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Groups > alt.folklore.computers > #147505 > unrolled thread

Credit card fraud solution coming to America...finally

Started byAnne & Lynn Wheeler <lynn@garlic.com>
First post2015-06-27 14:10 -0700
Last post2015-06-28 18:39 -0700
Articles 20 on this page of 204 — 31 participants

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Contents

  Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-06-27 14:10 -0700
    Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-28 08:08 +1000
      Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-06-28 15:38 -0500
        Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-29 07:01 +1000
      Re: Credit card fraud solution coming to America...finally John Levine <johnl@iecc.com> - 2015-07-01 20:45 +0000
        Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-02 08:08 +1000
          Re: Credit card fraud solution coming to America...finally John Levine <johnl@iecc.com> - 2015-07-02 00:01 +0000
            Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-02 10:39 +1000
        Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-07-01 16:41 -0700
          Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-02 10:42 +1000
          Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-07-03 12:55 -0700
            Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-07-04 08:48 -0700
    Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-06-28 15:46 +0000
      Re: Credit card fraud solution coming to America...finally Huge <Huge@nowhere.much.invalid> - 2015-06-28 16:04 +0000
        Re: Credit card fraud solution coming to America...finally Morten Reistad <first@last.name> - 2015-06-29 08:22 +0200
      Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-29 06:56 +1000
        Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-06-29 12:15 +0000
          Re: Credit card fraud solution coming to America...finally Morten Reistad <first@last.name> - 2015-06-29 16:17 +0200
            Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-06-29 10:22 -0500
              Re: Credit card fraud solution coming to America...finally "Osmium" <r124c4u102@comcast.net> - 2015-06-29 10:30 -0500
                Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-06-29 18:42 -0500
                  Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-30 10:13 +1000
                    Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-06-30 12:56 +0000
                      Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-01 05:12 +1000
                Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-06-29 19:40 -0500
                  Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-06-29 20:48 -0500
                  Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-06-30 20:50 +0000
                    Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-06-30 14:09 -0700
                    Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-06-30 17:06 -0500
                    Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-01 09:00 -0500
                      Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-02 17:35 +0000
                        Re: Credit card fraud solution coming to America...finally Gene Wirchenko <genew@telus.net> - 2015-07-02 20:40 -0700
                          Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-03 09:28 +0100
                          Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-07-03 06:36 -0500
                            Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-03 15:27 +0000
                              Re: Credit card fraud solution coming to America...finally "Charles Richmond" <numerist@aquaporin4.com> - 2015-07-03 14:41 -0500
                                Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-03 20:53 +0000
                  Re: Credit card fraud solution coming to America...finally Lon <lon.stowell@comcast.net> - 2015-06-30 17:51 -0600
              Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-30 04:33 +1000
              Re: Credit card fraud solution coming to America...finally Gene Wirchenko <genew@telus.net> - 2015-06-29 20:04 -0700
                Re: Credit card fraud solution coming to America...finally greymausg <maus@mail.com> - 2015-06-30 10:27 +0000
                  Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-01 05:02 +1000
                Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-06-30 08:38 -0500
                  Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-01 05:16 +1000
                  Re: Credit card fraud solution coming to America...finally Gene Wirchenko <genew@telus.net> - 2015-06-30 12:17 -0700
            Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-06-29 09:50 -0700
            Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-06-29 12:32 -0500
              Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-30 04:40 +1000
            Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-30 04:23 +1000
            Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-06-30 12:56 +0000
              Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-06-30 09:25 -0500
                Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-06-30 17:23 +0100
                  Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-06-30 12:39 -0500
                    Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-07-01 10:10 +0100
                      Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-01 12:06 +0000
                        Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-02 05:29 +1000
                          Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-02 11:44 +0000
                            Re: Credit card fraud solution coming to America...finally scott@slp53.sl.home (Scott Lurndal) - 2015-07-02 16:04 +0000
                              Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-07-02 11:32 -0500
                                Re: Credit card fraud solution coming to America...finally Gene Wirchenko <genew@telus.net> - 2015-07-02 20:41 -0700
                            Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-03 05:55 +1000
                        Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-02 17:35 +0000
                          Re: Credit card fraud solution coming to America...finally Peter Flass <peter_flass@yahoo.com> - 2015-07-02 19:05 +0000
                          Re: Credit card fraud solution coming to America...finally Morten Reistad <first@last.navn> - 2015-07-02 21:58 +0200
                            Re: Credit card fraud solution coming to America...finally greymausg <maus@mail.com> - 2015-07-03 12:31 +0000
                              Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-04 04:59 +1000
                      Re: Credit card fraud solution coming to America...finally Walter Banks <walter@bytecraft.com> - 2015-07-01 09:18 -0400
                        Re: Credit card fraud solution coming to America...finally Gene Wirchenko <genew@telus.net> - 2015-07-01 11:34 -0700
                      Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-01 09:15 -0500
                  Re: Credit card fraud solution coming to America...finally scott@slp53.sl.home (Scott Lurndal) - 2015-06-30 19:36 +0000
                    Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-07-01 10:29 +0100
                  Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-01 12:06 +0000
                    Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-02 05:36 +1000
                Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-01 12:06 +0000
                  Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-02 05:28 +1000
                  Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-07-01 17:29 -0500
                    Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-02 11:44 +0000
                    Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-07-02 06:56 -0500
                  Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-02 09:03 -0500
                    Re: Credit card fraud solution coming to America...finally "Osmium" <r124c4u102@comcast.net> - 2015-07-02 10:01 -0500
                      Re: Credit card fraud solution coming to America...finally Andrew Swallow <am.swallow@btinternet.com> - 2015-07-02 16:36 +0100
                        Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-02 10:56 -0500
                      Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-02 10:55 -0500
                        Re: Credit card fraud solution coming to America...finally Huge <Huge@nowhere.much.invalid> - 2015-07-02 16:10 +0000
                          Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-02 13:27 -0500
                            Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-03 05:48 +1000
                              Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-02 21:51 +0100
                              Re: Credit card fraud solution coming to America...finally John Levine <johnl@iecc.com> - 2015-07-04 06:39 +0000
                                Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-05 05:47 +1000
                          Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-07-02 11:59 -0700
                        Re: Credit card fraud solution coming to America...finally "Osmium" <r124c4u102@comcast.net> - 2015-07-02 11:50 -0500
                          Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-02 13:42 -0500
                            Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-07-03 10:03 +0100
                        Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-03 05:21 +1000
                        Re: Credit card fraud solution coming to America...finally Gene Wirchenko <genew@telus.net> - 2015-07-02 20:45 -0700
                      Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-02 17:07 +0100
                        Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-02 18:04 +0000
                        Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-07-02 15:02 -0500
                          Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-02 21:54 +0100
                          Re: Credit card fraud solution coming to America...finally greymausg <maus@mail.com> - 2015-07-03 12:31 +0000
                      Re: Credit card fraud solution coming to America...finally greymausg <maus@mail.com> - 2015-07-03 08:15 +0000
                    Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-03 05:53 +1000
                    Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-03 12:24 +0000
                      Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-03 14:12 -0500
                        Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-04 11:41 +0000
                          Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-04 14:17 +0100
                            Re: Credit card fraud solution coming to America...finally Dan Espen <despen@verizon.net> - 2015-07-04 11:59 -0400
                              Re: Credit card fraud solution coming to America...finally Walter Banks <walter@bytecraft.com> - 2015-07-06 10:56 -0400
                                Re: Credit card fraud solution coming to America...finally lawrence@cluon.com - 2015-07-07 16:18 +0200
