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Re: The chip card transition in the US has been a disaster

From Michael Black <et472@ncf.ca>
Newsgroups comp.misc
Subject Re: The chip card transition in the US has been a disaster
Date 2016-07-30 18:51 -0400
Organization National Capital Freenet, Ottawa, Ontario, Canada
Message-ID <alpine.LNX.2.02.1607301848440.12044@darkstar.example.org> (permalink)
References <jZJswNWHqORILM0kYwb7jws3@dont-email.me> <nnj3b1$qp8$1@dont-email.me> <nnj5h1$27f$1@dont-email.me>

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On Sat, 30 Jul 2016, Rich wrote:

> J Callen <jack@sometimes.invalid> wrote:
>> Rich <rich@example.invalid> wrote:
>>> http://qz.com/717876/the-chip-card-transition-in-the-us-has-been-a-disaster/
>>>
>>> Quoting from the URL above:
>>>
>>>    Over the last year or so in the US, a lot of the plastic credit cards we
>>>    carry around every day have been replaced by new one with chips embedded
>>>    in them. The chips are supposed to make your credit and debit cards more
>>>    secure - a good thing! - but there's one little secret no one wants to
>>>    admit:
>>>
>>>    The US's transition to chip cards has been an utter disaster. They're
>>>    confusing to use, painstakingly slow, less secure than the alternatives,
>>>    and aren't even the best solution for consumers.
>>>
>>>    If you've shopped in a store and used a credit card, you've noticed the
>>>    change. Retailers have likely asked you to insert the chip into the card
>>>    reader, instead of swiping. But reading the chip seems to take much
>>>    longer than just swiping. And on top of that, even though many retailers
>>>    now have chip reading machines, some of them ask us just the
>>>    opposite?they say not to insert the card, and just swipe. It seems like
>>>    there's no rhyme or reason to the whole thing.
>>>
>>>    ...
>>
>> They are a bit late to the game on this, aren't they? We've had chip &
>> pin here for 10 years now.
>
> Yes, we in the US are a long way late, and its not even chip-n-pin, its
> chip and signature.
>
>
Here in Canada, I'm no my second credit card with The Chip.  But I don't 
really use it, so I don't know how things work at the store.  I have a PIN 
for it.  What surprises me is that online, the only thing they ask for is 
a 3 digit number on the back, rather than a PIN.  But then credit cards 
are treated online like mailorder credit cards, you give them the 
information, they verify it before sending the item.

My bank card has a Chip too, I can't remember if I've used it, I use cash. 
But online, if I use it, I get sent to the bank site, where I have to log 
in and then set up the payment, which seems a tad more secure than the way 
the credit cards work online.

