invalid> - 2024-05-05 14:15 +0000
              Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-05 16:23 +0200
          Re: Samsung Wallet vs Google Pay VanguardLH <V@nguard.LH> - 2024-05-04 15:51 -0500
            Re: Samsung Wallet vs Google Pay Jim the Geordie <jim@jimXscott.co.uk> - 2024-05-04 23:54 +0100
              Re: Samsung Wallet vs Google Pay VanguardLH <V@nguard.LH> - 2024-05-04 21:54 -0500
                Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-04 20:35 -0700
                Re: Samsung Wallet vs Google Pay Bob Henson <bob.henson@outlook.com> - 2024-05-05 10:45 +0100
                Re: Samsung Wallet vs Google Pay Jim the Geordie <jim@jimXscott.co.uk> - 2024-05-05 13:14 +0100
                Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-05 11:00 -0700
                Re: Samsung Wallet vs Google Pay Jim the Geordie <jim@jimXscott.co.uk> - 2024-05-05 09:56 +0100
                Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-05 11:12 +0200
                Re: Samsung Wallet vs Google Pay Bob Henson <bob.henson@outlook.com> - 2024-05-05 10:37 +0100
                Re: Samsung Wallet vs Google Pay Frank Slootweg <this@ddress.is.invalid> - 2024-05-05 14:13 +0000
                Re: Samsung Wallet vs Google Pay Andy Burns <usenet@andyburns.uk> - 2024-05-06 15:12 +0100
            Re: Samsung Wallet vs Google Pay Bob Henson <bob.henson@outlook.com> - 2024-05-05 10:28 +0100
            Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-05 15:50 +0200
              Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-06 10:06 +0200
            Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-05 16:22 +0200
              Re: Samsung Wallet vs Google Pay The Real Bev <bashley101@gmail.com> - 2024-05-05 11:06 -0700
                Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-05 20:10 +0200
                Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-06 08:07 +0200
                Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-06 09:34 +0200
                Re: Samsung Wallet vs Google Pay Bob Henson <bob.henson@outlook.com> - 2024-05-06 08:35 +0100
                Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-06 10:09 +0200
            Re: Samsung Wallet vs Google Pay Frank Slootweg <this@ddress.is.invalid> - 2024-05-05 14:33 +0000
        Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-05 16:24 +0200
      Re: Samsung Wallet vs Google Pay Anssi Saari <anssi.saari@usenet.mail.kapsi.fi> - 2024-05-08 15:12 +0300
  Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-04 16:46 +0200
    Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-05 15:53 +0200
      Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-05 16:32 +0200
        Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-06 10:19 +0200
          Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-07 08:51 +0200
  Re: Samsung Wallet vs Google Pay bad sector <forgetski@_INVALID.net> - 2024-05-06 07:45 -0400
    Re: Samsung Wallet vs Google Pay "Carlos E.R." <robin_listas@es.invalid> - 2024-05-07 09:45 +0200
      Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-07 16:01 +0200
        Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-07 17:41 +0200
          Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-09 16:48 +0200
            Re: Samsung Wallet vs Google Pay Arno Welzel <usenet@arnowelzel.de> - 2024-05-09 17:43 +0200
      Re: Samsung Wallet vs Google Pay bad sector <forgetski@_INVALID.net> - 2024-05-07 12:00 -0400
        Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-09 17:03 +0200
          Re: Samsung Wallet vs Google Pay bad💽sector <forgetski@_INVALID.net> - 2024-05-10 08:04 -0400
            Re: Samsung Wallet vs Google Pay Jörg Lorenz <hugybear@gmx.net> - 2024-05-12 09:31 +0200

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