                          Re: Credit card fraud solution coming to America...finally greymausg <maus@mail.com> - 2015-07-04 13:55 +0000
                          Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-05 05:40 +1000
                          Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-07-04 20:05 -0500
                            Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-05 13:49 +0000
                              Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-07-05 09:05 -0500
                                Re: Credit card fraud solution coming to America...finally Andrew Swallow <am.swallow@btinternet.com> - 2015-07-05 17:49 +0100
                                  Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-06 11:36 +0000
                                    Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-07 05:45 +1000
                                Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-06 06:03 +1000
                                  Re: Credit card fraud solution coming to America...finally Michael Black <et472@ncf.ca> - 2015-07-05 23:23 -0400
                                    Re: Credit card fraud solution coming to America...finally JimP <solosam90@gmail.com> - 2015-07-06 15:43 -0500
                                Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-06 11:36 +0000
                                  Re: Credit card fraud solution coming to America...finally Andrew Swallow <am.swallow@btinternet.com> - 2015-07-06 16:02 +0100
                                    Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-07 12:37 +0000
                                  Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-07 05:43 +1000
                              Re: Credit card fraud solution coming to America...finally Peter Flass <peter_flass@yahoo.com> - 2015-07-05 16:37 +0000
                          Re: Credit card fraud solution coming to America...finally scott@slp53.sl.home (Scott Lurndal) - 2015-07-06 13:52 +0000
                            Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-07 05:42 +1000
                            Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-07 12:37 +0000
                              Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-08 05:20 +1000
                            Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-07 12:37 +0000
                              Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-07 17:25 +0000
                                Re: Credit card fraud solution coming to America...finally Dan Espen <despen@verizon.net> - 2015-07-07 15:40 -0400
                                  Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-08 06:46 +1000
                                    Re: Credit card fraud solution coming to America...finally Dan Espen <despen@verizon.net> - 2015-07-07 18:07 -0400
                                      Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-08 08:33 +1000
                                        Re: Credit card fraud solution coming to America...finally "EspenFucker" <EF4312@nospam.com> - 2015-07-08 14:47 +1000
                                          Re: Credit card fraud solution coming to America...finally "Kerr Mudd-John" <notsaying@invalid.org> - 2015-07-08 13:08 -0100
                                            Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-08 16:52 +0000
                                              Re: Credit card fraud solution coming to America...finally Dan Espen <despen@verizon.net> - 2015-07-08 13:26 -0400
                                              Re: Credit card fraud solution coming to America...finally scott@slp53.sl.home (Scott Lurndal) - 2015-07-08 17:41 +0000
                                                Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-09 05:00 +1000
                                                Re: Credit card fraud solution coming to America...finally Peter Flass <peter_flass@yahoo.com> - 2015-07-09 00:29 +0000
                                            Re: Credit card fraud solution coming to America...finally "EspenFucker" <EF4312@nospam.com> - 2015-07-09 04:45 +1000
                                      Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-08 14:35 +1000
                                      Re: Credit card fraud solution coming to America...finally "Kerr Mudd-John" <notsaying@invalid.org> - 2015-07-08 13:15 -0100
                                        Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-08 10:09 -0500
                                          Re: Credit card fraud solution coming to America...finally scott@slp53.sl.home (Scott Lurndal) - 2015-07-08 16:25 +0000
                                            Re: Credit card fraud solution coming to America...finally Hop David <hopd@nospam.cunews.info> - 2015-07-09 15:36 -0400
                                        Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-09 04:44 +1000
                                      Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-08 16:52 +0000
                                        Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-08 18:08 -0500
                                          Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-09 09:18 +1000
                                      Re: Credit card fraud solution coming to America...finally Morten Reistad <first@last.navn> - 2015-07-08 07:23 +0200
                                        Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-09 12:15 +0000
                                          Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-09 16:04 +0100
                                            Re: Credit card fraud solution coming to America...finally "Osmium" <r124c4u102@comcast.net> - 2015-07-09 11:49 -0500
                                              Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-09 12:27 -0500
                                                Re: Credit card fraud solution coming to America...finally Ahem A Rivet's Shot <steveo@eircom.net> - 2015-07-09 19:02 +0100
                                                  Re: Credit card fraud solution coming to America...finally "Osmium" <r124c4u102@comcast.net> - 2015-07-09 14:05 -0500
                                            Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-09 12:12 -0500
                                              Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-10 05:39 +1000
                                            Re: Credit card fraud solution coming to America...finally Andrew Swallow <am.swallow@btinternet.com> - 2015-07-10 00:45 +0100
                                              Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-09 23:21 -0500
                                                Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-10 15:29 +1000
                                                Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-07-10 00:30 -0500
                                                  Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-10 10:22 -0500
                                                Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-10 10:26 -0500
                                                  Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-10 16:36 +0000
                                                    Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-10 13:06 -0500
                                                Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-10 10:27 -0500
                                                Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-11 04:46 +1000
                                          Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-10 05:22 +1000
                                          Re: Credit card fraud solution coming to America...finally "ratsack" <ratgsack281@nospam.com> - 2015-07-10 05:25 +1000
                                Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-08 14:20 +0000
                                  Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-07-08 16:52 +0000
                                    Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-09 12:15 +0000
                                      Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-10 05:23 +1000
                                  Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-09 04:47 +1000
                              Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-08 05:23 +1000
                              Re: Credit card fraud solution coming to America...finally Andrew Swallow <am.swallow@btinternet.com> - 2015-07-07 22:02 +0100
                          Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-07 13:49 -0500
                            Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-08 05:28 +1000
                            Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-08 14:20 +0000
                              Re: Credit card fraud solution coming to America...finally Stephen Sprunk <stephen@sprunk.org> - 2015-07-08 11:32 -0500
                                Re: Credit card fraud solution coming to America...finally jmfbahciv <See.above@aol.com> - 2015-07-09 12:15 +0000
                              Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-09 04:51 +1000
              Re: Credit card fraud solution coming to America...finally "Rod Speed" <rod.speed.aaa@gmail.com> - 2015-07-01 05:10 +1000
          Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-30 04:53 +1000
          Re: Credit card fraud solution coming to America...finally lynn@garlic.com - 2015-06-29 17:36 -0700
            Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-06-30 11:23 +0100
              Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-06-30 14:07 -0500
                Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-07-01 10:14 +0100
                  Re: Credit card fraud solution coming to America...finally Dave Garland <dave.garland@wizinfo.com> - 2015-07-01 17:34 -0500
                    Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-07-03 09:42 +0100
        Re: Credit card fraud solution coming to America...finally John Levine <johnl@iecc.com> - 2015-07-01 20:47 +0000
          Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-07-02 08:12 +1000
      Re: Credit card fraud solution coming to America...finally Charlie Gibbs <cgibbs@kltpzyxm.invalid> - 2015-06-29 07:05 +0000
      Re: Credit card fraud solution coming to America...finally simon@twoplaces.co.uk (Simon Turner) - 2015-06-30 10:41 +0100
        Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-06-30 09:22 -0700
          Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-06-30 09:59 -0700
            Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-07-07 10:14 -0700
    Re: Credit card fraud solution coming to America...finally Walter Banks <walter@bytecraft.com> - 2015-06-28 12:03 -0400
      Re: Credit card fraud solution coming to America...finally "John Chance" <JCJC@gmail.com> - 2015-06-29 06:54 +1000
    Re: Credit card fraud solution coming to America...finally Anne & Lynn Wheeler <lynn@garlic.com> - 2015-06-28 18:39 -0700