Michael

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Thread

The chip card transition in the US has been a disaster Rich <rich@example.invalid> - 2016-07-30 19:35 +0000
  Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-07-30 22:51 +0300
    Re: The chip card transition in the US has been a disaster RS Wood <rsw@therandymon.com> - 2016-07-31 00:41 +0000
    Re: The chip card transition in the US has been a disaster Roger Blake <rogblake@iname.invalid> - 2016-07-31 01:33 +0000
      Re: The chip card transition in the US has been a disaster Huge <Huge@nowhere.much.invalid> - 2016-07-31 10:18 +0000
        Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-07-31 19:43 +0300
  Re: The chip card transition in the US has been a disaster J Callen <jack@sometimes.invalid> - 2016-07-30 21:40 +0100
    Re: The chip card transition in the US has been a disaster mm0fmf <none@invalid.com> - 2016-07-30 22:07 +0100
    Re: The chip card transition in the US has been a disaster Rich <rich@example.invalid> - 2016-07-30 21:17 +0000
      Re: The chip card transition in the US has been a disaster Michael Black <et472@ncf.ca> - 2016-07-30 18:51 -0400
        Re: The chip card transition in the US has been a disaster J Callen <jack@sometimes.invalid> - 2016-07-31 00:25 +0100
    Re: The chip card transition in the US has been a disaster Bob Eager <news0006@eager.cx> - 2016-07-30 21:38 +0000
      Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-07-31 01:23 +0300
        Re: The chip card transition in the US has been a disaster Roger Blake <rogblake@iname.invalid> - 2016-07-31 01:40 +0000
        Re: The chip card transition in the US has been a disaster Ian McCall <ian@eruvia.org> - 2016-07-31 09:08 +0100
        Re: The chip card transition in the US has been a disaster Jerry Peters <jerry@example.invalid> - 2016-07-31 20:05 +0000
          Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-08-01 00:19 +0300
            Re: The chip card transition in the US has been a disaster Jerry Peters <jerry@example.invalid> - 2016-08-01 20:18 +0000
              Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-08-01 23:56 +0300
                Re: The chip card transition in the US has been a disaster Jerry Peters <jerry@example.invalid> - 2016-08-02 20:39 +0000
                Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-08-03 02:10 +0300
              Re: The chip card transition in the US has been a disaster scott@alfter.diespammersdie.us (Scott Alfter) - 2016-08-04 15:57 +0000
                Re: The chip card transition in the US has been a disaster Huge <Huge@nowhere.much.invalid> - 2016-08-04 17:06 +0000
          Re: The chip card transition in the US has been a disaster Huge <Huge@nowhere.much.invalid> - 2016-07-31 21:23 +0000
            Re: The chip card transition in the US has been a disaster Jerry Peters <jerry@example.invalid> - 2016-08-01 20:01 +0000
          Re: The chip card transition in the US has been a disaster Bob Henson <rh547477@gmail.com> - 2016-08-01 09:19 +0100
            Re: The chip card transition in the US has been a disaster Paul Sture <nospam@sture.ch> - 2016-08-01 13:10 +0200
              Re: The chip card transition in the US has been a disaster Mike Spencer <mds@bogus.nodomain.nowhere> - 2016-08-01 16:20 -0300
                Re: The chip card transition in the US has been a disaster Paul Sture <nospam@sture.ch> - 2016-08-01 21:46 +0200
                Re: The chip card transition in the US has been a disaster Mike Spencer <mds@bogus.nodomain.nowhere> - 2016-08-02 02:48 -0300
                Re: The chip card transition in the US has been a disaster Paul Sture <nospam@sture.ch> - 2016-08-02 13:08 +0200
                Re: The chip card transition in the US has been a disaster Mike Spencer <mds@bogus.nodomain.nowhere> - 2016-08-02 15:21 -0300
                Re: The chip card transition in the US has been a disaster Marko Rauhamaa <marko@pacujo.net> - 2016-08-02 22:47 +0300
                Re: The chip card transition in the US has been a disaster Jerry Peters <jerry@example.invalid> - 2016-08-02 20:42 +0000
                Re: The chip card transition in the US has been a disaster Richard Kettlewell <invalid@invalid.invalid> - 2016-08-03 09:27 +0100
                Re: The chip card transition in the US has been a disaster Bob Eager <news0006@eager.cx> - 2016-08-02 20:42 +0000
                Re: The chip card transition in the US has been a disaster Johnny B Good <johnny-b-good@invalid.ntlworld.com> - 2016-08-03 21:24 +0000
                Re: The chip card transition in the US has been a disaster Paul Sture <nospam@sture.ch> - 2016-08-04 02:03 +0200
            Re: The chip card transition in the US has been a disaster Jerry Peters <jerry@example.invalid> - 2016-08-01 20:21 +0000
            Re: The chip card transition in the US has been a disaster Larry Sheldon <lfsheldon@gmail.com> - 2016-08-01 20:42 -0500
              Re: The chip card transition in the US has been a disaster Bob Henson <rh547477@gmail.com> - 2016-08-02 08:26 +0100
                Re: The chip card transition in the US has been a disaster Larry Sheldon <lfsheldon@gmail.com> - 2016-08-02 16:57 -0500
                Re: The chip card transition in the US has been a disaster Bob Henson <rh547477@gmail.com> - 2016-08-03 08:57 +0100
                Re: The chip card transition in the US has been a disaster Larry Sheldon <lfsheldon@gmail.com> - 2016-08-03 18:37 -0500

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