Page 1 of 11  [1] 2 3 … 11  Next page →


#147505 — Credit card fraud solution coming to America...finally

FromAnne & Lynn Wheeler <lynn@garlic.com>
Date2015-06-27 14:10 -0700
SubjectCredit card fraud solution coming to America...finally
Message-ID<871tgwkgc4.fsf@lhwserver.localdomain>
Credit card fraud solution coming to America...finally
http://finance.yahoo.com/news/credit-card-fraud-solution-coming-to-america---finally-192611312.html

In mid-90s, I worked on chip solution in the X9 financial standard
working group ... approx. the same time another effort was being worked
on in Europe (which had *NONE* of the vulnerabilities that the effort in
Europe has had). In the early part of the century, there was a major
pilot deployment of the EU chip&pin solution in the US. However, this
was during the "yes card" period ... which characterized their chip&pin
solution as having worse fraud than magstripe. There is reference at the
bottom on this Cartes2002 trip report (gone 404, but lives on at the
wayback machine).
http://web.archive.org/web/20030417083810/http://www.smartcard.co.uk/resources/articles/cartes2002.html

In the wake of the "yes card" fiasco, all evidence of the large pilot
disappeared, and there was speculation it would be a long time before it
was tried in the US again. Part of the issue 1) even a pilot deployment
in the US is more costly than full country production deployment in
other places, 2) huge concern about the cost of possibly repeated
multiple failed deployments, 3) let experiments with failing deployments
be done in places where the failures would have much lower financial
impact

As referenced in the cartes 2002 trip report, it was trivial to clone a
counterfeit "yes card" (as easy as cloning a magstripe). Part of the
reference to worse fraud than magstripe was the implementation allowed a
(possibly counterfeit) card to tell the terminal not to check for valid
account. With counterfeit magstripe, it is possible to deactivate an
account number and that shutdowns further fraudulent transactions. With
counterfeit "yes card" chipcard telling the point-of-sale terminal to
not check for valid account number ... there is no way to stop it making
fraudulent transactions. "yes card" posts
httP//www.garlic.com/~lynn/subintegrity.html#yescard

Long ago and far away, we were brought in as consultants to small
client/server startup that wanted to do payment transactions on their
server, they had also invented this technology called "SSL" they wanted
to use; the result is now frequently called "electronic commerce" some
semi-related posts
http://www.garlic.com/~lynn/subpubkey.html#sslcerts

Somewhat for having done "electronic commerce", in the mid-90s we were
invited to participate in the X9A10 financial standard working group
which had been given the requirement to preserve the integrity of the
financial infrastructure for *ALL* retail payments (not just internet,
*ALL*). We did end-to-end threat and vulnerability studies before coming
up with solution (for *ALL* retail payments). In comparison, the card
associations have done a number of adhoc solutions that have frequently
had a number of shortcomings and repeated vulnerabilities. references
http://www.garlic.com/~lynn/x959.html#x959
past posts
http://www.garlic.com/~lynn/subpubkey.html#x959

The problem with the X9A10 solution is that it drastically reduced the
cost, fraud, infrastructure, barriers-to-entry, etc for doing payment
transaction ... there are significant stakeholders in the existing
infrastructure interested in preserving the status quo. An analogy is
this description about IBM executives shutting down the advanced
computing effort in the late 60s because it would advance the state of
the art too fast and they were afraid of loosing control of the business
http://people.cs.clemson.edu/~mark/acs_end.html

From Amdahl interview:

IBM management decided not to do it, for it would advance the computing
capability too fast for the company to control the growth of the
computer marketplace, thus reducing their profit potential. I then
recommended that the ACS lab be closed, and it was.

... snip ...

-- 
virtualization experience starting Jan1968, online at home since Mar1970

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#147508

From"John Chance" <JCJC@gmail.com>
Date2015-06-28 08:08 +1000
Message-ID<cv8l7mF7eanU1@mid.individual.net>
In reply to#147505

"Anne & Lynn Wheeler" <lynn@garlic.com> wrote in message 
news:871tgwkgc4.fsf@lhwserver.localdomain...
>
> Credit card fraud solution coming to America...finally
> http://finance.yahoo.com/news/credit-card-fraud-solution-coming-to-america---finally-192611312.html

Typical mindless silly stuff with the bare faced lie that the
reason the US is so late with chipped cards is because the
countries that went chipped cards much earlier was because
they didn’t have the technology to have the terminal
communicate back to the bank and so went with chipped
cards because they didn’t. In fact that was never true with
first and second world countries and the third world which
did have a problem with communications didn’t have
chipped cards.

 

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#147577

FromStephen Sprunk <stephen@sprunk.org>
Date2015-06-28 15:38 -0500
Message-ID<mmplt9$8j9$1@dont-email.me>
In reply to#147508
On 28-Jun-15 13:09, Lon wrote:
> On 6/27/2015 16:08, John Chance wrote:
>> In fact that was never true with first and second world countries
>> and the third world which did have a problem with communications
>> didn’t have chipped cards.
> 
> A bit harsh.  Would be interested in where your break for 2nd and
> 3rd world countries is, ...

The terms are outdated now, but the definition was always clear:

The "1st World" included the USA and its sphere of influence.
The "2nd World" included the USSR and its sphere of influence.
The "3rd World" included everyone else.

Note that was a political/military classification, not an economic one,
though many incorrectly used it for that as well since there were fairly
consistent differences in that area that paralleled political ones.

Today, the division is "developed" vs "developing" countries, which is
based purely on economic factors.

S

-- 
Stephen Sprunk         "God does not play dice."  --Albert Einstein
CCIE #3723         "God is an inveterate gambler, and He throws the
K5SSS        dice at every possible opportunity." --Stephen Hawking

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#147581

From"John Chance" <JCJC@gmail.com>
Date2015-06-29 07:01 +1000
Message-ID<cvb5lnFqulvU1@mid.individual.net>
In reply to#147577

"Stephen Sprunk" <stephen@sprunk.org> wrote in message 
news:mmplt9$8j9$1@dont-email.me...
> On 28-Jun-15 13:09, Lon wrote:
>> On 6/27/2015 16:08, John Chance wrote:
>>> In fact that was never true with first and second world countries
>>> and the third world which did have a problem with communications
>>> didn’t have chipped cards.
>>
>> A bit harsh.  Would be interested in where your break for 2nd and
>> 3rd world countries is, ...
>
> The terms are outdated now, but the definition was always clear:
>
> The "1st World" included the USA and its sphere of influence.

It was never USA specific.

> The "2nd World" included the USSR and its sphere of influence.

That mangles the real story. The 2nd world was the level below
the 1st world and included places like say Taiwan etc.

> The "3rd World" included everyone else.
>
> Note that was a political/military classification, not an economic one,

Wrong.

> though many incorrectly used it for that as well since there were fairly
> consistent differences in that area that paralleled political ones.
>
> Today, the division is "developed" vs "developing" countries,

It has never been that binary.

which is
> based purely on economic factors.
 

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#147840

FromJohn Levine <johnl@iecc.com>
Date2015-07-01 20:45 +0000
Message-ID<mn1jhq$1f2p$1@miucha.iecc.com>
In reply to#147508
>Typical mindless silly stuff with the bare faced lie that the
>reason the US is so late with chipped cards is because the
>countries that went chipped cards much earlier was because
>they didn’t have the technology to have the terminal
>communicate back to the bank and so went with chipped
>cards because they didn’t. In fact that was never true with
>first and second world countries and the third world which
>did have a problem with communications didn’t have
>chipped cards.

I'm getting the impression you never tried to make a phone call in
France in the 1970s or 1980s.  It worked, sort of, usually.  It
was not cheap and instant like it was here.

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#147844

From"John Chance" <JCJC@gmail.com>
Date2015-07-02 08:08 +1000
Message-ID<cvj6mpFsh05U1@mid.individual.net>
In reply to#147840

"John Levine" <johnl@iecc.com> wrote in message 
news:mn1jhq$1f2p$1@miucha.iecc.com...
>>Typical mindless silly stuff with the bare faced lie that the
>>reason the US is so late with chipped cards is because the
>>countries that went chipped cards much earlier was because
>>they didn’t have the technology to have the terminal
>>communicate back to the bank and so went with chipped
>>cards because they didn’t. In fact that was never true with
>>first and second world countries and the third world which
>>did have a problem with communications didn’t have
>>chipped cards.
>
> I'm getting the impression you never tried to make a phone call in
> France in the 1970s or 1980s.  It worked, sort of, usually.  It
> was not cheap and instant like it was here.

Doesn’t explain why all the rest like Canada and Britain
went chip and pin a hell of a lot earlier than the US did.
 

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#147850

FromJohn Levine <johnl@iecc.com>
Date2015-07-02 00:01 +0000
Message-ID<mn1v0s$29lq$2@miucha.iecc.com>
In reply to#147844
>> I'm getting the impression you never tried to make a phone call in
>> France in the 1970s or 1980s.  It worked, sort of, usually.  It
>> was not cheap and instant like it was here.
>
>Doesn’t explain why all the rest like Canada and Britain
>went chip and pin a hell of a lot earlier than the US did.

In Britain, it was because the banks got a bribe -- if a merchant uses
a chip+pin terminal, they push the fraud risk on the customer.  (Ross
Anderson at Cambridge has written at length about how this has screwed
innocent bank customers.)

In Canada, I think it was because of rampant tax fraud at restaurants
in Quebec.  When they went to chip+pin, all of the restos had to
install tamper-resistant things on their cash registers that print
strange security hieroglyphics on the receipt.

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#147851

From"John Chance" <JCJC@gmail.com>
Date2015-07-02 10:39 +1000
Message-ID<cvjfinF1p3U1@mid.individual.net>
In reply to#147850

"John Levine" <johnl@iecc.com> wrote in message 
news:mn1v0s$29lq$2@miucha.iecc.com...
>>> I'm getting the impression you never tried to make a phone call in
>>> France in the 1970s or 1980s.  It worked, sort of, usually.  It
>>> was not cheap and instant like it was here.
>>
>>Doesn’t explain why all the rest like Canada and Britain
>>went chip and pin a hell of a lot earlier than the US did.
>
> In Britain, it was because the banks got a bribe -- if a merchant uses
> a chip+pin terminal, they push the fraud risk on the customer.  (Ross
> Anderson at Cambridge has written at length about how this has screwed
> innocent bank customers.)

So the claim that it was due to poor comms infrastructure was just plain 
wrong, as I said.

> In Canada, I think it was because of rampant tax fraud at restaurants
> in Quebec.  When they went to chip+pin, all of the restos had to
> install tamper-resistant things on their cash registers that print
> strange security hieroglyphics on the receipt.

So the claim that it was due to poor comms infrastructure was just plain 
wrong, as I said.
 

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#147848

FromAnne & Lynn Wheeler <lynn@garlic.com>
Date2015-07-01 16:41 -0700
Message-ID<87mvzf4fa1.fsf@lhwserver.localdomain>
In reply to#147840
John Levine <johnl@iecc.com> writes:
> I'm getting the impression you never tried to make a phone call in
> France in the 1970s or 1980s.  It worked, sort of, usually.  It
> was not cheap and instant like it was here.

another attempt at finding references to state of telco in europe
... turns up this discussion of orange ... which mentions they started
buildout of local loops in the 70s ... doesn't mention price
https://en.wikipedia.org/wiki/Orange_S.A.

however it does mention
https://en.wikipedia.org/wiki/Orange_S.A.#Acquisition_of_Orange_and_privatization

In July 1991, Hutchinson Telecom, a UK subsidiary of the Hong Kong-based
conglomerate Hutchison Whampoa acquires a controlling stake in Microtel
Communications Ltd, who by then had won a license to develop a mobile
network in United Kingdom.[5][6][7] Hutchison renamed Microtel as Orange
Personal Communications Services Ltd, and on 28 April 1994 the Orange
brand was launched in the UK mobile phone market

... snip ...

as it happens in fall 1991 was in HK selling ha/cmp system to hutchinson
for paging text messaging.
http://www.garlic.com/~lynn/subtopic.html#hacmp

this description is written as if there were no EMV deployments prior
to middle of last decade
https://en.wikipedia.org/wiki/EMV
and in particular "yes card" ... past posts
http://www.garlic.com/~lynn/subintegrity.html#yescard

however it does mentioning this 2010 exploit ... able to use
a valid card w/o knowing the PIN
https://en.wikipedia.org/wiki/EMV#2010:_Hidden_hardware_disables_PIN_checking_on_stolen_card

also from above

Originally bank customers had to prove that they had not been negligent
with their PIN before getting redress, but UK regulations in force from
1 November 2009 placed the onus firmly on the banks to prove that a
customer has been negligent in any dispute, with the customer given 13
months to make a claim.[24] Murdoch said that "[the banks] should look
back at previous transactions where the customer said their PIN had not
been used and the bank record showed it has, and consider refunding
these customers because it could be they are victim of this type of
fraud."

... snip ...

reversed public "burden of proof" and then reversed it again.

also points to "Chip and PIN 'not fit for purpose', says Cambridge
researcher"
https://en.wikinews.org/wiki/Chip_and_PIN_'not_fit_for_purpose',_says_Cambridge_researcher

As previously mentioned the big difference between X9.59/AADS and
chip&pin was chip&pin still attempts to preserve the existing card
association operation with multiple layers of infrastructure. X9.59/AADS
objective was stronger end-to-end security *AND* significantly
decreasing the burden on the rest of the infrastructure ... even
allowing everything (point-of-sale, browser, face-to-face, unattended,
credit, debit, ach, etc) to run over the internet w/o encryption.

past posts in thread
http://www.garlic.com/~lynn/2015f.html#3 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#6 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#7 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#8 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#9 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#11 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#12 Credit card fraud solution coming to America...finally
http://www.garlic.com/~lynn/2015f.html#14 Credit card fraud solution coming to America...finally

-- 
virtualization experience starting Jan1968, online at home since Mar1970

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#147852

From"John Chance" <JCJC@gmail.com>
Date2015-07-02 10:42 +1000
Message-ID<cvjfnbF2uiU1@mid.individual.net>
In reply to#147848

"Anne & Lynn Wheeler" <lynn@garlic.com> wrote in message 
news:87mvzf4fa1.fsf@lhwserver.localdomain...
> John Levine <johnl@iecc.com> writes:
>> I'm getting the impression you never tried to make a phone call in
>> France in the 1970s or 1980s.  It worked, sort of, usually.  It
>> was not cheap and instant like it was here.
>
> another attempt at finding references to state of telco in europe
> ... turns up this discussion of orange ... which mentions they started
> buildout of local loops in the 70s ... doesn't mention price
> https://en.wikipedia.org/wiki/Orange_S.A.
>
> however it does mention
> https://en.wikipedia.org/wiki/Orange_S.A.#Acquisition_of_Orange_and_privatization
>
> In July 1991, Hutchinson Telecom, a UK subsidiary of the Hong Kong-based
> conglomerate Hutchison Whampoa acquires a controlling stake in Microtel
> Communications Ltd, who by then had won a license to develop a mobile
> network in United Kingdom.[5][6][7] Hutchison renamed Microtel as Orange
> Personal Communications Services Ltd, and on 28 April 1994 the Orange
> brand was launched in the UK mobile phone market

None of that is relevant to why everyone but the US got chip and pin
cards long before the US did.

 

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#147919

FromAnne & Lynn Wheeler <lynn@garlic.com>
Date2015-07-03 12:55 -0700
Message-ID<87381510f4.fsf@lhwserver.localdomain>
In reply to#147848
Anne & Lynn Wheeler <lynn@garlic.com> writes:
> As previously mentioned the big difference between X9.59/AADS and
> chip&pin was chip&pin still attempts to preserve the existing card
> association operation with multiple layers of infrastructure. X9.59/AADS
> objective was stronger end-to-end security *AND* significantly
> decreasing the burden on the rest of the infrastructure ... even
> allowing everything (point-of-sale, browser, face-to-face, unattended,
> credit, debit, ach, etc) to run over the internet w/o encryption.

a little recent topic drift on aads (taken from a thread discussing
F35)
http://www.garlic.com/~lynn/x959.html#aads

The problem has been raised about valid chips are being bought offshore
that might have backdoors introduced. However, there is also problem
where counterfeit chips (which could also have backdoors) may be
substituted for valid chips ... similar to problems where counterfeit
physical parts have been substituted for milspec parts (like bolts that
don't meet milspec standards and will fail under stress).

Probe finds 'flood' of fake military parts from China in U.S. equipment
http://security.blogs.cnn.com/2012/05/22/probe-finds-flood-of-fake-military-parts-from-china-in-u-s-equipment/

note part of panel at ballroom standing room only
http://csrc.nist.gov/nissc/1998/index.html

I semi-facetiously say I was taking $500 milspec chip, aggressively cost
reducing by 2-3 orders of magnitude while making it more secure.

then TD to deputy director for the information assurance directorate
asks me to be on assurance panel in the trusted computing track at IDF
... gone 404 but lives on at wayback machine
http://web.archive.org/web/20011109072807/http://www.intel94.com/idf/spr2001/sessiondescription.asp?id=stp+s13

The person running TPM program is in the front row, so I comment that it
is nice to see that over the past year or so, the TPM is starting to
look more like my chip, he quips back that I don't have a committee of
200 people helping me with the design. I also make claim that it is as
secure as anything the agency is doing while being 2-3 orders of
magnitude less expensive (even when fab'ed at commercial agency
certified "secure" fab), the Information Assurance Directorate TD quips
back possibly except for radiation hardening. However, the agency has
had a problem keeping their in-house fabs tracking technology.

Let's Face It--It's the Cyber Era and We're Cyber Dumb; Got to get
educated before we can defeat Internet threats
https://medium.com/war-is-boring/30a00a8d29ad

Internet threats are just a small part. Boyd used millions of dollars of
supercomputer time for E/M and F16 design, F16 was already part way to
being a drone with "fly-by-wire", F22 has 1.7M lines-of-code, F35 was
originally suppose to be 5.7M lines-of-code but has exploded now to 24M
lines-of-code. Software plays major role in gov. dataprocessing
modernization failures and the spreading "Success of Failure" culture:
http://www.govexec.com/excellence/management-matters/2007/04/the-success-of-failure/24107/

US military finds F-35 software is a buggy mess; Tests jettisoned to
protect schedule
http://www.theregister.co.uk/2015/01/22/us_military_finds_f35_software_is_a_buggy_mess/

also some more 2007 "Success of Failure" .... Who broke the law, Snowden
or the NSA?
http://chicagodefender.com/2013/12/18/who-broke-the-law-snowden-or-the-nsa/

"When NSA employees Bill Binney, Tom Drake, Diane Roark and I submitted
a formal complaint about mismanagement at the agency, the government's
response on July 26, 2007, was to send the FBI to raid our homes,
searching them for seven hours and seizing our computers, phones and
other digital media. We are just now getting our property back after
having successfully sued the government in December 2012."

possibly somewhat related ... Office of Special Counsel Releases Report
Confirming Misconduct by Then-Agency Head Scott Bloch
http://www.pogo.org/blog/2013/12/office-of-special-counsel-releases-report.html

note that in the gov. "success of failure" paradigm ... they are always
claiming that the latest upteenth round for weapons, security, cyber,
dataprocessing, etc ... will magically correct all past shortcomings.

disclaimer: I don't have clearance ... but have periodically gotten
called in, possibly because they've used a lot of my stuff over the
years going back to my undergraduate days in the 60s (they would
periodically brag that they knew where I was every day of my life back
to birth).

there was unclassified IC-ARDA (now IARPA) BAA early in the "success of
failure" period (which we didn't realize until all the publicity much
later last decade), we get a call asking us to respond before the BAA
closed end-of-day ... apparently nobody else had responded ... BAA
basically said that nothing they had would do the job. We responded
before the end-of-day and then there were a couple meetings where we
showed that we could do what was required ... and then nothing. Later we
were told that the higher ups had told the BAA author that he actually
hadn't proved (to their satisfaction) that what they have wouldn't do
the job. As in other "success of failure" stories, there are lot of
large for-profit companies and other vested interests interested in
maintaining the status quo (conjecture that he was allowed to release
the BAA in anticipation of no response, which would help shutdown his
complaining).

boyd posts
http://www.garlic.com/~lynn/subboyd.html
"success of failure" posts
http://www.garlic.com/~lynn/submisc.html#success.of.failure

-- 
virtualization experience starting Jan1968, online at home since Mar1970

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#147934

FromAnne & Lynn Wheeler <lynn@garlic.com>
Date2015-07-04 08:48 -0700
Message-ID<87615zgbys.fsf@lhwserver.localdomain>
In reply to#147919
Anne & Lynn Wheeler <lynn@garlic.com> writes:
> Let's Face It--It's the Cyber Era and We're Cyber Dumb; Got to get
> educated before we can defeat Internet threats
> https://medium.com/war-is-boring/30a00a8d29ad

re:
http://www.garlic.com/~lynn/2015f.html#20 Credit card fraud solution coming to America...finally

more in the cyberdumb theme, including OPM servers not only ones
pillaged ... also classified military, from recent F-35 discussions

US military finds F-35 software is a buggy mess; Tests jettisoned to
protect schedule
http://www.theregister.co.uk/2015/01/22/us_military_finds_f35_software_is_a_buggy_mess/

so maybe F-35 is really purposeful bad design to get advisories to waste
resources trying to copy

Confirmation that China stole F35, F22 and B2 stealth bomber secrets as
early as 2007
http://nextbigfuture.com/2015/01/confirmation-that-china-stole-f35-f22.html
Chinese Hackers Score F-35, Black Hawk Chopper, and PATRIOT Missile Data
http://www.dailytech.com/Chinese+Hackers+Score+F35+Black+Hawk+Chopper+and+PATRIOT+Missile+Data/article31638.htm
Stolen F-35 Secrets Now Showing Up in China's Stealth Fighter; Design
data on F-35 stolen in 2007
http://freebeacon.com/national-security/stolen-f-35-secrets-now-showing-up-in-chinas-stealth-fighter/
New fear: Worm that ransacked US military PCs was blueprint for spies'
super-malware; Secret stealer spawned spooks' snoop stooge, it seems
http://www.theregister.co.uk/2014/03/12/cyber_espionage_daddy/ Stolen
F-35 Secrets Showing Up In China's Stealth Fighter
http://warnewsupdates.blogspot.com/2014/03/stolen-f-35-secrets-showing-up-in.html
Officials: Chinese Spying Helped Develop Stealth Jet
http://www.newsmax.com/newsfront/china-cyberspying-f-35-stealth-jet/2014/03/13/id/559402/
New Chinese stealth jet built with stolen F-35 component designs
http://rt.com/news/chinese-jet-cyber-espionage-stolen-718/ Chinese
Stealth Fighter Operating With Stolen U.S. Technology
http://www.theblaze.com/stories/2014/03/13/chinese-stealth-fighter-operating-with-stolen-u-s-technology/

more gov. Cyber Dumb

Government Software Project Failure
http://defense.about.com/od/prodinnovate/a/Government-Software-Project-Failures.htm
World's Biggest 'Agile' Software Project Close To Failure
http://news.slashdot.org/story/13/05/25/139218/worlds-biggest-agile-software-project-close-to-failure
The scariest software project horror stories of 2012
http://www.computerworld.com/s/article/9234581/The_scariest_software_project_horror_stories_of_2012
Billion-Dollar Flop: Air Force Stumbles on Software Plan
http://www.nytimes.com/2012/12/09/technology/air-force-stumbles-over-software-modernization-project.html?_r=0
Opinion: Does the Pentagon give contractors an incentive for slow R&D?
http://www.aviationweek.com/Article.aspx?id=/article-xml/AW_02_24_2014_p16-664173.xml
NSA director calls for stronger strategy to deter cyberattacks
http://www.washingtonpost.com/world/national-security/nsa-director-calls-for-stronger-deterrent-strategy-to-oppose-cyberattacks/2014/02/27/aabd3d92-9fd4-11e3-a050-dc3322a94fa7_story.html
Army Unit to Intel Center: DCGS Doesn't Work
http://www.dodbuzz.com/2014/03/23/army-unit-to-intel-center-dcgs-doesnt-work/
The Pentagon Spent $2.7 Billion on an Intelligence System That Doesn't
Work
http://www.thewire.com/politics/2014/03/pentagon-spent-27-billion-intelligence-system-doesnt-work/359319/
$2.7 Billion Later, the Army's Intelligence-Sharing Computer System
Still Doesn't Work
http://www.popsci.com/technology/article/2011-07/27-billion-later-army%E2%80%99s-intelligence-sharing-computer-system-still-doesn%E2%80%99t-work
Exclusive: Pentagon Withholds Internal Report About Flawed $2.7 Billion
Intel Program
http://www.foreignpolicy.com/articles/2014/03/18/exclusive_pentagon_withholds_report_2.7_billion_intel_program
International Engagement on CYBER 2014
http://lsgs.georgetown.edu/events/InternationalEngagementonCyber2014
Commander: U.S. Military Not Ready for Cyber Warfare; Gen. Alexander
tells Senate threat of major cyber attacks is growing
http://freebeacon.com/national-security/commander-u-s-military-not-ready-for-cyber-warfare/


-- 
virtualization experience starting Jan1968, online at home since Mar1970

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#147543

FromCharlie Gibbs <cgibbs@kltpzyxm.invalid>
Date2015-06-28 15:46 +0000
Message-ID<mmp4sb02g1q@news4.newsguy.com>
In reply to#147505
On 2015-06-27, Anne & Lynn Wheeler <lynn@garlic.com> wrote:

> Credit card fraud solution coming to America...finally
> http://finance.yahoo.com/news/credit-card-fraud-solution-coming-to-america---finally-192611312.html

Here in Canada we've had chip-and-PIN for years; it seems so quaint
to go to the States and watch the clock roll back when doing credit
card transactions.  I love the way that article tries to justify the
U.S. dragging their heels on this, with their talk about Europe not
having access to real-time data communication.  On our trip to Scotland
last summer, the same chip-and-PIN card we use at home worked for
purchases and ATMs even in small villages.

-- 
/~\  cgibbs@kltpzyxm.invalid (Charlie Gibbs)
\ /  I'm really at ac.dekanfrus if you read it the right way.
 X   Top-posted messages will probably be ignored.  See RFC1855.
/ \  HTML will DEFINITELY be ignored.  Join the ASCII ribbon campaign!

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#147548

FromHuge <Huge@nowhere.much.invalid>
Date2015-06-28 16:04 +0000
Message-ID<cvak8lFm85hU2@mid.individual.net>
In reply to#147543
On 2015-06-28, Charlie Gibbs <cgibbs@kltpzyxm.invalid> wrote:
> On 2015-06-27, Anne & Lynn Wheeler <lynn@garlic.com> wrote:
>
>> Credit card fraud solution coming to America...finally
>> http://finance.yahoo.com/news/credit-card-fraud-solution-coming-to-america---finally-192611312.html
>
> Here in Canada we've had chip-and-PIN for years; it seems so quaint
> to go to the States and watch the clock roll back when doing credit
> card transactions.

Quite.

> I love the way that article tries to justify the
> U.S. dragging their heels on this, with their talk about Europe not
> having access to real-time data communication. 

To quote from the article;

"The Europeans adopted chip-card technology because a lack of reliable
telecomm connectivity prompted them to store transactions and send them
in batches, often overnight for authorization the next day,"

This is, not to put too fine a point on it, unmitigated cack.

> On our trip to Scotland
> last summer, the same chip-and-PIN card we use at home worked for
> purchases and ATMs even in small villages.

Quite.

"Oh, gee, English credit cards work here" - actual quotation from a number
of American store clerks.


-- 
Today is Prickle-Prickle, the 33rd day of Confusion in the YOLD 3181
                  I don't have an attitude problem.
    If you have a problem with my attitude, that's your problem.

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#147591

FromMorten Reistad <first@last.name>
Date2015-06-29 08:22 +0200
Message-ID<5q476c-l79.ln1@sambook.reistad.name>
In reply to#147548
In article <cvak8lFm85hU2@mid.individual.net>,
Huge  <usenet@huge.org.uk> wrote:
>On 2015-06-28, Charlie Gibbs <cgibbs@kltpzyxm.invalid> wrote:
>> On 2015-06-27, Anne & Lynn Wheeler <lynn@garlic.com> wrote:
>>
>>> Credit card fraud solution coming to America...finally
>>> http://finance.yahoo.com/news/credit-card-fraud-solution-coming-to-america---finally-192611312.html
>>
>> Here in Canada we've had chip-and-PIN for years; it seems so quaint
>> to go to the States and watch the clock roll back when doing credit
>> card transactions.
>
>Quite.
>
>> I love the way that article tries to justify the
>> U.S. dragging their heels on this, with their talk about Europe not
>> having access to real-time data communication. 
>
>To quote from the article;
>
>"The Europeans adopted chip-card technology because a lack of reliable
>telecomm connectivity prompted them to store transactions and send them
>in batches, often overnight for authorization the next day,"

Hogwash. I saw real-time, online validation in the mid 1970s here; 
in 1980 we were already ahead of the New York area in terms of the
online versions of credit card verification.

I used the credit card with online verification in Germany, 
Switzerland, the Netherlands, France, Sweden and Italy during the 
early 1980s; and this was established technology back then.

The author must have visited Europe sometime prior to 
1975 to have that view.

Of course, the validation is a two-phase commit; and the validation
and the actual transactions are separate electronic transactions.
Some CC POS devices still wait until the end of the day/clearance
of the register/lunch break to send the actual payment transactions
in a batch. This has to do with banking rates for these transations.

>This is, not to put too fine a point on it, unmitigated cack.
>
>> On our trip to Scotland
>> last summer, the same chip-and-PIN card we use at home worked for
>> purchases and ATMs even in small villages.
>
>Quite.
>
>"Oh, gee, English credit cards work here" - actual quotation from a number
>of American store clerks.

-- mrr

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#147580

From"John Chance" <JCJC@gmail.com>
Date2015-06-29 06:56 +1000
Message-ID<cvb5d1FqshoU1@mid.individual.net>
In reply to#147543

"Andrew Swallow" <am.swallow@btinternet.com> wrote in message 
news:IJ-dndYwPp7bzw3InZ2dnUU78XmdnZ2d@giganews.com...
> On 28/06/2015 17:36, Anne & Lynn Wheeler wrote:
> {snip}
>
>> During chip&pin deployment in the UK, I was contracted by a legal
>> representative of one such person in dispute with their financial
>> dispute. There was dispute about withdrawal at ATM machine ... the
>> person claimed he didn't do it. With the reverse in dispute, the person
>> had to prove they didn't do it ... say producing the ATM surveillance
>> video showing it was done by somebody else (the bank wasn't required to
>> produce the ATM surveilance video showing that they had done it).
>
> We need to prevent card copying

Not possible with chip and pin.

> and keep pins hidden from other people.

Don’t need a pin at all when the phone uses
a fingerprint sensor instead of a pin and the
fingerprint is much harder to steal. 

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#147602

Fromjmfbahciv <See.above@aol.com>
Date2015-06-29 12:15 +0000
Message-ID<PM000519A6F22E6261@aca40a4c.ipt.aol.com>
In reply to#147580
John Chance wrote:
>
>
> "Andrew Swallow" <am.swallow@btinternet.com> wrote in message
> news:IJ-dndYwPp7bzw3InZ2dnUU78XmdnZ2d@giganews.com...
>> On 28/06/2015 17:36, Anne & Lynn Wheeler wrote:
>> {snip}
>>
>>> During chip&pin deployment in the UK, I was contracted by a legal
>>> representative of one such person in dispute with their financial
>>> dispute. There was dispute about withdrawal at ATM machine ... the
>>> person claimed he didn't do it. With the reverse in dispute, the person
>>> had to prove they didn't do it ... say producing the ATM surveillance
>>> video showing it was done by somebody else (the bank wasn't required to
>>> produce the ATM surveilance video showing that they had done it).
>>
>> We need to prevent card copying
>
> Not possible with chip and pin.
>
>> and keep pins hidden from other people.
>
> Don’t need a pin at all when the phone uses
> a fingerprint sensor instead of a pin and the
> fingerprint is much harder to steal.
>
How does the device adjust itself when the fingerprint
changes?

/BAH

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#147627

FromMorten Reistad <first@last.name>
Date2015-06-29 16:17 +0200
Message-ID<bl086c-rdb.ln1@sambook.reistad.name>
In reply to#147602
In article <PM000519A6F22E6261@aca40a4c.ipt.aol.com>,
jmfbahciv  <See.above@aol.com> wrote:
>John Chance wrote:
>>
>>
>> "Andrew Swallow" <am.swallow@btinternet.com> wrote in message
>> news:IJ-dndYwPp7bzw3InZ2dnUU78XmdnZ2d@giganews.com...
>>> On 28/06/2015 17:36, Anne & Lynn Wheeler wrote:
>>> {snip}
>>>
>>>> During chip&pin deployment in the UK, I was contracted by a legal
>>>> representative of one such person in dispute with their financial
>>>> dispute. There was dispute about withdrawal at ATM machine ... the
>>>> person claimed he didn't do it. With the reverse in dispute, the person
>>>> had to prove they didn't do it ... say producing the ATM surveillance
>>>> video showing it was done by somebody else (the bank wasn't required to
>>>> produce the ATM surveilance video showing that they had done it).
>>>
>>> We need to prevent card copying
>>
>> Not possible with chip and pin.
>>
>>> and keep pins hidden from other people.
>>
>> Don’t need a pin at all when the phone uses
>> a fingerprint sensor instead of a pin and the
>> fingerprint is much harder to steal.
>>
>How does the device adjust itself when the fingerprint
>changes?

And a fingerprint is easy to steal. You leave around a 
thousand of them on reclaimable surfaces every day.

Biometrics are *completely*useless* as an identification
vehicle. They are all sufficiently fuzzy that the fuzzyness
will overwhelm the selection of any one subject when the
total population goes up. More samples do not help.

However, the can be excellent for *verification*, once
you claim to be you (via some other channel, ie. an
account name, a pin, a ppn etc.) you can call up a template
where it really helps to have more samples.

But telling this to Rod is a waste of time.

But the rest of you may not be aware of this distinction.

-- mrr

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#147637

FromJimP <solosam90@gmail.com>
Date2015-06-29 10:22 -0500
Message-ID<3io2pa1l30dg0natm1rhsj88kau861c981@4ax.com>
In reply to#147627
On Mon, 29 Jun 2015 16:17:47 +0200, Morten Reistad <first@last.name>
wrote:
>In article <PM000519A6F22E6261@aca40a4c.ipt.aol.com>,
>jmfbahciv  <See.above@aol.com> wrote:
>>John Chance wrote:
>>>
>>>
>>> "Andrew Swallow" <am.swallow@btinternet.com> wrote in message
>>> news:IJ-dndYwPp7bzw3InZ2dnUU78XmdnZ2d@giganews.com...
>>>> On 28/06/2015 17:36, Anne & Lynn Wheeler wrote:
>>>> {snip}
>>>>
>>>>> During chip&pin deployment in the UK, I was contracted by a legal
>>>>> representative of one such person in dispute with their financial
>>>>> dispute. There was dispute about withdrawal at ATM machine ... the
>>>>> person claimed he didn't do it. With the reverse in dispute, the person
>>>>> had to prove they didn't do it ... say producing the ATM surveillance
>>>>> video showing it was done by somebody else (the bank wasn't required to
>>>>> produce the ATM surveilance video showing that they had done it).
>>>>
>>>> We need to prevent card copying
>>>
>>> Not possible with chip and pin.
>>>
>>>> and keep pins hidden from other people.
>>>
>>> Don’t need a pin at all when the phone uses
>>> a fingerprint sensor instead of a pin and the
>>> fingerprint is much harder to steal.
>>>
>>How does the device adjust itself when the fingerprint
>>changes?
>
>And a fingerprint is easy to steal. You leave around a 
>thousand of them on reclaimable surfaces every day.
>
>Biometrics are *completely*useless* as an identification
>vehicle. They are all sufficiently fuzzy that the fuzzyness
>will overwhelm the selection of any one subject when the
>total population goes up. More samples do not help.
>
>However, the can be excellent for *verification*, once
>you claim to be you (via some other channel, ie. an
>account name, a pin, a ppn etc.) you can call up a template
>where it really helps to have more samples.
>
>But telling this to Rod is a waste of time.
>
>But the rest of you may not be aware of this distinction.

Someone told me some years ago that they were going to use biometrics
for security, to make sure only certain people got into some areas. I
then asked them, 'what if they have retina surgery ? I have, and one
of my retinas changes shape almost daily'. They had no answer and sort
of wandered away mumbling to themselves.
-- 
JimP.

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#147639

From"Osmium" <r124c4u102@comcast.net>
Date2015-06-29 10:30 -0500
Message-ID<cvd6ksFbsurU1@mid.individual.net>
In reply to#147637
"JimP" wrote:

> Someone told me some years ago that they were going to use biometrics
> for security, to make sure only certain people got into some areas. I
> then asked them, 'what if they have retina surgery ? I have, and one
> of my retinas changes shape almost daily'. They had no answer and sort
> of wandered away mumbling to themselves.

Yeah, they're better off just letting anyone just wander in. 

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